{"id":3464,"date":"2026-04-27T13:45:03","date_gmt":"2026-04-27T11:45:03","guid":{"rendered":"https:\/\/nazycie.pl\/nieskategoryzowane\/ile-kosztuje-nnw-indywidualne-2026-ceny\/"},"modified":"2026-09-07T03:22:49","modified_gmt":"2026-09-07T01:22:49","slug":"berapa-biaya-harga-individu-2026-di-nnw","status":"publish","type":"post","link":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/","title":{"rendered":"Berapa biaya NNW 2026 perorangan? Harga"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">NNW individu pada tahun 2026<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Berapa biaya NNW 2026 perorangan? Biasanya berkisar antara puluhan hingga ratusan zloty per tahun. Namun, harga akhir tergantung pada uang pertanggungan, kisaran manfaat, usia Anda, pekerjaan Anda, dan aktivitas olahraga Anda. Oleh karena itu, dua orang yang membeli polis yang sama dapat menerima premi NNW yang sama sekali berbeda.<\/p>\n<p>Asuransi kecelakaan diri, atau asuransi kecelakaan, memberikan perlindungan finansial setelah mengalami cedera, cedera permanen, rawat inap di rumah sakit, dan, dalam varian tertentu, juga kematian akibat kecelakaan. Ini adalah produk yang berbeda dari polis asuransi jiwa klasik, jadi ada baiknya Anda memeriksa sebelum membeli <a href=\"https:\/\/nazycie.pl\/id\/panduan\/individu-nnw\/perbedaan-dan-pilihan-asuransi-kecelakaan-dan-jiwa\/\">perbedaan dan pilihan kebijakan<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Harga NNW individu<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Harga indikatif NNW individu pada tahun 2026 dapat dimulai dari sekitar \u00a340-80 per tahun dengan uang pertanggungan yang rendah. Dalam praktiknya, opsi tersebut memberikan perlindungan dasar, tetapi pembayaran untuk kerusakan sebesar 1% akan kecil. Dengan uang pertanggungan sebesar PLN 50.000, preminya sering kali berkisar antara PLN 80-180 per tahun.<\/p>\n<p>Bagi mereka yang mengharapkan perlindungan yang lebih tinggi, patokan yang populer adalah jumlah PLN 100.000. Dalam hal ini, biaya polis kecelakaan dan kesehatan dapat mencapai PLN 150-350 per tahun. Varian dengan jumlah PLN 200.000, bantuan yang lebih luas, rehabilitasi dan penggantian biaya medis dapat menelan biaya PLN 300-700 per tahun atau lebih.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Opsi inti:<\/strong> sekitar \u00a340-100 per tahun, biasanya dengan uang pertanggungan yang lebih rendah.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Opsi sedang:<\/strong> sekitar PLN 100-250 per tahun, cocok untuk mereka yang aktif setiap hari.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Varian yang diperluas:<\/strong> sekitar \u00a3250-700 per tahun, dengan batas dan tunjangan yang lebih tinggi.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Olahraga dan risiko:<\/strong> aktivitas berisiko lebih tinggi dapat meningkatkan premi.<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Kiat<\/h4>\n<p class=\"kt-blocks-info-box-text\">Jangan membandingkan polis hanya berdasarkan harga. Periksa berapa besar pembayaran untuk cedera 1%, berapa batas pengobatan dan apakah perlindungannya berlaku di luar kantor dan rumah.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Apa yang mempengaruhi premi NNW<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Premi NNW meningkat terutama dengan uang pertanggungan. Hal inilah yang menentukan batas atas pertanggungjawaban penanggung. Jika jumlahnya PLN 100.000 dan tabel ganti rugi memberikan 3% untuk cedera tertentu, manfaatnya bisa PLN 3.000. Dengan jumlah PLN 30.000, ini akan menjadi PLN 900.<\/p>\n<p>Harga juga dipengaruhi oleh pertanggungan. Polis dasar dapat menanggung cedera permanen dan kematian akibat kecelakaan. Varian yang lebih luas menambahkan rawat inap di rumah sakit, penggantian biaya pengobatan, pembelian peralatan ortopedi, rehabilitasi, bantuan di rumah atau bantuan medis. Elemen serupa juga ditemukan dalam produk kesehatan, jadi perlu diketahui, <a href=\"https:\/\/nazycie.pl\/id\/panduan\/asuransi-kesehatan\/cara-kerja-asuransi-kesehatan-swasta\/\">bagaimana perawatan kesehatan swasta bekerja<\/a>.<\/p>\n<p>Profil klien juga penting. Pekerjaan fisik, sering bepergian, bersepeda motor, olahraga kontak, ski atau memanjat dapat meningkatkan biaya. Penanggung juga dapat menawarkan kelebihan, pengecualian untuk aktivitas tertentu atau opsi terpisah untuk atlet.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Berapa banyak yang akan Anda bayarkan untuk NNW<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Berapa banyak yang akan Anda bayarkan untuk NNW dalam praktiknya? Seorang pekerja kantoran yang tidak melakukan olahraga berisiko tinggi bisa mendapatkan perlindungan dasar hanya dengan membayar beberapa zloty per bulan. Namun, jika ia peduli dengan pembayaran yang masuk akal setelah mengalami cedera, lebih baik mempertimbangkan sejumlah PLN 50.000-100.000 dan premi sekitar selusin atau beberapa lusin PLN per bulan.<\/p>\n<p>Orang tua yang membeli perlindungan untuk anak biasanya melihat risiko lain. Patah tulang, keseleo, rawat inap di rumah sakit, rehabilitasi dan biaya pengobatan setelah kecelakaan adalah hal yang penting. Dalam hal ini, kutipan terpisah mungkin berguna, seperti. <a href=\"https:\/\/nazycie.pl\/id\/asuransi-nv-untuk-anak-secara-online\/\">NNW untuk anak Anda secara online<\/a>, yang cakupannya disesuaikan dengan kegiatan sekolah dan ekstrakurikuler sehari-hari.<\/p>\n<p>Seorang pengusaha, orang yang aktif secara fisik atau seseorang yang sedang melunasi hutang harus melihat lebih luas. NNW bukanlah pengganti asuransi jiwa, tetapi dapat menjadi pelengkap yang baik. Jika Anda juga khawatir tentang melindungi orang yang Anda cintai, lihat yang berikut ini <a href=\"https:\/\/nazycie.pl\/id\/panduan\/perbandingan-dan-peringkat-penawaran\/polis-asuransi-jiwa-terbaik-2026-7-penawaran\/\">polis asuransi jiwa terbaik<\/a> dibandingkan dengan perlindungan kecelakaan.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Penting sebelum membeli<\/h4>\n<p class=\"kt-blocks-info-box-text\">Polis termurah mungkin memiliki uang pertanggungan yang rendah dan katalog manfaat yang sempit. Selalu baca S&amp;K, tabel kerusakan dan pengecualian tanggung jawab.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Bagaimana memilih polis yang baik<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Biaya yang baik untuk polis E&amp;O bukanlah harga terendah, tetapi hubungan yang menguntungkan antara premi dan pembayaran yang sebenarnya. Pertama-tama, tentukan jumlah uang pertanggungan yang sesuai dengan gaya hidup Anda. Bagi kebanyakan orang dewasa, jumlah minimum yang praktis adalah \u00a350.000 dan pilihan yang lebih aman adalah \u00a3100.000 atau lebih.<\/p>\n<p>Kemudian periksa manfaat tambahannya. Penggantian biaya pengobatan, rehabilitasi dan bantuan mungkin lebih penting daripada pengurangan premi. Perhatikan apakah polis tersebut berlaku sepanjang waktu, di Polandia, di luar negeri, dan selama kegiatan olahraga rekreasi.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Periksa totalnya:<\/strong> Jumlah manfaat cedera tergantung pada hal tersebut.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Bandingkan rentang:<\/strong> perawatan, rehabilitasi, dan rawat inap sering kali membuat perbedaan.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Baca pengecualiannya:<\/strong> terutama dengan olahraga, alkohol, dan penyakit kronis.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Hitung setiap tahun:<\/strong> Premi bulanan mungkin nyaman, tetapi premi tahunan menunjukkan biaya penuh.<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Singkatnya, jawaban atas pertanyaan berapa biaya NNW individu 2026 tergantung pada perlindungan yang diharapkan. Premi dasar NNW bisa sangat rendah, tetapi pertanggungan yang masuk akal biasanya lebih mahal. Yang terbaik adalah membandingkan beberapa opsi dan memilih polis yang memberikan dukungan nyata setelah kecelakaan, bukan hanya harga rendah di halaman pertama penawaran.<\/p>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>IUW 2026 Individu Berapa biaya IUW 2026 individu? Biasanya antara puluhan dan ratusan zloty per tahun. Namun, harga akhir tergantung pada...<\/p>","protected":false},"author":2,"featured_media":3463,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[27],"tags":[41,35,34,36,37],"class_list":["post-3464","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nnw-indywidualne","tag-hospitalizacja","tag-nnw-indywidualne","tag-suma-ubezpieczenia-nnw","tag-swiadczenie-z-nnw","tag-trway-uszczerbek-na-zdrowiu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ile kosztuje NNW indywidualne 2026? Ceny - na\u017bycie.pl<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, ile kosztuje NNW indywidualne 2026, od czego zale\u017cy sk\u0142adka NNW i jak dobra\u0107 sum\u0119 ubezpieczenia bez przep\u0142acania.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nazycie.pl\/id\/panduan\/individu-nnw\/berapa-biaya-harga-individu-2026-di-nnw\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ile kosztuje NNW indywidualne 2026? Ceny\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, ile kosztuje NNW indywidualne 2026, od czego zale\u017cy sk\u0142adka NNW i jak dobra\u0107 sum\u0119 ubezpieczenia bez przep\u0142acania.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nazycie.pl\/id\/panduan\/individu-nnw\/berapa-biaya-harga-individu-2026-di-nnw\/\" \/>\n<meta property=\"og:site_name\" content=\"na\u017bycie.pl\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-27T11:45:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-07T01:22:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1537\" \/>\n\t<meta property=\"og:image:height\" content=\"1023\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#\\\/schema\\\/person\\\/81372ae82db1239d90a16ca7bd6ae756\"},\"headline\":\"Ile kosztuje NNW indywidualne 2026? Ceny\",\"datePublished\":\"2026-04-27T11:45:03+00:00\",\"dateModified\":\"2026-09-07T01:22:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/\"},\"wordCount\":832,\"publisher\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-6.webp\",\"keywords\":[\"hospitalizacja\",\"NNW indywidualne\",\"suma ubezpieczenia NNW\",\"\u015bwiadczenie z NNW\",\"trwa\u0142y uszczerbek na zdrowiu\"],\"articleSection\":[\"NNW indywidualne\"],\"inLanguage\":\"id\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/\",\"url\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/\",\"name\":\"Ile kosztuje NNW indywidualne 2026? Ceny - na\u017bycie.pl\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-6.webp\",\"datePublished\":\"2026-04-27T11:45:03+00:00\",\"dateModified\":\"2026-09-07T01:22:49+00:00\",\"description\":\"Sprawd\u017a, ile kosztuje NNW indywidualne 2026, od czego zale\u017cy sk\u0142adka NNW i jak dobra\u0107 sum\u0119 ubezpieczenia bez przep\u0142acania.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#primaryimage\",\"url\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-6.webp\",\"contentUrl\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-6.webp\",\"width\":1537,\"height\":1023,\"caption\":\"Ile kosztuje NNW indywidualne 2026? Ceny\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/nazycie.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ile kosztuje NNW indywidualne 2026? Ceny\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#website\",\"url\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/\",\"name\":\"naZycie.pl\",\"description\":\"Ubezpieczenia na \u017cycie, zdrowotne, medyczne\",\"publisher\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":[\"Organization\",\"Place\"],\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/\",\"logo\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#local-main-organization-logo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"],\"telephone\":[],\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"09:00\",\"closes\":\"17:00\"}]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/#\\\/schema\\\/person\\\/81372ae82db1239d90a16ca7bd6ae756\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"caption\":\"redaktor\"}},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/nazycie.pl\\\/id\\\/poradnik\\\/nnw-indywidualne\\\/ile-kosztuje-nnw-indywidualne-2026-ceny\\\/#local-main-organization-logo\",\"url\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/logo_polisarium.webp\",\"contentUrl\":\"https:\\\/\\\/nazycie.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/logo_polisarium.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Berapa biaya individu NNW 2026? Harga - na\u017bycie.pl","description":"Cari tahu berapa biaya NNW Individual 2026, apa saja yang menjadi tanggungan premi NNW Anda, dan bagaimana cara memilih uang pertanggungan tanpa membayar lebih.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nazycie.pl\/id\/panduan\/individu-nnw\/berapa-biaya-harga-individu-2026-di-nnw\/","og_locale":"id_ID","og_type":"article","og_title":"Ile kosztuje NNW indywidualne 2026? Ceny","og_description":"Sprawd\u017a, ile kosztuje NNW indywidualne 2026, od czego zale\u017cy sk\u0142adka NNW i jak dobra\u0107 sum\u0119 ubezpieczenia bez przep\u0142acania.","og_url":"https:\/\/nazycie.pl\/id\/panduan\/individu-nnw\/berapa-biaya-harga-individu-2026-di-nnw\/","og_site_name":"na\u017bycie.pl","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-04-27T11:45:03+00:00","article_modified_time":"2026-09-07T01:22:49+00:00","og_image":[{"width":1537,"height":1023,"url":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"redaktor","Estimasi waktu membaca":"4 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#article","isPartOf":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/"},"author":{"name":"redaktor","@id":"https:\/\/nazycie.pl\/id\/#\/schema\/person\/81372ae82db1239d90a16ca7bd6ae756"},"headline":"Ile kosztuje NNW indywidualne 2026? Ceny","datePublished":"2026-04-27T11:45:03+00:00","dateModified":"2026-09-07T01:22:49+00:00","mainEntityOfPage":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/"},"wordCount":832,"publisher":{"@id":"https:\/\/nazycie.pl\/id\/#organization"},"image":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#primaryimage"},"thumbnailUrl":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp","keywords":["hospitalizacja","NNW indywidualne","suma ubezpieczenia NNW","\u015bwiadczenie z NNW","trwa\u0142y uszczerbek na zdrowiu"],"articleSection":["NNW indywidualne"],"inLanguage":"id"},{"@type":"WebPage","@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/","url":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/","name":"Berapa biaya individu NNW 2026? Harga - na\u017bycie.pl","isPartOf":{"@id":"https:\/\/nazycie.pl\/id\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#primaryimage"},"image":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#primaryimage"},"thumbnailUrl":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp","datePublished":"2026-04-27T11:45:03+00:00","dateModified":"2026-09-07T01:22:49+00:00","description":"Cari tahu berapa biaya NNW Individual 2026, apa saja yang menjadi tanggungan premi NNW Anda, dan bagaimana cara memilih uang pertanggungan tanpa membayar lebih.","breadcrumb":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#primaryimage","url":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp","contentUrl":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6.webp","width":1537,"height":1023,"caption":"Ile kosztuje NNW indywidualne 2026? Ceny"},{"@type":"BreadcrumbList","@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/nazycie.pl\/"},{"@type":"ListItem","position":2,"name":"Ile kosztuje NNW indywidualne 2026? Ceny"}]},{"@type":"WebSite","@id":"https:\/\/nazycie.pl\/id\/#website","url":"https:\/\/nazycie.pl\/id\/","name":"naZycie.pl","description":"Asuransi jiwa, kesehatan, dan medis","publisher":{"@id":"https:\/\/nazycie.pl\/id\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nazycie.pl\/id\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":["Organization","Place"],"@id":"https:\/\/nazycie.pl\/id\/#organization","name":"Polisarium sp. z o.o.","alternateName":"Polisarium","url":"https:\/\/nazycie.pl\/id\/","logo":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#local-main-organization-logo"},"image":{"@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#local-main-organization-logo"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/nazycie.pl\/id\/#\/schema\/person\/81372ae82db1239d90a16ca7bd6ae756","name":"editor","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","caption":"redaktor"}},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/nazycie.pl\/id\/poradnik\/nnw-indywidualne\/ile-kosztuje-nnw-indywidualne-2026-ceny\/#local-main-organization-logo","url":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/07\/logo_polisarium.webp","contentUrl":"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/07\/logo_polisarium.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."}]}},"taxonomy_info":{"category":[{"value":27,"label":"NNW indywidualne"}],"post_tag":[{"value":41,"label":"hospitalizacja"},{"value":35,"label":"NNW indywidualne"},{"value":34,"label":"suma ubezpieczenia NNW"},{"value":36,"label":"\u015bwiadczenie z NNW"},{"value":37,"label":"trwa\u0142y uszczerbek na zdrowiu"}]},"featured_image_src_large":["https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/foto-6-1024x682.webp",1024,682,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/nazycie.pl\/id\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"NNW indywidualne","slug":"nnw-indywidualne","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":8,"filter":"raw","cat_ID":27,"category_count":8,"category_description":"","cat_name":"NNW indywidualne","category_nicename":"nnw-indywidualne","category_parent":0}],"tag_info":[{"term_id":41,"name":"hospitalizacja","slug":"hospitalizacja","term_group":0,"term_taxonomy_id":41,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: hospitalizacja, w tym \u201eIle kosztuje leczenie cudzoziemca w Polsce 2026?\u201d.","parent":0,"count":20,"filter":"raw"},{"term_id":35,"name":"NNW indywidualne","slug":"nnw-indywidualne","term_group":0,"term_taxonomy_id":35,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: NNW indywidualne, w tym \u201eSuma ubezpieczenia w NNW indywidualnym \u2013 jak j\u0105 dobra\u0107?\u201d.","parent":0,"count":8,"filter":"raw"},{"term_id":34,"name":"suma ubezpieczenia NNW","slug":"suma-ubezpieczenia-nnw","term_group":0,"term_taxonomy_id":34,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: suma ubezpieczenia NNW, w tym \u201eSuma ubezpieczenia w NNW indywidualnym \u2013 jak j\u0105 dobra\u0107?\u201d.","parent":0,"count":7,"filter":"raw"},{"term_id":36,"name":"\u015bwiadczenie z NNW","slug":"swiadczenie-z-nnw","term_group":0,"term_taxonomy_id":36,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: \u015bwiadczenie z NNW, w tym \u201eSuma ubezpieczenia w NNW indywidualnym \u2013 jak j\u0105 dobra\u0107?\u201d.","parent":0,"count":7,"filter":"raw"},{"term_id":37,"name":"trwa\u0142y uszczerbek na zdrowiu","slug":"trway-uszczerbek-na-zdrowiu","term_group":0,"term_taxonomy_id":37,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: trwa\u0142y uszczerbek na zdrowiu, w tym \u201eSuma ubezpieczenia w NNW indywidualnym \u2013 jak j\u0105 dobra\u0107?\u201d.","parent":0,"count":9,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/posts\/3464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/comments?post=3464"}],"version-history":[{"count":1,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/posts\/3464\/revisions"}],"predecessor-version":[{"id":3465,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/posts\/3464\/revisions\/3465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/media\/3463"}],"wp:attachment":[{"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/media?parent=3464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/categories?post=3464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nazycie.pl\/id\/wp-json\/wp\/v2\/tags?post=3464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}