{"id":2986,"date":"2026-03-17T17:33:48","date_gmt":"2026-03-17T16:33:48","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=2986"},"modified":"2026-03-23T14:29:55","modified_gmt":"2026-03-23T13:29:55","slug":"tuz-group-insurance-nnw","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/en\/ubezpieczenia-grupowe\/tuz-ubezpieczenie-grupowe-nnw\/","title":{"rendered":"TUZ Group accident insurance"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001[data-kb-block=\"kb-adv-headinghero_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001[data-kb-block=\"kb-adv-headinghero_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_tgn_001[data-kb-block=\"kb-adv-headinghero_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_tgn_001\">Grupowe ubezpieczenie NNW od TUZ \u2013 ochrona pracownik\u00f3w i grup zorganizowanych<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Grupowe ubezpieczenie nast\u0119pstw nieszcz\u0119\u015bliwych wypadk\u00f3w (NNW) od TUZ Towarzystwa Ubezpiecze\u0144 Wzajemnych to elastyczny produkt przeznaczony dla firm, szk\u00f3\u0142, stowarzysze\u0144, klub\u00f3w sportowych i innych grup zorganizowanych. Ubezpieczenie zapewnia ochron\u0119 na wypadek trwa\u0142ego uszczerbku na zdrowiu oraz \u015bmierci w wyniku nieszcz\u0119\u015bliwego wypadku, a dzi\u0119ki 8 klauzulom dodatkowym mo\u017cna rozszerzy\u0107 zakres o hospitalizacj\u0119, koszty leczenia, rehabilitacj\u0119 i wiele wi\u0119cej.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idinfo_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfo_row_tgn_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<p class=\"wp-block-paragraph\"><strong style=\"font-size:2em\">\ud83d\udc65<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_001_h\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_001_h\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_001_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_001_h\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Od 5 os\u00f3b<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie grupowe dla minimum 5 os\u00f3b \u2013 pracownik\u00f3w, uczni\u00f3w, cz\u0142onk\u00f3w stowarzysze\u0144<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_tgn_002{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_tgn_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_tgn_002 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<p class=\"wp-block-paragraph\"><strong style=\"font-size:2em\">\ud83d\udee1\ufe0f<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_002_h\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_002_h\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_002_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_002_h\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">8 klauzul<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Wariant podstawowy + 8 klauzul dodatkowych do wyboru \u2013 pe\u0142na elastyczno\u015b\u0107<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_tgn_003{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_tgn_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_tgn_003 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<p class=\"wp-block-paragraph\"><strong style=\"font-size:2em\">\u23f0<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_003_h\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_003_h\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_003_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_003_h\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Ochrona 24\/7 lub w pracy<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Zakres pe\u0142ny (ca\u0142odobowy) lub ograniczony (w pracy \/ szkole)<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_tgn_004{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_tgn_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_tgn_004 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<p class=\"wp-block-paragraph\"><strong style=\"font-size:2em\">\ud83d\udcb0<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_004_h\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_004_h\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_col_tgn_004_h[data-kb-block=\"kb-adv-headinginfo_col_tgn_004_h\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">SU od 5\u00a0000 z\u0142<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Suma ubezpieczenia od 5&nbsp;000 z\u0142; do 65 r.\u017c. bez limitu, 65\u201370 lat maks. 20&nbsp;000 z\u0142<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001[data-kb-block=\"kb-adv-headingscope_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001[data-kb-block=\"kb-adv-headingscope_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_tgn_001[data-kb-block=\"kb-adv-headingscope_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_tgn_001\">Zakres ubezpieczenia grupowego NNW od TUZ TUW<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001[data-kb-block=\"kb-adv-headingscope_sub_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001[data-kb-block=\"kb-adv-headingscope_sub_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_001[data-kb-block=\"kb-adv-headingscope_sub_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wariant podstawowy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017cda umowa grupowego NNW od TUZ obejmuje dwa podstawowe \u015bwiadczenia:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_tgn_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_tgn_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_tgn_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scope_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scope_tgn_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_scope_tgn_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_tgn_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142y uszczerbek na zdrowiu<\/strong> \u2013 \u015bwiadczenie proporcjonalne: 1% sumy ubezpieczenia za ka\u017cdy 1% uszczerbku, ustalanego wed\u0142ug tabeli norm TUZ TUW<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_scope_tgn_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_tgn_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 w wyniku NW<\/strong> \u2013 wyp\u0142ata 100% sumy ubezpieczenia na rzecz uprawnionych (uposa\u017conych lub spadkobierc\u00f3w)<\/span><\/li>\n\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002[data-kb-block=\"kb-adv-headingscope_sub_tgn_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002[data-kb-block=\"kb-adv-headingscope_sub_tgn_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_tgn_002[data-kb-block=\"kb-adv-headingscope_sub_tgn_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Klauzule dodatkowe \u2013 wariant rozszerzony<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczaj\u0105cy mo\u017ce rozszerzy\u0107 ochron\u0119 o dowolnie wybrane klauzule dodatkowe:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_klz_tgn_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_klz_tgn_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_klz_tgn_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_klz_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_klz_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_klz_tgn_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 01 \u2013 Zawa\u0142 serca i udar m\u00f3zgu<\/strong> \u2013 rozszerzenie ochrony o nast\u0119pstwa zawa\u0142u serca i wylewu krwi do m\u00f3zgu (dla os\u00f3b do 65 roku \u017cycia)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 02 \u2013 Dzienne \u015bwiadczenia szpitalne<\/strong> \u2013 \u015bwiadczenie za ka\u017cdy dzie\u0144 pobytu w szpitalu spowodowanego NW (min. 3 dni, maks. 90 dni od wypadku)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 03 \u2013 Koszty leczenia<\/strong> \u2013 zwrot koszt\u00f3w leczenia poniesionych na terenie RP w nast\u0119pstwie NW (do 365 dni od zdarzenia)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 04 \u2013 Przedmioty ortopedyczne<\/strong> \u2013 zwrot koszt\u00f3w nabycia przedmiot\u00f3w ortopedycznych i \u015brodk\u00f3w pomocniczych przepisanych przez lekarza<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 05 \u2013 Przekwalifikowanie zawodowe<\/strong> \u2013 pokrycie koszt\u00f3w przeszkolenia os\u00f3b niepe\u0142nosprawnych w przypadku trwa\u0142ej niezdolno\u015bci do dotychczasowej pracy<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 06 \u2013 Koszty rehabilitacji<\/strong> \u2013 zwrot koszt\u00f3w rehabilitacji po NW na terenie RP (do 365 dni od zdarzenia)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 07 \u2013 Trwa\u0142a i ca\u0142kowita niezdolno\u015b\u0107 do pracy<\/strong> \u2013 \u015bwiadczenie w razie orzeczonej niezdolno\u015bci do wykonywania jakiejkolwiek pracy zarobkowej (min. 12 miesi\u0119cy)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_klz_tgn_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_klz_tgn_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Klauzula 08 \u2013 Dodatkowe \u015bwiadczenie z tytu\u0142u \u015bmierci NW<\/strong> \u2013 dodatkowe 50% sumy ubezpieczenia wyp\u0142acane uprawnionym w razie \u015bmierci wskutek NW (do 90 dni od zdarzenia, do 65 r.\u017c.)<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_tgn_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_tgn_001 .kt-blocks-info-box-link-wrap{background:var(--global-palette8);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}#kt-info-boxinfobox_tgn_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_tgn_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box_infobox_tgn_001\">\n<div class=\"kt-blocks-info-box-title\">Assistance NNW \u2013 pomoc w trudnych sytuacjach<\/div>\n<p class=\"kt-blocks-info-box-text\">Ubezpieczenie mo\u017cna rozszerzy\u0107 o <strong>assistance NNW<\/strong>, kt\u00f3ry zapewnia: medyczn\u0105 informacj\u0119 telefoniczn\u0105, wizyt\u0119 lekarza w domu (do <strong>300 z\u0142<\/strong>), wizyt\u0119 piel\u0119gniarki, dostaw\u0119 lek\u00f3w i sprz\u0119tu rehabilitacyjnego do domu, a tak\u017ce pomoc psychologa. \u015awiadczenia realizowane s\u0105 przez Centrum Operacyjne Assistance dzia\u0142aj\u0105ce 24\/7.<\/p>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-iddetails_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-iddetails_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-iddetails_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-iddetails_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-iddetails_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-iddetails_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-iddetails_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columndetails_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columndetails_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columndetails_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001[data-kb-block=\"kb-adv-headingdetails_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001[data-kb-block=\"kb-adv-headingdetails_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingdetails_heading_tgn_001[data-kb-block=\"kb-adv-headingdetails_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wa\u017cne informacje o ubezpieczeniu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Zakres czasowy:<\/strong> ochrona w wariancie pe\u0142nym (24h\/dob\u0119) lub ograniczonym (w czasie pracy \/ nauki, w drodze do i z pracy \/ szko\u0142y).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Suma ubezpieczenia:<\/strong> minimalna SU wynosi 5&nbsp;000 z\u0142. Dla os\u00f3b powy\u017cej 65 roku \u017cycia (do 70 lat) maksymalna SU to 20&nbsp;000 z\u0142. W ubezpieczeniu grupowym SU jest jednakowa dla wszystkich ubezpieczonych, chyba \u017ce strony um\u00f3wi\u0105 si\u0119 inaczej. Sumy ubezpieczenia zmniejszaj\u0105 si\u0119 o wyp\u0142acone \u015bwiadczenia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Okres ubezpieczenia:<\/strong> umowa na 12 miesi\u0119cy lub kr\u00f3tsza (np. na czas kolonii, obozu, wczas\u00f3w). Ochrona rozpoczyna si\u0119 od dnia nast\u0119pnego po zawarciu umowy i op\u0142aceniu sk\u0142adki.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Karencja:<\/strong> 7 dni w przypadku: podwy\u017cszenia SU w trakcie ubezpieczenia, przyst\u0105pienia do grupy w trakcie trwania umowy, ubezpieczenia indywidualnego na cudzy rachunek.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ustalanie uszczerbku:<\/strong> procent trwa\u0142ego uszczerbku na zdrowiu ustalany jest zaocznie (bez komisji lekarskiej) na podstawie tabeli norm TUZ TUW i dokumentacji medycznej.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idskladka_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idskladka_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idskladka_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idskladka_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idskladka_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idskladka_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idskladka_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnskladka_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnskladka_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnskladka_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001[data-kb-block=\"kb-adv-headingskladka_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001[data-kb-block=\"kb-adv-headingskladka_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_tgn_001[data-kb-block=\"kb-adv-headingskladka_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sk\u0142adka i zawarcie umowy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoko\u015b\u0107 sk\u0142adki ustalana jest indywidualnie na podstawie taryfy obowi\u0105zuj\u0105cej w dniu zawarcia umowy. Zale\u017cy od wybranego wariantu, klauzul dodatkowych, sumy ubezpieczenia oraz liczebno\u015bci i struktury grupy. Sk\u0142adka p\u0142atna jednorazowo lub w ratach.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001[data-kb-block=\"kb-adv-headingproces_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001[data-kb-block=\"kb-adv-headingproces_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingproces_heading_tgn_001[data-kb-block=\"kb-adv-headingproces_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak zawrze\u0107 ubezpieczenie?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1.<\/strong> Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325 325 325<\/strong> \u2013 om\u00f3wimy potrzeby Twojej firmy lub grupy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2.<\/strong> Doradzimy optymalny wariant i klauzule dodatkowe, przygotujemy ofert\u0119.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.<\/strong> Po akceptacji oferty przygotowujemy umow\u0119 i dokument ubezpieczenia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4.<\/strong> Ochrona rozpoczyna si\u0119 od dnia nast\u0119pnego po zawarciu umowy i op\u0142aceniu sk\u0142adki.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dokumenty do pobrania: <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/tuz_owu_nnw.pdf\">OWU NNW TUZ TUW<\/a><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001[data-kb-block=\"kb-adv-headingexcl_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001[data-kb-block=\"kb-adv-headingexcl_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_tgn_001[data-kb-block=\"kb-adv-headingexcl_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczyciel nie wyp\u0142aci \u015bwiadczenia m.in. w nast\u0119puj\u0105cych sytuacjach:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_tgn_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_tgn_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_tgn_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_tgn_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_tgn_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Zdarzenia spowodowane umy\u015blnie przez ubezpieczonego lub osoby bliskie<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142anie pod wp\u0142ywem alkoholu, narkotyk\u00f3w lub \u015brodk\u00f3w odurzaj\u0105cych niezaleconych przez lekarza<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez wymaganych uprawnie\u0144 lub pojazdu niedopuszczonego do ruchu<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wyczynowe lub zawodowe uprawianie sportu oraz sporty wysokiego ryzyka (chyba \u017ce umowa stanowi inaczej)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wypadek lotniczy (z wyj\u0105tkiem licencjonowanych linii lotniczych)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pr\u00f3ba samob\u00f3jstwa lub samookaleczenie<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_tgn_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_tgn_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pos\u0142ugiwanie si\u0119 \u015brodkami pirotechnicznymi (petardy, sztuczne ognie)<\/span><\/li>\n\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Pe\u0142na lista wy\u0142\u0105cze\u0144 i ogranicze\u0144 odpowiedzialno\u015bci znajduje si\u0119 w OWU produktu.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001[data-kb-block=\"kb-adv-headingfaq_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001[data-kb-block=\"kb-adv-headingfaq_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_tgn_001[data-kb-block=\"kb-adv-headingfaq_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_tgn_001\">Najcz\u0119\u015bciej zadawane pytania o grupowe ubezpieczenie NNW od TUZ<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_tgn_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_tgn_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_tgn_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_tgn_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_tgn_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_tgn_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_tgn_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_tgn_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_tgn_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_tgn_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Kto mo\u017ce by\u0107 obj\u0119ty grupowym ubezpieczeniem NNW od TUZ?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie obejmuje grupy minimum 5 os\u00f3b fizycznych nale\u017c\u0105cych do okre\u015blonej zbiorowo\u015bci: zak\u0142adu pracy, szko\u0142y, uczelni, przedszkola, \u017c\u0142obka, stowarzyszenia, klubu sportowego, uczestnik\u00f3w oboz\u00f3w, kolonii czy wczas\u00f3w. Mo\u017cliwe jest tak\u017ce ubezpieczenie grupowe rodzinne (do 4 os\u00f3b pozostaj\u0105cych we wsp\u00f3lnym gospodarstwie domowym).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co obejmuje wariant podstawowy ubezpieczenia?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Wariant podstawowy obejmuje dwa \u015bwiadczenia: wyp\u0142at\u0119 z tytu\u0142u trwa\u0142ego uszczerbku na zdrowiu (1% SU za ka\u017cdy 1% uszczerbku) oraz wyp\u0142at\u0119 z tytu\u0142u \u015bmierci w wyniku nieszcz\u0119\u015bliwego wypadku (100% SU). Wariant mo\u017cna rozszerzy\u0107 o 8 klauzul dodatkowych.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jakie klauzule dodatkowe s\u0105 dost\u0119pne?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Dost\u0119pnych jest 8 klauzul: zawa\u0142 serca i udar m\u00f3zgu (Kl. 01), dzienne \u015bwiadczenia szpitalne (Kl. 02), koszty leczenia (Kl. 03), przedmioty ortopedyczne (Kl. 04), przekwalifikowanie zawodowe (Kl. 05), koszty rehabilitacji (Kl. 06), trwa\u0142a i ca\u0142kowita niezdolno\u015b\u0107 do pracy (Kl. 07) oraz dodatkowe \u015bwiadczenie z tytu\u0142u \u015bmierci NW \u2013 50% SU (Kl. 08).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jaka jest minimalna i maksymalna suma ubezpieczenia?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Minimalna suma ubezpieczenia wynosi 5\u00a0000 z\u0142. Dla os\u00f3b do 65 roku \u017cycia nie ma g\u00f3rnego limitu \u2013 wy\u017csze sumy ustalane s\u0105 indywidualnie. Dla os\u00f3b powy\u017cej 65 lat (do 70 r.\u017c.) maksymalna SU to 20\u00a0000 z\u0142. W ubezpieczeniu grupowym SU jest co do zasady jednakowa dla wszystkich cz\u0142onk\u00f3w grupy.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy ubezpieczenie obejmuje ochrona ca\u0142odobow\u0105?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To zale\u017cy od wybranego wariantu czasowego. Ubezpieczenie mo\u017ce dzia\u0142a\u0107 w zakresie pe\u0142nym (24 godziny na dob\u0119, na ca\u0142ym \u015bwiecie) lub ograniczonym (tylko w czasie pracy\/nauki oraz w drodze do i z pracy\/szko\u0142y). Wyb\u00f3r wariantu czasowego nast\u0119puje przy zawieraniu umowy.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy obowi\u0105zuje karencja?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Karencja 7 dni obowi\u0105zuje w trzech przypadkach: przy podwy\u017cszeniu sumy ubezpieczenia, przy przyst\u0105pieniu nowej osoby do grupy w trakcie trwania umowy oraz w ubezpieczeniu indywidualnym na cudzy rachunek. W standardowym przypadku (zawarcie nowej umowy) ochrona rozpoczyna si\u0119 od dnia nast\u0119pnego po zawarciu umowy i op\u0142aceniu sk\u0142adki.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\">\n<div class=\"kt-accordion-header-wrap\">\n<button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\">\n<span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak zg\u0142osi\u0107 szkod\u0119 z ubezpieczenia NNW?<\/span><\/span>\n<span class=\"kt-blocks-accordion-icon-trigger\"><\/span>\n<\/button>\n<\/div>\n<div class=\"kt-accordion-panel kt-accordion-panel-hidden\">\n<div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Szkod\u0119 nale\u017cy zg\u0142osi\u0107 do TUZ TUW niezw\u0142ocznie, nie p\u00f3\u017aniej ni\u017c w ci\u0105gu 7 dni od wypadku. Ustalenie stopnia uszczerbku nast\u0119puje zaocznie \u2013 na podstawie dokumentacji medycznej i tabeli norm TUZ TUW, bez konieczno\u015bci stawienia si\u0119 na komisji lekarskiej. W sprawie pomocy przy zg\u0142oszeniu skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325 325 325<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_tgn_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_tgn_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_tgn_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_tgn_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_tgn_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_tgn_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_tgn_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_tgn_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_tgn_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001[data-kb-block=\"kb-adv-headingsummary_heading_tgn_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001[data-kb-block=\"kb-adv-headingsummary_heading_tgn_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_tgn_001[data-kb-block=\"kb-adv-headingsummary_heading_tgn_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_tgn_001\">Dlaczego warto wybra\u0107 grupowe ubezpieczenie NNW od TUZ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Grupowe ubezpieczenie NNW od TUZ Towarzystwa Ubezpiecze\u0144 Wzajemnych to sprawdzone rozwi\u0105zanie dla firm, szk\u00f3\u0142 i organizacji, kt\u00f3re chc\u0105 zapewni\u0107 swoim cz\u0142onkom ochron\u0119 na wypadek nieszcz\u0119\u015bliwych zdarze\u0144. Elastyczny system klauzul dodatkowych pozwala precyzyjnie dopasowa\u0107 zakres ochrony do potrzeb grupy \u2013 od podstawowego ubezpieczenia NNW, przez hospitalizacj\u0119 i koszty leczenia, a\u017c po rehabilitacj\u0119 i assistance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325 325 325<\/strong>, aby otrzyma\u0107 ofert\u0119 dopasowan\u0105 do potrzeb Twojej grupy.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":2984,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[17],"class_list":["post-2986","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-grupowe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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