{"id":3372,"date":"2026-04-07T10:37:45","date_gmt":"2026-04-07T08:37:45","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3372"},"modified":"2026-04-07T18:48:51","modified_gmt":"2026-04-07T16:48:51","slug":"renovacion-de-la-nnw","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/es\/nnw-indywidualne\/nnw-odnowa\/","title":{"rendered":"NNW odNOWA"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_odnw_001 alignnone wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001[data-kb-block=\"kb-adv-headinghero_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001[data-kb-block=\"kb-adv-headinghero_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_odnw_001[data-kb-block=\"kb-adv-headinghero_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_odnw_001\">NNW odNOWA od InterRisk \u2014 kompleksowe ubezpieczenie NNW dla ka\u017cdego<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">NNW odNOWA od InterRisk to wszechstronne ubezpieczenie nast\u0119pstw nieszcz\u0119\u015bliwych wypadk\u00f3w, stworzone zar\u00f3wno dla os\u00f3b fizycznych, jak i przedsi\u0119biorc\u00f3w, stowarzysze\u0144 oraz jednostek OSP. Do wyboru 5\u00a0opcji ubezpieczenia (Przezorny, Rozwa\u017cny, Wymagaj\u0105cy, Sport, OSP), a\u017c 27\u00a0opcji dodatkowych oraz unikalna Klauzula ALL, kt\u00f3ra wy\u0142\u0105cza niemal wszystkie wy\u0142\u0105czenia odpowiedzialno\u015bci. Ochrona dzia\u0142a 24\u00a0godziny na dob\u0119 na ca\u0142ym \u015bwiecie, a suma ubezpieczenia jest ustalana indywidualnie wed\u0142ug potrzeb.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_icons_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfo_icons_row_odnw_001 alignnone wp-block-kadence-rowlayout icon-cards-grid\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_001[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_icons_h_odnw_001\">\ud83d\udee1\ufe0f 5 opcji<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Przezorny, Rozwa\u017cny, Wymagaj\u0105cy, Sport, OSP \u2014 dopasuj do swoich potrzeb<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_odnw_002{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_odnw_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_odnw_002\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_002[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_icons_h_odnw_002\">\ud83c\udf0d 24\/7 ca\u0142y \u015bwiat<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ochrona ca\u0142odobow\u0105 na ca\u0142ym \u015bwiecie w zakresie Pe\u0142nym<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_odnw_003{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_odnw_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_odnw_003\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_003\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_003[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_icons_h_odnw_003\">\u2795 27 opcji<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">27 opcji dodatkowych \u2014 od rehabilitacji po pakiet onkologiczny<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_odnw_004{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_odnw_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_odnw_004\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_004\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_icons_h_odnw_004[data-kb-block=\"kb-adv-headinginfo_icons_h_odnw_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_icons_h_odnw_004\">\ud83d\udcaa Klauzula ALL<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Unikalna klauzula wy\u0142\u0105czaj\u0105ca niemal wszystkie wy\u0142\u0105czenia<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001[data-kb-block=\"kb-adv-headingscope_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001[data-kb-block=\"kb-adv-headingscope_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_odnw_001[data-kb-block=\"kb-adv-headingscope_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_odnw_001\">Zakres ochrony ubezpieczenia NNW odNOWA<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017cda z 5 opcji zapewnia ochron\u0119 podstawow\u0105 obejmuj\u0105c\u0105 nast\u0119pstwa nieszcz\u0119\u015bliwych wypadk\u00f3w. Zakres mo\u017ce by\u0107 Pe\u0142ny (24\/7, ca\u0142y \u015bwiat) lub Ograniczony (tylko w pracy \/ podczas zaj\u0119\u0107). Za dodatkow\u0105 sk\u0142adk\u0119 mo\u017cna rozszerzy\u0107 ochron\u0119 o nast\u0119pstwa zawa\u0142u serca i udaru m\u00f3zgu (do 67.\u00a0roku \u017cycia).<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001[data-kb-block=\"kb-adv-headingscope_sub_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001[data-kb-block=\"kb-adv-headingscope_sub_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_sub_odnw_001[data-kb-block=\"kb-adv-headingscope_sub_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_sub_odnw_001\">\u015awiadczenia podstawowe<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_odnw_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_odnw_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_odnw_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_sc_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_sc_odnw_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 w nast\u0119pstwie NW:<\/strong> \u015bwiadczenie do 150% sumy ubezpieczenia (opcje Przezorny, Rozwa\u017cny, Wymagaj\u0105cy). \u015amier\u0107 musi nast\u0105pi\u0107 w ci\u0105gu 2 lat od wypadku.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszczerbek na zdrowiu:<\/strong> \u015bwiadczenie proporcjonalne do % uszczerbku. W opcji Wymagaj\u0105cy: przy uszczerbku 51\u2013100% g\u00f3rna granica to a\u017c 350% SU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszczerbek wg Tabeli Norm:<\/strong> w opcjach Rozwa\u017cny i Wymagaj\u0105cy \u2014 \u015bwiadczenie wy\u0142\u0105cznie za uszkodzenia cia\u0142a okre\u015blone w Tabeli Norm Uszczerbku.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wyroby medyczne na zlecenie:<\/strong> zwrot do 30% SU (max 10\u00a0000 z\u0142) \u2014 protez, kul, ortez, w\u00f3zka.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Przekwalifikowanie zawodowe:<\/strong> zwrot do 30% SU (max 10\u00a0000 z\u0142) dla os\u00f3b niepe\u0142nosprawnych po NW.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pogryzienia, uk\u0105szenia, u\u017c\u0105dlenia:<\/strong> 1% SU (pies) lub 2% SU (inne zwierz\u0119ta\/owady, min. 2 dni szpitala). Opcje Przezorny, Rozwa\u017cny, Wymagaj\u0105cy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>W\u00f3zek inwalidzki:<\/strong> zwrot do 5\u00a0000 z\u0142 (max 20% SU). Opcje Przezorny, Rozwa\u017cny, Wymagaj\u0105cy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_sc_odnw_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_sc_odnw_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Powa\u017cny Uraz:<\/strong> jednorazowe \u015bwiadczenie 10% SU przy uszczerbku \u226550%. Tylko opcja Przezorny.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idtable_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idtable_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idtable_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idtable_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idtable_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idtable_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idtable_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columntable_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columntable_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columntable_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columntable_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columntable_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columntable_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columntable_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columntable_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001[data-kb-block=\"kb-adv-headingtable_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001[data-kb-block=\"kb-adv-headingtable_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_odnw_001[data-kb-block=\"kb-adv-headingtable_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_table_heading_odnw_001\">5 opcji ubezpieczenia \u2014 por\u00f3wnanie<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Cecha<\/th><th>Przezorny<\/th><th>Rozwa\u017cny<\/th><th>Wymagaj\u0105cy<\/th><th>Sport<\/th><th>OSP<\/th><\/tr><\/thead><tbody><tr><td>\u015amier\u0107 NW<\/td><td>do 150% SU<\/td><td>do 150% SU<\/td><td>do 150% SU<\/td><td>100% SU<\/td><td>100% SU<\/td><\/tr><tr><td>Uszczerbek na zdrowiu<\/td><td>% SU<\/td><td>wg Tabeli Norm<\/td><td>wg Tabeli Norm, 51\u2013100%: do 350% SU<\/td><td>% SU<\/td><td>% SU<\/td><\/tr><tr><td>Powa\u017cny Uraz (10% SU)<\/td><td>\u2713<\/td><td>\u2014<\/td><td>\u2014<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><tr><td>Wyroby medyczne<\/td><td>do 30% SU<\/td><td>do 30% SU<\/td><td>do 30% SU<\/td><td>do 30% SU<\/td><td>do 30% SU<\/td><\/tr><tr><td>W\u00f3zek inwalidzki<\/td><td>do 5\u00a0000 z\u0142<\/td><td>do 5\u00a0000 z\u0142<\/td><td>do 5\u00a0000 z\u0142<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><tr><td>Pogryzienia\/uk\u0105szenia<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><tr><td>Sport wyczynowy<\/td><td>\u2014<\/td><td>\u2014<\/td><td>\u2014<\/td><td>\u2713<\/td><td>\u2014<\/td><\/tr><tr><td>Klauzula ALL<\/td><td>\u2713 (grupowe)<\/td><td>\u2713 (grupowe)<\/td><td>\u2713 (grupowe)<\/td><td>\u2014<\/td><td>\u2014<\/td><\/tr><tr><td>Liczba opcji dodatkowych<\/td><td>24 z 27<\/td><td>14 z 27<\/td><td>18 z 27<\/td><td>podstawowe<\/td><td>podstawowe<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idext_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idext_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idext_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idext_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idext_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idext_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idext_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnext_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnext_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnext_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnext_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnext_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnext_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnext_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnext_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001[data-kb-block=\"kb-adv-headingext_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001[data-kb-block=\"kb-adv-headingext_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingext_heading_odnw_001[data-kb-block=\"kb-adv-headingext_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_ext_heading_odnw_001\">27 opcji dodatkowych \u2014 pe\u0142na personalizacja ochrony<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017cd\u0105 opcj\u0119 mo\u017cna rozszerzy\u0107 o wybrane opcje dodatkowe (+1 do +27) za dop\u0142at\u0105 do sk\u0142adki. Dost\u0119pno\u015b\u0107 poszczeg\u00f3lnych opcji zale\u017cy od wybranej opcji g\u0142\u00f3wnej:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_odnw_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_odnw_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_odnw_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_ext_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_ext_odnw_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+1 Czasowa niezdolno\u015b\u0107 do pracy:<\/strong> 1% SU\/dzie\u0144 (od 10. dnia do 30 dni lub od 1. dnia powy\u017cej 30 dni), max 100 dni.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+2 Ca\u0142kowita niezdolno\u015b\u0107 do pracy:<\/strong> 100% SU \u2014 orzeczona przez lekarza orzecznika ZUS.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+3 Koszty leczenia:<\/strong> zwrot do 100% SU \u2014 wizyty, badania, szpital, operacje, leki (Polska).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+4 Koszty leczenia stomatologicznego:<\/strong> zwrot do 100% SU \u2014 odbudowa z\u0119b\u00f3w po NW.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+5 Koszty rehabilitacji:<\/strong> zwrot do 100% SU \u2014 zabiegi rehabilitacyjne po NW (Polska).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+6 Pobyt w szpitalu:<\/strong> 1% SU\/dzie\u0144, od 1. dnia, max 100 dni pobytu po NW.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+7 Rekonwalescencja po szpitalu:<\/strong> 0,5% SU\/dzie\u0144, max 30 dni po min. 5-dniowej hospitalizacji.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+8 Oparzenia:<\/strong> 20% (II\u00b0), 50% (III\u00b0), 100% (IV\u00b0) SU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_009 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_009\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+9 Odmro\u017cenia:<\/strong> 20% (II\u00b0), 50% (III\u00b0), 100% (IV\u00b0) SU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_010 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_010\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+10 Operacje chirurgiczne:<\/strong> od 10% do 100% SU wg tabeli (ponad 50 rodzaj\u00f3w operacji).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_011 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_011\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+11 Operacje plastyczne:<\/strong> zwrot do 100% SU \u2014 usuwanie oszpece\u0144 po NW.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_012 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_012\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+12 Uci\u0105\u017cliwe leczenie:<\/strong> jednorazowe \u015bwiadczenie 100% SU przy leczeniu bez uszczerbku (min. 3 wizyty lub 12 dni niezdolno\u015bci).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_013 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_013\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+13 \u015amier\u0107 w wypadku komunikacyjnym:<\/strong> 100% SU \u2014 dodatkowe \u015bwiadczenie opr\u00f3cz podstawowego.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_014 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_014\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+14 Koszty pogrzebu:<\/strong> zwrot do 100% SU \u2014 udokumentowane koszty pogrzebu lub kremacji.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_015 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_015\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+15 Dostosowanie mieszkania\/pojazdu:<\/strong> do 100% SU \u2014 przebudowa \u0142azienki, kuchni, adaptacja auta dla os\u00f3b niepe\u0142nosprawnych.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_016 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_016\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+16 Jednorazowe \u015bwiadczenie za szpital:<\/strong> 100% SU \u2014 gdy NW nie zostawi\u0142 uszczerbku, ale pobyt > 5 dni. Tylko opcja Wymagaj\u0105cy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_017 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_017\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+17 Zasi\u0142ek na edukacj\u0119 dzieci:<\/strong> 100% SU \u2014 przy \u015bmierci lub ca\u0142kowitej niezdolno\u015bci ubezpieczonego (dzielony r\u00f3wno).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_018 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_018\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+18 Sp\u0142ata rat kredytu:<\/strong> zwrot rat do 100% SU (max 500 z\u0142\/rata) przy niezdolno\u015bci >30 dni. Tylko grupowe.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_019 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_019\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+19 e-Rehabilitacja (limit 3\u00a0000 z\u0142):<\/strong> 30 sesji po 30 min z fizjoterapeut\u0105, zdalnie lub stacjonarnie.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_020 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_020\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+20 Asystent zdrowotny po wypadku komunikacyjnym (1\u00a0500 z\u0142):<\/strong> konsultacje, diagnostyka, rehabilitacja, transport.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_021 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_021\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+21 Assistance Medyczny:<\/strong> transport medyczny (500 z\u0142), wizyta piel\u0119gniarki, leki, pomoc domowa (300 z\u0142), opieka nad dzie\u0107mi (200 z\u0142\/dz.), sprz\u0119t rehabilitacyjny (200 z\u0142), do 30 zabieg\u00f3w rehabilitacji.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_022 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_022\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+22 Choroby odzwierz\u0119ce:<\/strong> jednorazowe \u015bwiadczenie 100% SU za b\u0105blowic\u0119, toksoplazm\u0119 lub w\u015bciekli\u017an\u0119.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_023 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_023\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+23 Powa\u017cne Choroby:<\/strong> 100% SU \u2014 16 chor\u00f3b (m.in. nowotw\u00f3r z\u0142o\u015bliwy, parali\u017c, \u015bpi\u0105czka, stwardnienie rozsiane, transplantacja). Tylko grupowe.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_024 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_024\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+24 Pakiet ONKO:<\/strong> diagnostyka onkologiczna, II opinia medyczna, 12 telekonsultacji specjalistycznych, wsparcie psychologiczne.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_025 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_025\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+25 TeleMedycyna (5\u00a0000 z\u0142):<\/strong> 12 e-konsultacji (czat, telefon, wideo) z 13 specjalistami + e-recepta.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_026 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_026\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+26 Koszty gazu i pr\u0105du:<\/strong> zwrot rachunk\u00f3w w czasie niezdolno\u015bci do pracy lub pobytu w szpitalu.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_ext_odnw_027 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_ext_odnw_027\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>+27 Pakiet Medyczny:<\/strong> konsultacje lekarskie, zabiegi ambulatoryjne, diagnostyka (RTG, USG, TK, NMR, endoskopia, EKG) po NW.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_odnw_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_odnw_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_odnw_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Klauzula ALL \u2014 maksymalna ochrona bez wy\u0142\u0105cze\u0144<\/h4><p class=\"kt-blocks-info-box-text\">Dost\u0119pna w umowach grupowych (opcje Przezorny, Rozwa\u017cny, Wymagaj\u0105cy) na min. 9 miesi\u0119cy. Po op\u0142aceniu dodatkowej sk\u0142adki <strong>wy\u0142\u0105cza niemal wszystkie wy\u0142\u0105czenia odpowiedzialno\u015bci<\/strong> \u2014 jedynym pozostaj\u0105cym wy\u0142\u0105czeniem jest samob\u00f3jstwo lub samookaleczenie. Obejmuje: \u015bmier\u0107 NW, przekwalifikowanie zawodowe, ca\u0142kowit\u0105 niezdolno\u015b\u0107 do pracy, operacje plastyczne, koszty pogrzebu i zasi\u0142ek na edukacj\u0119 dzieci.<br><br>\u2022 <strong>Opcja Wymagaj\u0105cy:<\/strong> uszczerbek 51\u2013100% wyp\u0142acany do 350% SU<br>\u2022 <strong>Opcja Przezorny:<\/strong> Powa\u017cny Uraz (10% SU) + 24 z 27 opcji dodatkowych<br>\u2022 <strong>Zawa\u0142 serca i udar m\u00f3zgu:<\/strong> mo\u017cliwo\u015b\u0107 obj\u0119cia ochron\u0105 za dodatkow\u0105 sk\u0142adk\u0119 (do 67. r.\u017c.)<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprice_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprice_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprice_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprice_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprice_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprice_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprice_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprice_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprice_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprice_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001[data-kb-block=\"kb-adv-headingprice_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001[data-kb-block=\"kb-adv-headingprice_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_odnw_001[data-kb-block=\"kb-adv-headingprice_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_price_heading_odnw_001\">Sk\u0142adka ubezpieczeniowa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoko\u015b\u0107 sk\u0142adki za NNW odNOWA jest ustalana indywidualnie i zale\u017cy od: wybranej opcji (Przezorny\/Rozwa\u017cny\/Wymagaj\u0105cy\/Sport\/OSP), zakresu (Pe\u0142ny lub Ograniczony), wnioskowanych sum ubezpieczenia, wybranych opcji dodatkowych (+1 do +27), liczby ubezpieczonych os\u00f3b oraz historii szkodowo\u015bci. Sk\u0142adka p\u0142atna jest jednorazowo za ca\u0142y okres ubezpieczenia (standardowo 12\u00a0miesi\u0119cy), z mo\u017cliwo\u015bci\u0105 roz\u0142o\u017cenia na raty. Zadzwo\u0144 pod numer <strong>325\u00a0325\u00a0325<\/strong>, aby otrzyma\u0107 indywidualn\u0105 wycen\u0119.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idproc_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idproc_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idproc_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idproc_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idproc_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idproc_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idproc_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnproc_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnproc_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnproc_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001[data-kb-block=\"kb-adv-headingproc_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001[data-kb-block=\"kb-adv-headingproc_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingproc_heading_odnw_001[data-kb-block=\"kb-adv-headingproc_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_proc_heading_odnw_001\">Jak kupi\u0107 ubezpieczenie NNW odNOWA?<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_proc_odnw_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_proc_odnw_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_proc_odnw_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_proc_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_proc_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_proc_odnw_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong> \u2014 doradca pomo\u017ce dobra\u0107 opcj\u0119 i zakres.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wybierz opcj\u0119 ubezpieczenia (Przezorny, Rozwa\u017cny, Wymagaj\u0105cy, Sport lub OSP) oraz zakres (Pe\u0142ny lub Ograniczony).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Okre\u015bl sum\u0119 ubezpieczenia i wybierz opcje dodatkowe (+1 do +27) wed\u0142ug potrzeb.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Podaj dane ubezpieczonych os\u00f3b (umowa indywidualna, rodzinna lub grupowa od 3 os\u00f3b).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Zapoznaj si\u0119 z OWU NNW odNOWA i zaakceptuj warunki ubezpieczenia.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_proc_odnw_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_proc_odnw_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Op\u0142a\u0107 sk\u0142adk\u0119 \u2014 ochrona rozpoczyna si\u0119 w dniu wskazanym w umowie i trwa 12\u00a0miesi\u0119cy.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001[data-kb-block=\"kb-adv-headingexcl_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001[data-kb-block=\"kb-adv-headingexcl_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_odnw_001[data-kb-block=\"kb-adv-headingexcl_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_excl_heading_odnw_001\">Najwa\u017cniejsze wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poni\u017cej g\u0142\u00f3wne przypadki, w kt\u00f3rych InterRisk nie wyp\u0142aci \u015bwiadczenia. <strong>Uwaga:<\/strong> przy Klauzuli ALL jedynym wy\u0142\u0105czeniem pozostaje samob\u00f3jstwo\/samookaleczenie. Pe\u0142ny katalog w \u00a75 OWU:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_odnw_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_odnw_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_odnw_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_odnw_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_odnw_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Umy\u015blne pope\u0142nienie lub usi\u0142owanie pope\u0142nienia przest\u0119pstwa przez ubezpieczonego.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uszkodzenia cia\u0142a i choroby rozpoznane przed dat\u0105 obj\u0119cia ochron\u0105.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Choroba zawodowa, choroba psychiczna, choroba przewlek\u0142a, wady wrodzone.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">B\u00f3jka, pobicie z udzia\u0142em ubezpieczonego jako napastnika.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania wojenne, stan wojenny, rozruchy, zamieszki, akty terroru (z wyj\u0105tkiem biernego udzia\u0142u).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pozostawanie pod wp\u0142ywem alkoholu, \u015brodk\u00f3w odurzaj\u0105cych lub substancji psychotropowych.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uprawianie sport\u00f3w i aktywno\u015bci wysokiego ryzyka (alpinizm, spadochroniarstwo, nurkowanie i in.).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-li_excl_odnw_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_odnw_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Epidemia, pandemia. Samob\u00f3jstwo lub samookaleczenie (jedyne wy\u0142\u0105czenie przy Klauzuli ALL).<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001[data-kb-block=\"kb-adv-headingfaq_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001[data-kb-block=\"kb-adv-headingfaq_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_odnw_001[data-kb-block=\"kb-adv-headingfaq_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_odnw_001\">Najcz\u0119\u015bciej zadawane pytania o ubezpieczenie NNW odNOWA<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_odnw_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_odnw_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_odnw_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_odnw_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_odnw_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_odnw_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_odnw_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_odnw_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_odnw_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_odnw_001 kt-accordion-has-8-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Dla kogo jest ubezpieczenie NNW odNOWA?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">NNW odNOWA jest przeznaczone dla szerokiego grona odbiorc\u00f3w: os\u00f3b fizycznych (indywidualnie lub rodzinnie), przedsi\u0119biorc\u00f3w ubezpieczaj\u0105cych pracownik\u00f3w (grupy od 3\u00a0os\u00f3b), stowarzysze\u0144, klub\u00f3w sportowych (opcja Sport) oraz jednostek Ochotniczej Stra\u017cy Po\u017carnej (opcja OSP). Umow\u0119 mo\u017cna zawrze\u0107 w formie indywidualnej, rodzinnej lub grupowej.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym r\u00f3\u017cni\u0105 si\u0119 opcje Przezorny, Rozwa\u017cny i Wymagaj\u0105cy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">R\u00f3\u017cni\u0105 si\u0119 zakresem \u015bwiadcze\u0144 i dost\u0119pno\u015bci\u0105 opcji dodatkowych. <strong>Przezorny<\/strong> oferuje najszerszy wyb\u00f3r (24 z 27 opcji dodatkowych) oraz Powa\u017cny Uraz (10% SU). <strong>Rozwa\u017cny<\/strong> ma 14 opcji i uszczerbek wg Tabeli Norm. <strong>Wymagaj\u0105cy<\/strong> zapewnia najwy\u017csze \u015bwiadczenia \u2014 przy uszczerbku 51\u2013100% wyp\u0142ata si\u0119ga a\u017c 350% SU, plus 18 opcji dodatkowych i opcja +16 (jednorazowe \u015bwiadczenie za szpital).<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest Klauzula ALL?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Klauzula ALL to unikalne rozszerzenie dost\u0119pne w umowach grupowych (opcje Przezorny, Rozwa\u017cny, Wymagaj\u0105cy) na min. 9 miesi\u0119cy. Po op\u0142aceniu dodatkowej sk\u0142adki wy\u0142\u0105cza niemal wszystkie standardowe wy\u0142\u0105czenia odpowiedzialno\u015bci \u2014 jedynym pozostaj\u0105cym jest samob\u00f3jstwo lub samookaleczenie. Obejmuje m.in. \u015bmier\u0107 NW, przekwalifikowanie zawodowe, ca\u0142kowit\u0105 niezdolno\u015b\u0107, operacje plastyczne, koszty pogrzebu i zasi\u0142ek na edukacj\u0119 dzieci.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy ubezpieczenie obejmuje sport wyczynowy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Sport wyczynowy obj\u0119ty jest wy\u0142\u0105cznie w opcji SPORT, kt\u00f3ra jest dedykowana klubom i organizacjom sportowym. W pozosta\u0142ych opcjach sporty i aktywno\u015bci wysokiego ryzyka (m.in. alpinizm, spadochroniarstwo, kolarstwo ekstremalne, nurkowanie g\u0142\u0119binowe) s\u0105 wy\u0142\u0105czone z ochrony.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jaki jest zasi\u0119g terytorialny ubezpieczenia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">W zakresie Pe\u0142nym ochrona dzia\u0142a 24\/7 na ca\u0142ym \u015bwiecie. W zakresie Ograniczonym \u2014 wy\u0142\u0105cznie w pracy (dla pracownik\u00f3w), podczas zaj\u0119\u0107 (dla innych os\u00f3b) lub podczas trening\u00f3w\/zawod\u00f3w (opcja Sport). Niekt\u00f3re opcje dodatkowe (m.in. +3 Koszty leczenia, +6 Szpital, +21 Assistance) dzia\u0142aj\u0105 wy\u0142\u0105cznie na terenie Polski.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mo\u017cna obj\u0105\u0107 ochron\u0105 zawa\u0142 serca i udar m\u00f3zgu?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak \u2014 za dop\u0142at\u0105 do sk\u0142adki mo\u017cna rozszerzy\u0107 ochron\u0119 o nast\u0119pstwa zawa\u0142u serca i udaru m\u00f3zgu, pod warunkiem \u017ce zosta\u0142y rozpoznane po raz pierwszy w okresie ochrony i ubezpieczony nie przekroczy\u0142 67.\u00a0roku \u017cycia w dniu obj\u0119cia ochron\u0105.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co obejmuje Pakiet ONKO (+24)?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Pakiet ONKO to opcja dodatkowa zapewniaj\u0105ca kompleksowe wsparcie onkologiczne: diagnostyk\u0119 onkologiczn\u0105, drug\u0105 opini\u0119 medyczn\u0105, 12 telekonsultacji ze specjalistami (m.in. onkolog) oraz wsparcie psychologiczne. Dost\u0119pna w opcji Przezorny. Obs\u0142uga przez dedykowane Centrum ONKO.<\/p>\n\n<\/div><\/div><\/div>\n \n<div class=\"wp-block-kadence-pane kt-accordion-pane-8 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak kupi\u0107 ubezpieczenie NNW odNOWA?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Najwygodniej przez doradc\u0119 Polisarium \u2014 zadzwo\u0144 pod numer 325\u00a0325\u00a0325. Doradca pomo\u017ce dobra\u0107 opcj\u0119, zakres, sum\u0119 ubezpieczenia i opcje dodatkowe. Umow\u0119 zawiera si\u0119 na okres 12 miesi\u0119cy, sk\u0142adka p\u0142atna jednorazowo z mo\u017cliwo\u015bci\u0105 rat. Mo\u017cna odst\u0105pi\u0107 od umowy w ci\u0105gu 30 dni.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-iddocs_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-iddocs_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-iddocs_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-iddocs_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-iddocs_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-iddocs_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-iddocs_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columndocs_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columndocs_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columndocs_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001[data-kb-block=\"kb-adv-headingdocs_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001[data-kb-block=\"kb-adv-headingdocs_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingdocs_heading_odnw_001[data-kb-block=\"kb-adv-headingdocs_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_docs_heading_odnw_001\">Dokumenty<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pe\u0142ne warunki ubezpieczenia, definicje i wy\u0142\u0105czenia znajdziesz w Og\u00f3lnych Warunkach Ubezpieczenia NNW odNOWA (zatwierdzone uchwa\u0142\u0105 Zarz\u0105du nr 02\/31\/12\/2024 z dnia 31.12.2024 r., obowi\u0105zuj\u0105ce od 09.01.2025 r.): <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/owu_nnw_odnowa_interrisk_2025.pdf\">OWU NNW odNOWA (PDF)<\/a>. Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong>, aby otrzyma\u0107 pe\u0142n\u0105 dokumentacj\u0119 produktu.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_odnw_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_odnw_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_odnw_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_odnw_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_odnw_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_odnw_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_odnw_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_odnw_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_odnw_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001[data-kb-block=\"kb-adv-headingsummary_heading_odnw_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001[data-kb-block=\"kb-adv-headingsummary_heading_odnw_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_odnw_001[data-kb-block=\"kb-adv-headingsummary_heading_odnw_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_odnw_001\">Dlaczego warto wybra\u0107 ubezpieczenie NNW odNOWA od InterRisk?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">NNW odNOWA od InterRisk to jedno z najbardziej elastycznych ubezpiecze\u0144 NNW na polskim rynku. Pi\u0119\u0107 opcji g\u0142\u00f3wnych, 27 opcji dodatkowych i unikalna Klauzula ALL pozwalaj\u0105 zbudowa\u0107 ochron\u0119 dopasowan\u0105 do ka\u017cdej sytuacji \u2014 od indywidualnej polisy dla jednej osoby, przez ochron\u0119 grupow\u0105 pracownik\u00f3w, a\u017c po ubezpieczenie sportowc\u00f3w i stra\u017cak\u00f3w OSP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wyj\u0105tkowym atutem jest opcja Wymagaj\u0105cy z wyp\u0142at\u0105 do 350% SU przy powa\u017cnym uszczerbku, a tak\u017ce mo\u017cliwo\u015b\u0107 obj\u0119cia ochron\u0105 zawa\u0142u serca i udaru m\u00f3zgu. Opcje dodatkowe, takie jak Pakiet ONKO, Assistance Medyczny, TeleMedycyna czy e-Rehabilitacja, zapewniaj\u0105 kompleksowe wsparcie medyczne po wypadku. Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong>, aby otrzyma\u0107 indywidualn\u0105 ofert\u0119.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3434,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[21],"class_list":["post-3372","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-nnw-indywidualne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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