{"id":2920,"date":"2026-03-05T14:45:01","date_gmt":"2026-03-05T13:45:01","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=2920"},"modified":"2026-04-07T18:12:23","modified_gmt":"2026-04-07T16:12:23","slug":"protection","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/en\/ubezpieczenia-na-zycie\/ochrona\/","title":{"rendered":"PROTECTION+ <span class=\"badge-archiwalne\">archived<\/span>"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001[data-kb-block=\"kb-adv-headinghero_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001[data-kb-block=\"kb-adv-headinghero_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_och_001[data-kb-block=\"kb-adv-headinghero_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_och_001\">Nationale-Nederlanden OCHRONA+ \u2013 tradycyjne ubezpieczenie na \u017cycie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ochrona+ to tradycyjne ubezpieczenie na \u017cycie od Nationale-Nederlanden. Polisa zapewnia ochron\u0119 Tobie i wsparcie finansowe Twoim bliskim. Daje pewno\u015b\u0107, \u017ce w razie Twojej \u015bmierci wskazane przez Ciebie osoby otrzymaj\u0105 wsparcie finansowe, a pieni\u0105dze z polisy zostan\u0105 wyp\u0142acone wy\u0142\u0105cznie wskazanym przez Ciebie osobom. Mo\u017cesz elastycznie dopasowa\u0107 polis\u0119 do swojej sytuacji \u017cyciowej w trakcie jej trwania. Ochrona+ to Umowa g\u0142\u00f3wna oraz 5 dobrowolnych Um\u00f3w dodatkowych \u2013 to wszystko ju\u017c od 40&nbsp;z\u0142 miesi\u0119cznie!<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idreasons_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idreasons_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idreasons_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idreasons_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idreasons_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idreasons_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idreasons_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnreasons_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnreasons_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnreasons_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnreasons_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnreasons_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnreasons_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnreasons_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnreasons_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001[data-kb-block=\"kb-adv-headingreason_h4_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001[data-kb-block=\"kb-adv-headingreason_h4_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_001[data-kb-block=\"kb-adv-headingreason_h4_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_reason_h4_och_001\">\ud83c\udfe6 Zabezpieczenie sp\u0142aty kredytu<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">W razie najgorszej sytuacji, czyli \u015bmierci Ubezpieczonego, sp\u0142ata kredytu nie spadnie na jego rodzin\u0119. Nationale-Nederlanden wyp\u0142aci 100% Sumy ubezpieczenia. Dost\u0119pne ju\u017c od 50&nbsp;000&nbsp;z\u0142.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002[data-kb-block=\"kb-adv-headingreason_h4_och_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002[data-kb-block=\"kb-adv-headingreason_h4_och_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_002[data-kb-block=\"kb-adv-headingreason_h4_och_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_reason_h4_och_002\">\ud83d\udcb0 Rekompensata utraconych dochod\u00f3w<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Gdy co\u015b Ci si\u0119 stanie, trafisz do szpitala i nie b\u0119dziesz m\u00f3g\u0142 pracowa\u0107 i zarabia\u0107, dzi\u0119ki Ochronie+ otrzymasz dodatkowe \u015brodki.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003[data-kb-block=\"kb-adv-headingreason_h4_och_003\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003[data-kb-block=\"kb-adv-headingreason_h4_och_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_003[data-kb-block=\"kb-adv-headingreason_h4_och_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_reason_h4_och_003\">\ud83c\udfe5 Dodatkowe pieni\u0105dze na leczenie<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Wybieraj\u0105c Umow\u0119 Powa\u017cne zachorowanie, w razie choroby Nationale-Nederlanden wyp\u0142aci 100% wybranej Sumy ubezpieczenia.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004[data-kb-block=\"kb-adv-headingreason_h4_och_004\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004[data-kb-block=\"kb-adv-headingreason_h4_och_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_004[data-kb-block=\"kb-adv-headingreason_h4_och_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_reason_h4_och_004\">\ud83d\udee1\ufe0f Wsparcie w trudnej sytuacji<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Gdy Ubezpieczony w wyniku wypadku lub choroby dozna trwa\u0142ego inwalidztwa ca\u0142kowitego, wyp\u0142acimy mu 100% Sumy ubezpieczenia.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005[data-kb-block=\"kb-adv-headingreason_h4_och_005\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005[data-kb-block=\"kb-adv-headingreason_h4_och_005\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingreason_h4_och_005[data-kb-block=\"kb-adv-headingreason_h4_och_005\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_reason_h4_och_005\">\u2705 Przej\u0119cie op\u0142acania sk\u0142adek<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Gdy Ubezpieczony w wyniku wypadku b\u0119dzie ca\u0142kowicie niezdolny do wykonywania pracy przez okres co najmniej 6 miesi\u0119cy, przejmiemy op\u0142acanie sk\u0142adek.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfografika_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfografika_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfografika_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfografika_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfografika_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfografika_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfografika_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfografika_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfografika_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfografika_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfografika_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfografika_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfografika_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfografika_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfografika_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001[data-kb-block=\"kb-adv-headinginfografika_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001[data-kb-block=\"kb-adv-headinginfografika_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfografika_heading_och_001[data-kb-block=\"kb-adv-headinginfografika_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_infografika_heading_och_001\">Rabaty w ubezpieczeniu OCHRONA+<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"232\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_ochrona_plus_rabaty.webp\" alt=\"Nationale-Nederlanden OCHRONA+ rabaty\" class=\"wp-image-2918\" srcset=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_ochrona_plus_rabaty.webp 1200w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_ochrona_plus_rabaty-300x58.webp 300w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_ochrona_plus_rabaty-1024x198.webp 1024w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_ochrona_plus_rabaty-768x148.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idmain_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idmain_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idmain_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idmain_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idmain_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idmain_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idmain_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnmain_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnmain_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnmain_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnmain_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnmain_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnmain_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnmain_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnmain_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001[data-kb-block=\"kb-adv-headingmain_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001[data-kb-block=\"kb-adv-headingmain_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingmain_heading_och_001[data-kb-block=\"kb-adv-headingmain_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_main_heading_och_001\">Zakres ubezpieczenia OCHRONA+ od Nationale-Nederlanden<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Umowa g\u0142\u00f3wna obejmuje \u015bwiadczenie z tytu\u0142u \u015bmierci Ubezpieczonego. Dodatkowo mo\u017cesz rozszerzy\u0107 ochron\u0119 o 5 dobrowolnych Um\u00f3w dodatkowych.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001, .wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001[data-kb-block=\"kb-adv-headingmain_sub_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001[data-kb-block=\"kb-adv-headingmain_sub_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingmain_sub_och_001[data-kb-block=\"kb-adv-headingmain_sub_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-headingmain_sub_och_001 kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-headingmain_sub_och_001\">Umowa g\u0142\u00f3wna \u2013 parametry<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Minimalna suma ubezpieczenia<\/td><td>50&nbsp;000&nbsp;z\u0142<\/td><\/tr><tr><td>Minimalna sk\u0142adka<\/td><td>40&nbsp;z\u0142 miesi\u0119cznie<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 70 lat<\/td><\/tr><tr><td>\u015awiadczenie z tytu\u0142u \u015bmierci<\/td><td>100% Sumy ubezpieczenia<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontracts_heading_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontracts_heading_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontracts_heading_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontracts_heading_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontracts_heading_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001[data-kb-block=\"kb-adv-headingcontracts_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001[data-kb-block=\"kb-adv-headingcontracts_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontracts_heading_och_001[data-kb-block=\"kb-adv-headingcontracts_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contracts_heading_och_001\">Umowy dodatkowe OCHRONA+<\/h3>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontract_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontract_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontract_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(85% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-idcontract_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontract_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontract_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontract_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_lcol_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_lcol_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_lcol_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"85\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_och_powazne.webp\" alt=\"Ikona - powazne zachorowanie\" class=\"wp-image-2913\"\/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_rcol_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_rcol_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_rcol_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001[data-kb-block=\"kb-adv-headingcontract_h4_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001[data-kb-block=\"kb-adv-headingcontract_h4_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_001[data-kb-block=\"kb-adv-headingcontract_h4_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contract_h4_och_001\">Umowa dodatkowa A: Powa\u017cne zachorowanie<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Zakres<\/td><td>10 jednostek chorobowych (w tym zawa\u0142 serca, bypassy, nowotw\u00f3r z\u0142o\u015bliwy)<\/td><\/tr><tr><td>\u015awiadczenie<\/td><td>100% Sumy ubezpieczenia<\/td><\/tr><tr><td>Wielokrotna wyp\u0142ata<\/td><td>do 3 wyp\u0142at = maks. 300% SU<\/td><\/tr><tr><td>Min. suma<\/td><td>10&nbsp;000&nbsp;z\u0142<\/td><\/tr><tr><td>Maks. suma<\/td><td>50% SU umowy g\u0142\u00f3wnej, maks. 600&nbsp;000&nbsp;z\u0142<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 61 lat<\/td><\/tr><tr><td>Okres trwania<\/td><td>5 lat<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontract_row_och_002 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontract_row_och_002 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontract_row_och_002 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(85% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-idcontract_row_och_002 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontract_row_och_002 > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontract_row_och_002 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontract_row_och_002 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_lcol_och_002{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_lcol_och_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_lcol_och_002 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"138\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_och_szpital.webp\" alt=\"Ikona - pobyt w szpitalu\" class=\"wp-image-2914\"\/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_rcol_och_002{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_rcol_och_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_rcol_och_002 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002[data-kb-block=\"kb-adv-headingcontract_h4_och_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002[data-kb-block=\"kb-adv-headingcontract_h4_och_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_002[data-kb-block=\"kb-adv-headingcontract_h4_och_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contract_h4_och_002\">Umowa dodatkowa B: Pobyt w szpitalu i operacja<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Zakres<\/td><td>choroba lub nieszcz\u0119\u015bliwy wypadek<\/td><\/tr><tr><td>\u015awiadczenie szpitalne<\/td><td>2% SU za ka\u017cdy dzie\u0144 pobytu<\/td><\/tr><tr><td>Maks. dni<\/td><td>90 dni w roku polisowym = 180% SU<\/td><\/tr><tr><td>Min. pobyt<\/td><td>3 dni (wyp\u0142ata od 4. dnia)<\/td><\/tr><tr><td>\u015awiadczenie operacyjne<\/td><td>10%\u2013100% SU (wg kategorii zabiegu)<\/td><\/tr><tr><td>Dost\u0119pne sumy<\/td><td>2&nbsp;500 \/ 5&nbsp;000 \/ 10&nbsp;000&nbsp;z\u0142<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 61 lat<\/td><\/tr><tr><td>Okres trwania<\/td><td>5 lat<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontract_row_och_003 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontract_row_och_003 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontract_row_och_003 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(85% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-idcontract_row_och_003 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontract_row_och_003 > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontract_row_och_003 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontract_row_och_003 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_lcol_och_003{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_lcol_och_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_lcol_och_003 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"133\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_och_smierc.webp\" alt=\"Ikona - smierc wypadkowa\" class=\"wp-image-2915\"\/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_rcol_och_003{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_rcol_och_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_rcol_och_003 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003[data-kb-block=\"kb-adv-headingcontract_h4_och_003\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003[data-kb-block=\"kb-adv-headingcontract_h4_och_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_003[data-kb-block=\"kb-adv-headingcontract_h4_och_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contract_h4_och_003\">Umowa dodatkowa C: \u015amier\u0107 wskutek nieszcz\u0119\u015bliwego wypadku<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Zakres<\/td><td>dodatkowe \u015brodki z tytu\u0142u \u015bmierci w wyniku NW<\/td><\/tr><tr><td>Suma<\/td><td>r\u00f3wna sumie umowy g\u0142\u00f3wnej<\/td><\/tr><tr><td>\u015awiadczenie<\/td><td>200% Sumy umowy g\u0142\u00f3wnej (\u015bmier\u0107 + NW)<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 66 lat<\/td><\/tr><tr><td>Okres trwania<\/td><td>czas trwania umowy g\u0142\u00f3wnej<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontract_row_och_004 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontract_row_och_004 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontract_row_och_004 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(85% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-idcontract_row_och_004 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontract_row_och_004 > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontract_row_och_004 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontract_row_och_004 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_lcol_och_004{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_lcol_och_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_lcol_och_004 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"91\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_och_inwalidztwo.webp\" alt=\"Ikona - trwale inwalidztwo\" class=\"wp-image-2916\"\/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_rcol_och_004{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_rcol_och_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_rcol_och_004 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004[data-kb-block=\"kb-adv-headingcontract_h4_och_004\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004[data-kb-block=\"kb-adv-headingcontract_h4_och_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_004[data-kb-block=\"kb-adv-headingcontract_h4_och_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contract_h4_och_004\">Umowa dodatkowa D: Trwa\u0142e inwalidztwo ca\u0142kowite<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Zakres<\/td><td>choroba lub nieszcz\u0119\u015bliwy wypadek<\/td><\/tr><tr><td>Warunek<\/td><td>ca\u0142kowita, trwa\u0142a i nieodwracalna niezdolno\u015b\u0107 do pracy oraz niezdolno\u015b\u0107 do samodzielnej egzystencji, trwaj\u0105ce min. 24 miesi\u0105ce<\/td><\/tr><tr><td>\u015awiadczenie<\/td><td>100% Sumy ubezpieczenia<\/td><\/tr><tr><td>Suma<\/td><td>r\u00f3wna sumie umowy g\u0142\u00f3wnej<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 61 lat<\/td><\/tr><tr><td>Okres trwania<\/td><td>do ko\u0144ca umowy g\u0142\u00f3wnej, min. 5 lat<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcontract_row_och_005 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcontract_row_och_005 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcontract_row_och_005 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(85% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-idcontract_row_och_005 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcontract_row_och_005 > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcontract_row_och_005 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcontract_row_och_005 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_lcol_och_005{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_lcol_och_005 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_lcol_och_005 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"120\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/nn_och_nnw_inw.webp\" alt=\"Ikona - inwalidztwo NW\" class=\"wp-image-2917\"\/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncontract_rcol_och_005{position:relative;}@media all and (max-width: 1024px){.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncontract_rcol_och_005 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncontract_rcol_och_005 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005[data-kb-block=\"kb-adv-headingcontract_h4_och_005\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005[data-kb-block=\"kb-adv-headingcontract_h4_och_005\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcontract_h4_och_005[data-kb-block=\"kb-adv-headingcontract_h4_och_005\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_contract_h4_och_005\">Umowa dodatkowa E: Inwalidztwo w wyniku nieszcz\u0119\u015bliwego wypadku<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Parametr<\/th><th>Warto\u015b\u0107<\/th><\/tr><\/thead><tbody><tr><td>Zakres<\/td><td>tylko nieszcz\u0119\u015bliwy wypadek<\/td><\/tr><tr><td>Warunek<\/td><td>ca\u0142kowita niezdolno\u015b\u0107 do pracy przez min. 6 miesi\u0119cy wskutek NW<\/td><\/tr><tr><td>Osoby 60+<\/td><td>uznanie obejmuje r\u00f3wnie\u017c utrat\u0119 s\u0142uchu, wzroku w jednym oku lub utrat\u0119 ko\u0144czyny<\/td><\/tr><tr><td>\u015awiadczenie<\/td><td>przej\u0119cie op\u0142acania sk\u0142adek za wszystkie umowy<\/td><\/tr><tr><td>Wiek przyst\u0105pienia<\/td><td>uko\u0144czone 18 lat, nieuko\u0144czone 61 lat<\/td><\/tr><tr><td>Okres trwania<\/td><td>do ko\u0144ca umowy g\u0142\u00f3wnej, min. 5 lat<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idskladka_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idskladka_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idskladka_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idskladka_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idskladka_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idskladka_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idskladka_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnskladka_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnskladka_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnskladka_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnskladka_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnskladka_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnskladka_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnskladka_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnskladka_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001[data-kb-block=\"kb-adv-headingskladka_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001[data-kb-block=\"kb-adv-headingskladka_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_och_001[data-kb-block=\"kb-adv-headingskladka_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_skladka_heading_och_001\">Sk\u0142adka<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minimalna sk\u0142adka za ubezpieczenie OCHRONA+ wynosi <strong>40&nbsp;z\u0142 miesi\u0119cznie<\/strong>. Wysoko\u015b\u0107 sk\u0142adki zale\u017cy od wybranej sumy ubezpieczenia, zakresu um\u00f3w dodatkowych oraz wieku Ubezpieczonego.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325&nbsp;325&nbsp;325<\/strong>, aby uzyska\u0107 indywidualn\u0105 wycen\u0119 dopasowan\u0105 do Twoich potrzeb.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprocess_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprocess_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprocess_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprocess_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprocess_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprocess_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprocess_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprocess_col_och_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnprocess_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprocess_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprocess_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprocess_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprocess_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprocess_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprocess_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprocess_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001[data-kb-block=\"kb-adv-headingprocess_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001[data-kb-block=\"kb-adv-headingprocess_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_och_001[data-kb-block=\"kb-adv-headingprocess_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_process_heading_och_001\">Jak zawrze\u0107 umow\u0119<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_och_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_och_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_och_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_och_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_process_och_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_process_och_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-li_process_och_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_och_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium lub zadzwo\u0144: <strong>325\u00a0325\u00a0325<\/strong>.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_och_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_och_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Doradca przeprowadzi analiz\u0119 potrzeb i pomo\u017ce dopasowa\u0107 zakres ochrony.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_och_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_och_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wybierzesz sum\u0119 ubezpieczenia i umowy dodatkowe odpowiednie do Twojej sytuacji.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_och_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_och_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Podpiszesz umow\u0119 i op\u0142acisz sk\u0142adk\u0119 \u2013 ochrona zaczyna dzia\u0142a\u0107.<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_och_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexcl_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001[data-kb-block=\"kb-adv-headingexcl_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001[data-kb-block=\"kb-adv-headingexcl_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_och_001[data-kb-block=\"kb-adv-headingexcl_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_excl_heading_och_001\">Najcz\u0119stsze wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poni\u017cej typowe przyk\u0142ady wy\u0142\u0105cze\u0144. Dok\u0142adne brzmienie znajduje si\u0119 w OWU Nationale-Nederlanden.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_och_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_och_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_och_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_och_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_och_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_och_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-li_excl_och_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania sprzeczne z prawem lub usi\u0142owanie\/pope\u0142nienie samob\u00f3jstwa w okre\u015blonym w OWU okresie od zawarcia umowy.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_och_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pozostawanie pod wp\u0142ywem alkoholu, \u015brodk\u00f3w odurzaj\u0105cych lub substancji psychotropowych, je\u015bli mia\u0142o to wp\u0142yw na zdarzenie.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_och_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Choroby i stany istniej\u0105ce przed zawarciem umowy, kt\u00f3re nie zosta\u0142y zg\u0142oszone ubezpieczycielowi.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_och_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uprawianie sport\u00f3w wysokiego ryzyka lub udzia\u0142 w zawodach bez odpowiednich klauzul.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_och_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez wymaganych uprawnie\u0144.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_och_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_och_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Udzia\u0142 w dzia\u0142aniach wojennych, aktach terroryzmu lub b\u00f3jce (z wyj\u0105tkiem obrony koniecznej).<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_och_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001[data-kb-block=\"kb-adv-headingfaq_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001[data-kb-block=\"kb-adv-headingfaq_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_och_001[data-kb-block=\"kb-adv-headingfaq_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_och_001\">Najcz\u0119\u015bciej zadawane pytania o ubezpieczenie OCHRONA+<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_och_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_och_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_och_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_och_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_och_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_och_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_och_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_och_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_och_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_och_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Dla kogo jest ubezpieczenie OCHRONA+?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">OCHRONA+ jest przeznaczona dla os\u00f3b w wieku 18\u201370 lat szukaj\u0105cych tradycyjnego ubezpieczenia na \u017cycie. Minimalna sk\u0142adka: 40\u00a0z\u0142\/mies., min. SU: 50\u00a0000\u00a0z\u0142.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jakie umowy dodatkowe mo\u017cna do\u0142\u0105czy\u0107?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">A) Powa\u017cne zachorowanie (do 3 wyp\u0142at), B) Szpital i operacja, C) \u015amier\u0107 wskutek NW, D) Trwa\u0142e inwalidztwo, E) Inwalidztwo z NW (przej\u0119cie sk\u0142adek).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co oznacza wielokrotna wyp\u0142ata?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Umowa A: do 3 wyp\u0142at po 100% SU (maks. 300%), ka\u017cda za inn\u0105 jednostk\u0119 chorobow\u0105 z 10 obj\u0119tych.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak wygl\u0105da \u015bwiadczenie szpitalne?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Umowa B: 2% SU\/dzie\u0144 (od 4. dnia), maks. 90 dni\/rok. Operacje: 10\u2013100% SU. Sumy: 2500\/5000\/10000\u00a0z\u0142.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co daje Umowa C (\u015bmier\u0107 z NW)?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Dodatkowa wyp\u0142ata = SU umowy g\u0142\u00f3wnej. \u0141\u0105cznie 200% SU dla uprawnionych.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Na czym polega przej\u0119cie sk\u0142adek?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Umowa E: niezdolno\u015b\u0107 do pracy min. 6 mies. z NW \u2013 NN przejmuje sk\u0142adki. Osoby 60+: tak\u017ce utrata s\u0142uchu\/wzroku\/ko\u0144czyny.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak si\u0119 skontaktowa\u0107?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Zadzwo\u0144 do Polisarium: 325\u00a0325\u00a0325. Doradca pomo\u017ce dobra\u0107 sum\u0119 i umowy dodatkowe.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_och_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_och_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_och_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_och_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_och_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_och_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_och_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_och_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_och_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_och_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_och_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_och_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_och_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_och_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001[data-kb-block=\"kb-adv-headingsummary_heading_och_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001[data-kb-block=\"kb-adv-headingsummary_heading_och_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_och_001[data-kb-block=\"kb-adv-headingsummary_heading_och_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_och_001\">Dlaczego warto wybra\u0107 ubezpieczenie OCHRONA+ od Nationale-Nederlanden?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">OCHRONA+ to sprawdzone ubezpieczenie na \u017cycie \u0142\u0105cz\u0105ce ochron\u0119 na wypadek \u015bmierci z 5 umowami dodatkowymi. Wielokrotna wyp\u0142ata za powa\u017cne zachorowania (do 300% SU), \u015bwiadczenia szpitalne, podw\u00f3jna wyp\u0142ata przy \u015bmierci z NW oraz przej\u0119cie sk\u0142adek w razie inwalidztwa \u2013 kompleksowe zabezpieczenie dla Ciebie i rodziny. Minimalna sk\u0142adka od 40&nbsp;z\u0142\/mies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325&nbsp;325&nbsp;325<\/strong>.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3417,"template":"","meta":{"_acf_changed":true,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-2920","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>OCHRONA+ - na\u017bycie.pl<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nazycie.pl\/en\/life-insurance\/protection\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OCHRONA+\" \/>\n<meta property=\"og:description\" content=\"Nationale-Nederlanden OCHRONA+ \u2013 tradycyjne ubezpieczenie na \u017cycie Ochrona+ to tradycyjne ubezpieczenie na \u017cycie od Nationale-Nederlanden. 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