{"id":3250,"date":"2026-03-27T16:07:50","date_gmt":"2026-03-27T15:07:50","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3250"},"modified":"2026-03-27T16:07:50","modified_gmt":"2026-03-27T15:07:50","slug":"%d0%b3%d0%b0%d1%80%d0%b0%d0%bd%d1%82%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%bd%d0%b0%d1%8f-%d0%b7%d0%b0%d1%89%d0%b8%d1%82%d0%b0-%d0%ba%d0%b0%d0%bf%d0%b8%d1%82%d0%b0%d0%bb%d0%b0","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/ru\/ubezpieczenia-na-zycie\/ochrona-z-gwarancja-kapitalu\/","title":{"rendered":"\u0417\u0430\u0449\u0438\u0442\u0430 \u0441 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0435\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430"},"content":{"rendered":"<style>.kb-row-layout-idhero_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_ozgk_001 alignnone wp-block-kadence-rowlayout has-theme-palette-8-background-color has-background\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001[data-kb-block=\"kb-adv-headinghero_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001[data-kb-block=\"kb-adv-headinghero_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ozgk_001[data-kb-block=\"kb-adv-headinghero_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_ozgk_001\">UNIQA Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u \u2013 ubezpieczenie na \u017cycie z\u00a0gwarantowanym zwrotem sk\u0142adek<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u to ubezpieczenie na \u017cycie i\u00a0do\u017cycie od UNIQA, kt\u00f3re \u0142\u0105czy ochron\u0119 \u017cycia z\u00a0bezpiecznym gromadzeniem kapita\u0142u. Po zako\u0144czeniu umowy otrzymujesz <strong>100% wp\u0142aconych sk\u0142adek bazowych<\/strong> \u2013 niezale\u017cnie od sytuacji na rynkach finansowych. Dost\u0119pne w\u00a0wariancie Solo (1\u00a0osoba) i\u00a0Duet (2\u00a0osoby).<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfo_row_ozgk_001 alignnone wp-block-kadence-rowlayout icon-cards-grid\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col,.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_ozgk_001{text-align:c;}.kadence-columninfo_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_001{text-align:e;}}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_ozgk_001{text-align:n;}.kadence-columninfo_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_001\"]{text-align:center;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_001[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_heading_ozgk_001\">100% zwrotu<\/h3>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Gwarancja zwrotu 100% wp\u0142aconych sk\u0142adek bazowych po zako\u0144czeniu umowy.<\/p>\n\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col,.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_ozgk_002{text-align:c;}.kadence-columninfo_col_ozgk_002{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_002{text-align:e;}}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_ozgk_002{text-align:n;}.kadence-columninfo_col_ozgk_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_ozgk_002\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_002\"]{text-align:center;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_002[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_heading_ozgk_002\">Solo i\u00a0Duet<\/h3>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Wariant Solo (1\u00a0osoba) lub Duet (2\u00a0osoby ubezpieczone w\u00a0jednej polisie).<\/p>\n\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col,.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_ozgk_003{text-align:c;}.kadence-columninfo_col_ozgk_003{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_003{text-align:e;}}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_ozgk_003{text-align:n;}.kadence-columninfo_col_ozgk_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_ozgk_003\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_003\"]{text-align:center;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_003[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_heading_ozgk_003\">10\u201325 lat<\/h3>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Okres umowy od 10 do 25\u00a0lat. Ochrona do 70.\u00a0roku \u017cycia.<\/p>\n\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col,.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_col_ozgk_004{text-align:c;}.kadence-columninfo_col_ozgk_004{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_004{text-align:e;}}@media all and (max-width: 1024px){.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_col_ozgk_004{text-align:n;}.kadence-columninfo_col_ozgk_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_col_ozgk_004\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_004\"]{text-align:center;font-style:normal;color:var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_heading_ozgk_004[data-kb-block=\"kb-adv-headinginfo_heading_ozgk_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_info_heading_ozgk_004\">Opieka24<\/h3>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Assistance medyczny do 6\u00a0000\u00a0z\u0142 na ka\u017cde zdarzenie.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001[data-kb-block=\"kb-adv-headingscope_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001[data-kb-block=\"kb-adv-headingscope_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ozgk_001[data-kb-block=\"kb-adv-headingscope_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_ozgk_001\">Zakres ubezpieczenia Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u UNIQA<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zakres bazowy obejmuje ochron\u0119 \u017cycia obu os\u00f3b ubezpieczonych (wariant Duet) oraz gwarancj\u0119 zwrotu kapita\u0142u. Dodatkowo wybierasz jeden z\u00a0trzech pakiet\u00f3w ochronnych.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ozgk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ozgk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ozgk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ozgk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scope_ozgk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scope_ozgk_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Do\u017cycie do ko\u0144ca umowy<\/strong> \u2013 wyp\u0142ata 100% bazowej sumy ubezpieczenia (gwarancja kapita\u0142u)<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 Wsp\u00f3\u0142ubezpieczonego<\/strong> \u2013 20% bazowej SU dla uposa\u017conych + przej\u0119cie op\u0142acania sk\u0142adek przez UNIQA<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 Ubezpieczonego G\u0142\u00f3wnego<\/strong> \u2013 zwrot wp\u0142aconych sk\u0142adek bazowych<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pakiet Ochrona Sk\u0142adki z\u00a0Rent\u0105<\/strong> \u2013 przej\u0119cie sk\u0142adek przy niezdolno\u015bci do pracy + renta miesi\u0119czna przez 5\u00a0lat<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pakiet Wypadkowy<\/strong> \u2013 \u015bmier\u0107 NW, wypadek komunikacyjny, uszczerbek NW, szpital NW<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pakiet Ochrona Dziecka<\/strong> \u2013 powa\u017cne zachorowania, operacje, szpital i\u00a0uszczerbek NW dziecka<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ozgk_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ozgk_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Opieka24<\/strong> \u2013 \u015bwiadczenia medyczne i\u00a0opieku\u0144cze do 6\u00a0000\u00a0z\u0142 na zdarzenie<\/span><\/li>\n\n\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Dodatkowo mo\u017cesz dokupi\u0107 <strong>umowy dodatkowe<\/strong> dla Wsp\u00f3\u0142ubezpieczonego: \u015bmier\u0107, \u015bmier\u0107 NW, wypadek komunikacyjny, uszczerbek NW, powa\u017cne zachorowania, operacje, szpital, osierocenie dziecka oraz MediPomoc.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idpkg_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idpkg_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnpkg_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnpkg_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnpkg_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001[data-kb-block=\"kb-adv-headingpkg_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001[data-kb-block=\"kb-adv-headingpkg_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingpkg_heading_ozgk_001[data-kb-block=\"kb-adv-headingpkg_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_pkg_heading_ozgk_001\">Pakiety ochronne \u2013 wybierasz jeden<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Pakiet<\/th><th>Dla kogo<\/th><th>Zakres ochrony<\/th><\/tr><\/thead><tbody><tr><td><strong>Ochrona Sk\u0142adki z\u00a0Rent\u0105<\/strong><\/td><td>Wsp\u00f3\u0142ubezpieczony<\/td><td>Czasowa niezdolno\u015b\u0107 do pracy (po 90\u00a0dniach: przej\u0119cie sk\u0142adek). Ca\u0142kowita i\u00a0trwa\u0142a niezdolno\u015b\u0107: przej\u0119cie sk\u0142adek + renta miesi\u0119czna przez 5\u00a0lat (max do 70\u00a0r.\u017c.).<\/td><\/tr><tr><td><strong>Wypadkowy<\/strong><\/td><td>Wsp\u00f3\u0142ubezpieczony<\/td><td>\u015amier\u0107 NW, \u015bmier\u0107 w\u00a0wypadku komunikacyjnym, uszczerbek\/uszkodzenie cia\u0142a NW, pobyt w\u00a0szpitalu NW.<\/td><\/tr><tr><td><strong>Ochrona Dziecka<\/strong><\/td><td>Dziecko Wsp\u00f3\u0142ubezp.<\/td><td>Powa\u017cne zachorowania, operacja medyczna, pobyt w\u00a0szpitalu, uszczerbek\/uszkodzenie cia\u0142a NW dziecka.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-link-wrap{border-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;background:var(--global-palette8, #F7FAFC);padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px;}#kt-info-boxinfobox_ozgk_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_ozgk_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_ozgk_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox\"><div class=\"kt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top\"><div class=\"kt-infobox-textcontent\"><div class=\"kt-blocks-info-box-title\"><strong>Gwarancja kapita\u0142u \u2013 100% sk\u0142adek bazowych wraca do Ciebie<\/strong><\/div><p class=\"kt-blocks-info-box-text\">Przez ca\u0142y okres trwania umowy wp\u0142acasz sk\u0142adk\u0119 bazow\u0105, kt\u00f3ra gromadzi si\u0119 na Twoim koncie. Po do\u017cyciu do ko\u0144ca umowy UNIQA wyp\u0142aca <strong>100% bazowej sumy ubezpieczenia<\/strong> \u2013 r\u00f3wnej sumie wp\u0142aconych sk\u0142adek bazowych. Gwarancja dzia\u0142a niezale\u017cnie od sytuacji na rynkach finansowych. Je\u015bli rozwi\u0105\u017cesz umow\u0119 wcze\u015bniej, otrzymasz warto\u015b\u0107 wykupu.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprice_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprice_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprice_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprice_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprice_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprice_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprice_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprice_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprice_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprice_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001[data-kb-block=\"kb-adv-headingprice_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001[data-kb-block=\"kb-adv-headingprice_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprice_heading_ozgk_001[data-kb-block=\"kb-adv-headingprice_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_price_heading_ozgk_001\">Sk\u0142adka i\u00a0formalno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka \u0142\u0105czna sk\u0142ada si\u0119 z\u00a0trzech element\u00f3w: <strong>sk\u0142adki bazowej<\/strong> (gromadzenie kapita\u0142u + ochrona \u017cycia), <strong>sk\u0142adki pakietowej<\/strong> (wybrany pakiet ochronny) oraz opcjonalnej <strong>sk\u0142adki dodatkowej<\/strong> (umowy dodatkowe). Wysoko\u015b\u0107 sk\u0142adki bazowej zale\u017cy od okresu umowy i\u00a0oczekiwanej sumy ubezpieczenia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Umow\u0119 mo\u017ce zawrze\u0107 osoba w\u00a0wieku <strong>18\u201360 lat<\/strong>. Okres umowy: <strong>10\u201325 lat<\/strong>, ale nie d\u0142u\u017cej ni\u017c do rocznicy polisy, w\u00a0kt\u00f3rej ubezpieczony ko\u0144czy 70\u00a0lat. W\u00a0razie trudno\u015bci finansowych dost\u0119pne s\u0105: prolongata (3\u00a0mies.), zawieszenie sk\u0142adek (6\u00a0mies. od 3.\u00a0rocznicy), ubezpieczenie bezsk\u0142adkowe lub wykup.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dokumenty: <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/uniqa_ochrona_gwarancja_kapitalu_owu_duet.pdf\" target=\"_blank\" rel=\"noopener\">OWU wariant Duet (PDF)<\/a> | <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/uniqa_ochrona_gwarancja_kapitalu_owud.pdf\" target=\"_blank\" rel=\"noopener\">Warunki um\u00f3w dodatkowych (PDF)<\/a>. Aby pozna\u0107 sk\u0142adk\u0119 dopasowan\u0105 do Twoich potrzeb \u2013 <strong>325\u00a0325\u00a0325<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idbuy_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idbuy_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnbuy_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnbuy_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnbuy_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001[data-kb-block=\"kb-adv-headingbuy_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001[data-kb-block=\"kb-adv-headingbuy_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_ozgk_001[data-kb-block=\"kb-adv-headingbuy_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_buy_heading_ozgk_001\">Jak kupi\u0107 ubezpieczenie Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u UNIQA<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Konsultacja<\/strong> \u2013 okre\u015blasz cel oszcz\u0119dzania, bud\u017cet i\u00a0osoby do obj\u0119cia ochron\u0105.<\/li>\n<li><strong>Wyb\u00f3r wariantu<\/strong> \u2013 Solo (1\u00a0osoba) lub Duet (2\u00a0osoby) oraz pakiet ochronny.<\/li>\n<li><strong>Ustalenie parametr\u00f3w<\/strong> \u2013 okres umowy (10\u201325 lat), wysoko\u015b\u0107 sk\u0142adki bazowej i\u00a0sumy ubezpieczenia.<\/li>\n<li><strong>Z\u0142o\u017cenie wniosku<\/strong> \u2013 wype\u0142niasz formularz z\u00a0danymi i\u00a0o\u015bwiadczeniem o\u00a0stanie zdrowia.<\/li>\n<li><strong>Ocena ryzyka<\/strong> \u2013 UNIQA analizuje wniosek i\u00a0podejmuje decyzj\u0119.<\/li>\n<li><strong>Polisa<\/strong> \u2013 otrzymujesz dokument potwierdzaj\u0105cy zawarcie umowy i\u00a0rozpocz\u0119cie ochrony.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z\u00a0doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong> \u2013 pomo\u017cemy por\u00f3wna\u0107 Ochron\u0119 z\u00a0Gwarancj\u0105 Kapita\u0142u z\u00a0innymi produktami oszcz\u0119dno\u015bciowymi i\u00a0\u017cyciowymi.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001[data-kb-block=\"kb-adv-headingexcl_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001[data-kb-block=\"kb-adv-headingexcl_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_ozgk_001[data-kb-block=\"kb-adv-headingexcl_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_excl_heading_ozgk_001\">Wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ozgk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ozgk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ozgk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ozgk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_ozgk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_ozgk_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_excl_ozgk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ozgk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wojna, dzia\u0142ania zbrojne<\/strong> \u2013 zdarzenia w\u00a0wyniku dzia\u0142a\u0144 wojennych i\u00a0konflikt\u00f3w<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ozgk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ozgk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Terroryzm, zamieszki<\/strong> \u2013 \u015bwiadome i\u00a0dobrowolne uczestnictwo w\u00a0aktach przemocy<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ozgk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ozgk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Samob\u00f3jstwo<\/strong> \u2013 w\u00a0ci\u0105gu pierwszych 2\u00a0lat od obj\u0119cia ochron\u0105<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ozgk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ozgk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wcze\u015bniejsze rozwi\u0105zanie umowy<\/strong> \u2013 otrzymasz jedynie warto\u015b\u0107 wykupu, nie pe\u0142n\u0105 sum\u0119<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ozgk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ozgk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Sankcje mi\u0119dzynarodowe<\/strong> \u2013 brak \u015bwiadcze\u0144 je\u015bli wyp\u0142ata narusza\u0142aby sankcje UE\/ONZ\/USA<\/span><\/li>\n\n\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Pe\u0142n\u0105 list\u0119 wy\u0142\u0105cze\u0144 znajdziesz w\u00a0<a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/uniqa_ochrona_gwarancja_kapitalu_owu_duet.pdf\" target=\"_blank\" rel=\"noopener\">OWU Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u (PDF)<\/a>, cz\u0119\u015b\u0107 IX.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001[data-kb-block=\"kb-adv-headingfaq_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001[data-kb-block=\"kb-adv-headingfaq_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ozgk_001[data-kb-block=\"kb-adv-headingfaq_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_ozgk_001\">Najcz\u0119\u015bciej zadawane pytania o\u00a0Ochron\u0119 z\u00a0Gwarancj\u0105 Kapita\u0142u UNIQA<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_ozgk_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_ozgk_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_ozgk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_ozgk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_ozgk_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_ozgk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ozgk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_ozgk_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_ozgk_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_ozgk_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u od UNIQA?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To ubezpieczenie na \u017cycie i\u00a0do\u017cycie, kt\u00f3re \u0142\u0105czy ochron\u0119 \u017cycia z\u00a0gromadzeniem kapita\u0142u. Po zako\u0144czeniu umowy (10\u201325 lat) otrzymujesz 100% wp\u0142aconych sk\u0142adek bazowych \u2013 niezale\u017cnie od sytuacji na rynkach finansowych. Jednocze\u015bnie przez ca\u0142y okres trwania polisy Twoje \u017cycie jest chronione.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym r\u00f3\u017cni si\u0119 wariant Solo od Duet?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\"><strong>Solo<\/strong> obejmuje jedn\u0105 osob\u0119 ubezpieczon\u0105. <strong>Duet<\/strong> obejmuje dwie osoby: Wsp\u00f3\u0142ubezpieczonego i\u00a0Ubezpieczonego G\u0142\u00f3wnego \u2013 w\u00a0ramach jednej polisy i\u00a0jednej sk\u0142adki bazowej. W\u00a0wariancie Duet \u015bmier\u0107 Wsp\u00f3\u0142ubezpieczonego powoduje wyp\u0142at\u0119 20% SU i\u00a0przej\u0119cie sk\u0142adek przez UNIQA.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co si\u0119 stanie, je\u015bli rozwi\u0105\u017c\u0119 umow\u0119 przed terminem?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Otrzymasz <strong>warto\u015b\u0107 wykupu<\/strong>, kt\u00f3ra zale\u017cy od sumy wp\u0142aconych sk\u0142adek bazowych i\u00a0roku polisy, w\u00a0kt\u00f3rym nast\u0119puje rozwi\u0105zanie. Warto\u015b\u0107 wykupu dost\u0119pna jest ju\u017c od pierwszego roku, ale pe\u0142ny zwrot 100% sk\u0142adek bazowych przys\u0142uguje dopiero po do\u017cyciu do ko\u0144ca umowy.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jakie pakiety ochronne mog\u0119 wybra\u0107?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Do wyboru s\u0105 trzy pakiety: <strong>Ochrona Sk\u0142adki z\u00a0Rent\u0105<\/strong> (przej\u0119cie sk\u0142adek i\u00a0renta miesi\u0119czna przy niezdolno\u015bci do pracy), <strong>Wypadkowy<\/strong> (\u015bmier\u0107 NW, wypadek komunikacyjny, uszczerbek, szpital NW) oraz <strong>Ochrona Dziecka<\/strong> (powa\u017cne zachorowania, operacje, szpital i\u00a0uszczerbek dziecka). Wybierasz jeden pakiet przy zawarciu umowy.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest Opieka24?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Opieka24 to assistance medyczny w\u0142\u0105czony do polisy. W\u00a0razie choroby lub wypadku UNIQA organizuje i\u00a0pokrywa koszty \u015bwiadcze\u0144 medycznych i\u00a0opieku\u0144czych \u2013 do <strong>6\u00a0000\u00a0z\u0142<\/strong> na ka\u017cde zdarzenie. Ubezpieczony i\u00a0jego rodzina mog\u0105 korzysta\u0107 wielokrotnie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 zawiesi\u0107 op\u0142acanie sk\u0142adek?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Od 3.\u00a0rocznicy polisy mo\u017cesz zawiesi\u0107 sk\u0142adki na max <strong>6\u00a0miesi\u0119cy<\/strong> (ochrona ograniczona do zakresu bazowego przy obni\u017conej SU). Mo\u017cesz te\u017c przekszta\u0142ci\u0107 umow\u0119 w\u00a0<strong>bezsk\u0142adkow\u0105<\/strong> (nieodwracalnie) \u2013 wtedy nie p\u0142acisz sk\u0142adek do ko\u0144ca umowy, a\u00a0UNIQA chroni Ci\u0119 w\u00a0zakresie bazowym.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym ten produkt r\u00f3\u017cni si\u0119 od Planu Ochronnego?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\"><a href=\"\/ubezpieczenia-na-zycie\/plan-ochronny\/\">Plan Ochronny<\/a> to czysta ochrona \u017cycia (bez elementu oszcz\u0119dno\u015bciowego). Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u \u0142\u0105czy ochron\u0119 z\u00a0gromadzeniem kapita\u0142u \u2013 po zako\u0144czeniu umowy odzyskujesz 100% sk\u0142adek bazowych. To produkt d\u0142ugoterminowy (10\u201325 lat), idealny na zabezpieczenie przysz\u0142o\u015bci dzieci lub emerytur\u0119.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_ozgk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_ozgk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_ozgk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_ozgk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_ozgk_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001[data-kb-block=\"kb-adv-headingsummary_heading_ozgk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001[data-kb-block=\"kb-adv-headingsummary_heading_ozgk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ozgk_001[data-kb-block=\"kb-adv-headingsummary_heading_ozgk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_ozgk_001\">Dlaczego warto wybra\u0107 Ochron\u0119 z\u00a0Gwarancj\u0105 Kapita\u0142u od UNIQA?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ochrona z\u00a0Gwarancj\u0105 Kapita\u0142u to unikalne po\u0142\u0105czenie ochrony \u017cycia i\u00a0bezpiecznego oszcz\u0119dzania. Gwarancja 100% zwrotu sk\u0142adek bazowych eliminuje ryzyko utraty wp\u0142aconych \u015brodk\u00f3w. Trzy pakiety ochronne, Opieka24 i\u00a0elastyczne rozwi\u0105zania na wypadek trudno\u015bci (prolongata, zawieszenie, bezsk\u0142adkowe) czyni\u0105 ten produkt idealnym wyborem na d\u0142ugoterminowe zabezpieczenie rodziny. Skontaktuj si\u0119 z\u00a0doradc\u0105 Polisarium \u2013 <strong>325\u00a0325\u00a0325<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3249,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3250","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ochrona z Gwarancj\u0105 Kapita\u0142u - 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