{"id":2332,"date":"2025-10-20T14:32:18","date_gmt":"2025-10-20T12:32:18","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=2332"},"modified":"2026-03-23T14:39:21","modified_gmt":"2026-03-23T13:39:21","slug":"compensa-multi-kesehatan","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/id\/ubezpieczenia-zdrowotne\/compensa-multi-zdrowie\/","title":{"rendered":"Compensa Multi Health"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner kt-layout-id_content-main\">\n<div class=\"wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading\">\n<h2 class=\"kt-adv-heading\">Asuransi Compensa Multi Health - perlindungan penuh<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p class=\"kb-lead-text\"><strong>Apa yang dimaksud dengan asuransi Compensa Multi Health?<\/strong> Ini adalah asuransi kesehatan perorangan yang menyediakan akses pribadi yang cepat ke dokter dan tes tanpa antrian.<\/p>\n<p>Beroperasi di jaringan fasilitas yang direkomendasikan dan dengan penggantian biaya di fasilitas mana pun. Tersedia untuk perorangan, pasangan, dan keluarga, dengan cara penggunaan yang sederhana dan harga yang jelas.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Cakupan rawat jalan<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\">\n<div class=\"kt-row-layout-inner kt-row-has-bg\">\n<div class=\"wp-block-kadence-column\">\n<div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list kt-svg-icon-list-columns-1\">\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Konsultasi dengan dokter:<\/strong> internis, dokter keluarga, dokter anak tanpa batas atau rujukan.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Spesialis:<\/strong> Pilihan yang luas tanpa batas; di MedMulti tanpa dokter kandungan.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Penelitian:<\/strong> Laboratorium, pencitraan dan diagnostik fungsional, sesuai dengan S&amp;K.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Ginekologi dan kehamilan:<\/strong> kunjungan dan pemeriksaan tak terbatas dalam opsi Multi.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Kunjungan rumah:<\/strong> dokter spesialis penyakit dalam, dokter anak, dokter keluarga - tidak ada batasan.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Perawatan rawat jalan:<\/strong> bedah, mata, THT dan lain-lain.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Vaksinasi:<\/strong> Influenza setahun sekali, Hepatitis A dan B.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Bantuan medis:<\/strong> Dukungan organisasi dan informasi 24\/7.<\/span> <\/div>\n<\/li>\n<li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap\">\n<div class=\"kt-svg-icon-list-single\"> <span class=\"kt-svg-icon-list-text\"><strong>Rehabilitasi:<\/strong> tersedia sebagai perpanjangan dengan premi terpisah.<\/span> <\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Senang mendengarnya<\/h4>\n<p class=\"kt-blocks-info-box-text\">Janji temu yang terjamin: dokter penyakit dalam dan anak hingga 1 hari kerja, dokter spesialis hingga 5 hari kerja. Anda dapat menggunakan non-tunai di jaringan sekitar 1.000-1200 outlet atau memilih outlet mana pun dan menerima penggantian biaya.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Kontribusi dan biaya<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Pilihan rawat jalan: Multi dan MedMulti. Pilihan akses ke daftar fasilitas No. 1 atau No. 2 (dengan pusat-pusat tertentu di Warsawa), yang mempengaruhi harga. Pilihan yang tersedia tanpa potongan atau dengan potongan 20%.<\/p>\n<p>Sebagai contoh (daftar no. 1, tanpa deductible\/bulan): 21-25 tahun: Multi 119 z\u0142, MedMulti 79 z\u0142; 31-35 tahun: Multi 136 z\u0142, MedMulti 89 z\u0142; 41-45 tahun: Multi 147 z\u0142, MedMulti 109 z\u0142; 56-60 tahun: Multi 215 z\u0142, MedMulti 199 z\u0142. Premi lebih rendah pada opsi yang dapat dikurangkan 20%.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedtext\">\n<h4>Contoh kontribusi<\/h4>\n<ul class=\"kt-checklist\">\n<li>MedMulti 21-25: mulai dari \u00a379\/bulan.<\/li>\n<li>Multi 31-35: mulai dari \u00a3136\/bulan.<\/li>\n<li>Multi 41-45: mulai dari \u00a3147\/bulan.<\/li>\n<\/ul>\n<p>Perpanjangan hingga rehabilitasi: mulai dari sekitar \u00a314-37\/bulan tergantung pada usia dan deductible.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Layanan rumah sakit dan bedah<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Selain itu, Anda dapat membeli tunjangan rumah sakit harian sebesar PLN 50\/100\/150\/200 per hari. Setelah kecelakaan, manfaatnya menjadi dua kali lipat. Manfaat ini dibayarkan sejak hari pertama rawat inap.<\/p>\n<p>Manfaat operasional: jumlah tetap berdasarkan kelompok operasi, misalnya \u00a32.000, \u00a34.000, \u00a36.000, \u00a38.000, \u00a310.000. Varian A menanggung akibat dari kecelakaan; varian B menanggung kecelakaan dan penyakit.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedtext\">\n<h4>Contoh biaya tambahan<\/h4>\n<ul class=\"kt-checklist\">\n<li>Uang saku \u00a3100\/hari (21-25): sekitar \u00a318\/bulan.<\/li>\n<li>Tunjangan sebesar \u00a3200\/hari (31-35): sekitar \u00a348\/bulan.<\/li>\n<li>Operasional B (21-25): sekitar PLN 35\/bulan.<\/li>\n<\/ul>\n<p>Jumlah indikatif sesuai dengan daftar harga. Kontribusi yang tepat tergantung pada usia dan cakupan.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Bagaimana cara membeli polis<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\">\n<div class=\"kt-row-layout-inner\">\n<div class=\"wp-block-kadence-advancedtext\">\n<ol class=\"kt-numbered-list\">\n<li><strong>Langkah 1:<\/strong> Isi formulir singkat dan pilih varian dan daftar perusahaan. Gunakan saluran bantuan jika Anda memiliki pertanyaan.<\/li>\n<li><strong>Langkah 2:<\/strong> Dapatkan penawaran premi termasuk usia dan deductible.<\/li>\n<li><strong>Langkah 3:<\/strong> Terima S&amp;K dan konfirmasikan detail Anda, lalu bayar premi pertama.<\/li>\n<li><strong>Langkah 4:<\/strong> Menerima konfirmasi perlindungan dan akses ke layanan dan pengembalian dana.<\/li>\n<\/ol><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Pengecualian dan keterbatasan<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Pertanggungan tidak termasuk manfaat dan situasi tertentu yang ditentukan dalam S&amp;K. Berikut ini adalah contoh-contoh yang dipilih.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item-wrap\"> <span class=\"kt-svg-icon-list-text\">\u274c <strong>Kesuburan:<\/strong> pengobatan infertilitas dan gangguan kesuburan.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item-wrap\"> <span class=\"kt-svg-icon-list-text\">\u274c <strong>Perubahan jenis kelamin:<\/strong> prosedur dan perawatan pergantian jenis kelamin.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item-wrap\"> <span class=\"kt-svg-icon-list-text\">\u274c <strong>Kedokteran gigi:<\/strong> perawatan gigi dan gigi palsu (tidak termasuk diskon).<\/span> <\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udee1\ufe0f Pemberitahuan kerusakan<\/h4>\n<p class=\"kt-blocks-info-box-text\">Anda menggunakan cashless online atau mengumpulkan dokumen untuk penggantian biaya. Lampirkan tagihan, diagnosis, dan rujukan ke aplikasi. Aplikasi dapat dilakukan di aplikasi compensa24.pl atau melalui email. Keputusan dan pembayaran sesuai dengan S&amp;K, biasanya dalam waktu 30 hari.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Pertanyaan yang sering diajukan<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-accordion\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane\">\n<div class=\"kt-blocks-accordion-header\">\n<h3 class=\"kt-blocks-accordion-title\">Berapa biaya asuransi Compensa Multi Health?<\/h3>\n<\/p><\/div>\n<div class=\"kt-accordion-panel\">\n<div class=\"kt-accordion-panel-inner\">\n<p>Premi tergantung pada usia, varian (Multi\/MedMulti), daftar fasilitas dan deductible. Sebagai contoh, untuk usia 31-35 tahun: Multi sekitar 136 z\u0142\/bulan, MedMulti sekitar 89 z\u0142\/bulan. Rehabilitasi sebagai tambahan mulai dari sekitar 18 z\u0142\/bulan untuk kelompok ini.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-pane kt-accordion-pane\">\n<div class=\"kt-blocks-accordion-header\">\n<h3 class=\"kt-blocks-accordion-title\">Apa saja yang ditanggung?<\/h3>\n<\/p><\/div>\n<div class=\"kt-accordion-panel\">\n<div class=\"kt-accordion-panel-inner\">\n<p>Konsultasi dokter umum, internis dan dokter anak tanpa batas, berbagai macam spesialis, laboratorium, pencitraan dan tes fungsional, vaksinasi, kunjungan rumah, perawatan rawat jalan, bantuan. Di Multi juga tersedia layanan ginekologi dan manajemen kehamilan yang lengkap.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-pane kt-accordion-pane\">\n<div class=\"kt-blocks-accordion-header\">\n<h3 class=\"kt-blocks-accordion-title\">Bagaimana cara kerja penggantian biaya di fasilitas mana pun?<\/h3>\n<\/p><\/div>\n<div class=\"kt-accordion-panel\">\n<div class=\"kt-accordion-panel-inner\">\n<p>Setelah kunjungan, Anda mengirimkan klaim dengan tagihan, diagnosis, dan kemungkinan rujukan. Pada opsi dengan pengurangan 20%, biaya 80% akan diganti hingga batas S&amp;K. Ajukan melalui compensa24.co.uk atau melalui email.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-pane kt-accordion-pane\">\n<div class=\"kt-blocks-accordion-header\">\n<h3 class=\"kt-blocks-accordion-title\">Apakah manfaat rumah sakit dapat dibeli?<\/h3>\n<\/p><\/div>\n<div class=\"kt-accordion-panel\">\n<div class=\"kt-accordion-panel-inner\">\n<p>Ya, terdapat manfaat harian rumah sakit sebesar \u00a350\/100\/150\/200 dan manfaat operasi sebesar \u00a32,000-10,000 tergantung pada kelompok perawatan. Opsi B mencakup penyakit dan kecelakaan.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-pane kt-accordion-pane\">\n<div class=\"kt-blocks-accordion-header\">\n<h3 class=\"kt-blocks-accordion-title\">Seberapa cepat saya membuat janji temu?<\/h3>\n<\/p><\/div>\n<div class=\"kt-accordion-panel\">\n<div class=\"kt-accordion-panel-inner\">\n<p>Dokter spesialis penyakit dalam dan anak biasanya dalam 1 hari kerja. Dokter spesialis hingga 5 hari kerja di jaringan fasilitas yang direkomendasikan. Jam kerja dikonfirmasi oleh saluran bantuan dan sistem pemesanan.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<h3>Ringkasan<\/h3>\n<p>Compensa Multi Health menggabungkan akses cepat ke dokter, diagnosa yang luas dan tunjangan rumah sakit yang fleksibel. Ini adalah alternatif praktis untuk langganan pribadi dengan aturan penggantian yang jelas. Lihat detailnya dan bandingkan pilihannya untuk memilih perlindungan yang terbaik untuk Anda.<\/p>\n<p>Jelajahi <a href=\"\/id\/asuransi-kesehatan\/\">penawaran kesehatan<\/a>, lihat <a href=\"\/id\/asuransi-kesehatan\/kesehatan-compensa\/\">Compensa Health<\/a> atau kunjungi <a href=\"\/id\/tu\/compensa\/\">Profil Compensa<\/a>. Anda dapat melakukan penghitungan cepat di <a href=\"\/id\/kalkulator\/zycie\/\">kalkulator<\/a>.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"featured_media":2333,"template":"","meta":{"_acf_changed":true,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[18],"class_list":["post-2332","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Compensa Multi Zdrowie - na\u017bycie.pl<\/title>\n<meta name=\"description\" content=\"Compensa Multi Zdrowie to prywatne ubezpieczenie zdrowotne z szybkim dost\u0119pem do lekarzy i bada\u0144, nielimitowanymi konsultacjami, opcj\u0105 rehabilitacji oraz dodatkowymi \u015bwiadczeniami szpitalnymi. 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