{"id":3318,"date":"2026-03-31T17:09:34","date_gmt":"2026-03-31T15:09:34","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3318"},"modified":"2026-03-31T17:09:34","modified_gmt":"2026-03-31T15:09:34","slug":"%d1%81-%d1%82%d0%be%d1%87%d0%ba%d0%b8-%d0%b7%d1%80%d0%b5%d0%bd%d0%b8%d1%8f-%d1%84%d0%b8%d0%bd%d0%b0%d0%bd%d1%81%d0%be%d0%b2","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/ru\/ubezpieczenia-na-zycie\/z-mysla-o-finansach\/","title":{"rendered":"\u0421 \u043f\u0440\u0438\u0446\u0435\u043b\u043e\u043c \u043d\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u044b"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001[data-kb-block=\"kb-adv-headinghero_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001[data-kb-block=\"kb-adv-headinghero_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_zmf_001[data-kb-block=\"kb-adv-headinghero_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_zmf_001\">Generali \u201eZ my\u015bl\u0105 o finansach\u201d \u2013 ubezpieczenie na \u017cycie z funduszami inwestycyjnymi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Chcesz zadba\u0107 o przysz\u0142o\u015b\u0107 finansow\u0105 swoich bliskich, a jednocze\u015bnie pomna\u017ca\u0107 oszcz\u0119dno\u015bci? Ubezpieczenie Generali \u201eZ my\u015bl\u0105 o finansach\u201d \u0142\u0105czy ochron\u0119 na \u017cycie z inwestowaniem w pi\u0119ciu ubezpieczeniowych funduszach kapita\u0142owych (UFK) o r\u00f3\u017cnym profilu ryzyka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka regularna ju\u017c od <strong>50\u00a0z\u0142 miesi\u0119cznie<\/strong>, 100% ka\u017cdej wp\u0142aty trafia na inwestycje, a po 2 latach mo\u017cesz zawiesi\u0107 op\u0142acanie sk\u0142adek na dowolny okres. Dodatkowo masz mo\u017cliwo\u015b\u0107 rozszerzenia ochrony o <strong>28 um\u00f3w dodatkowych<\/strong> oraz za\u0142o\u017cenia IKE i IKZE w ramach jednej polisy.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idicons_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idicons_row_zmf_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_zmf_001\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"240\" height=\"240\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_1_inwestycja.webp\" alt=\"5 funduszy inwestycyjnych\" class=\"wp-image-3314\" srcset=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_1_inwestycja.webp 240w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_1_inwestycja-150x150.webp 150w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_1_inwestycja-12x12.webp 12w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Dost\u0119p do 5 UFK o r\u00f3\u017cnym profilu ryzyka<\/strong><\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_zmf_002{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_zmf_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_zmf_002\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"240\" height=\"240\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_2_ochrona.webp\" alt=\"28 um\u00f3w dodatkowych\" class=\"wp-image-3315\" srcset=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_2_ochrona.webp 240w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_2_ochrona-150x150.webp 150w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_2_ochrona-12x12.webp 12w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Szeroka ochrona \u017cycia i zdrowia<\/strong><\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_zmf_003{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_zmf_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_zmf_003\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"240\" height=\"240\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_3_elastycznosc.webp\" alt=\"Elastyczno\u015b\u0107 umowy\" class=\"wp-image-3316\" srcset=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_3_elastycznosc.webp 240w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_3_elastycznosc-150x150.webp 150w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_3_elastycznosc-12x12.webp 12w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Zawieszenie sk\u0142adek od 2. rocznicy polisy<\/strong><\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_zmf_004{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_zmf_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_zmf_004\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"240\" height=\"240\" src=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_4_gwarancja.webp\" alt=\"Gwarancja kapita\u0142u\" class=\"wp-image-3317\" srcset=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_4_gwarancja.webp 240w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_4_gwarancja-150x150.webp 150w, https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/gen_zmf_4_gwarancja-12x12.webp 12w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Fundusz Gwarantowany PLUS chroni wp\u0142acony kapita\u0142<\/strong><\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001[data-kb-block=\"kb-adv-headingscope_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001[data-kb-block=\"kb-adv-headingscope_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_zmf_001[data-kb-block=\"kb-adv-headingscope_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_zmf_001\">Zakres ubezpieczenia \u201eZ my\u015bl\u0105 o finansach\u201d od Generali<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Umowa g\u0142\u00f3wna obejmuje ochron\u0119 na wypadek \u015bmierci oraz inwestowanie sk\u0142adek w ubezpieczeniowe fundusze kapita\u0142owe. Zakres mo\u017cesz rozszerzy\u0107 o a\u017c <strong>28 um\u00f3w dodatkowych<\/strong> \u2013 od ochrony wypadkowej, przez powa\u017cne zachorowania, a\u017c po produkty emerytalne.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001[data-kb-block=\"kb-adv-headingscope_subh_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001[data-kb-block=\"kb-adv-headingscope_subh_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_001[data-kb-block=\"kb-adv-headingscope_subh_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Umowa g\u0142\u00f3wna<\/h4>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopeb_zmf_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopeb_zmf_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopeb_zmf_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopeb_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scopeb_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scopeb_zmf_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_scopeb_zmf_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopeb_zmf_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 ubezpieczonego:<\/strong> \u015bwiadczenie r\u00f3wne Warto\u015bci polisy powi\u0119kszonej o 5% (maks. 1\u00a0500\u00a0z\u0142) plus Warto\u015b\u0107 dodatkowa, je\u015bli istnieje.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopeb_zmf_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopeb_zmf_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Inwestowanie w UFK:<\/strong> 100% sk\u0142adki regularnej i dodatkowej przeznaczone na nabycie jednostek uczestnictwa w wybranych funduszach.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopeb_zmf_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopeb_zmf_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Zawieszenie sk\u0142adek:<\/strong> od 2. rocznicy polisy mo\u017cesz zawiesi\u0107 op\u0142acanie sk\u0142adek na dowolny okres \u2013 ochrona na \u017cycie nadal trwa.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002[data-kb-block=\"kb-adv-headingscope_subh_zmf_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002[data-kb-block=\"kb-adv-headingscope_subh_zmf_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_zmf_002[data-kb-block=\"kb-adv-headingscope_subh_zmf_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Umowy dodatkowe (28 do wyboru)<\/h4>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopex_zmf_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopex_zmf_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopex_zmf_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scopex_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scopex_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scopex_zmf_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Terminowe ubezpieczenie na \u017cycie<\/strong> \u2013 dodatkowa SU na wypadek \u015bmierci.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wyp\u0142ata renty<\/strong> w przypadku \u015bmierci ubezpieczonego.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 w wyniku NW<\/strong>, wypadku komunikacyjnego, zawa\u0142u serca lub udaru m\u00f3zgu.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142e inwalidztwo NW<\/strong> \u2013 \u015bwiadczenie proporcjonalne do stopnia inwalidztwa.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142y uszczerbek na zdrowiu NW<\/strong> (wariant I lub II) \u2013 wyp\u0142ata za ka\u017cdy procent uszczerbku.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uraz NW<\/strong> niepowoduj\u0105cy trwa\u0142ego uszczerbku na zdrowiu.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Assistance<\/strong> \u2013 pakiet us\u0142ug medycznych i organizacyjnych.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pobyt w szpitalu w wyniku NW<\/strong> + refundacja koszt\u00f3w leczenia.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_009 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_009\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Rycza\u0142towe pokrycie koszt\u00f3w lek\u00f3w<\/strong> po pobycie w szpitalu.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_010 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_010\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Zawa\u0142 serca lub udar m\u00f3zgu<\/strong> \u2013 \u015bwiadczenie jednorazowe.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_011 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_011\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Nowotw\u00f3r<\/strong> u ubezpieczonego lub jego dzieci + assistance onkologiczny.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_012 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_012\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Powa\u017cne zachorowanie<\/strong> (+ choroby dodatkowe) \u2013 szeroki katalog chor\u00f3b.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_013 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_013\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Druga opinia medyczna<\/strong> \u2013 konsultacja z niezale\u017cnym specjalist\u0105.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_014 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_014\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Powa\u017cne operacje i zabiegi specjalistyczne<\/strong> \u2013 \u015bwiadczenia szpitalne.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_015 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_015\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Pobyt w szpitalu<\/strong> (og\u00f3lny) + us\u0142ugi medyczne.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_016 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_016\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszczerbek na zdrowiu w wyniku zawa\u0142u\/udaru.<\/strong><\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_017 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_017\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ca\u0142kowita niezdolno\u015b\u0107 do pracy<\/strong> \u2013 \u015bwiadczenie jednorazowe.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_018 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_018\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Przej\u0119cie op\u0142acania sk\u0142adek<\/strong> na wypadek niezdolno\u015bci do pracy zarobkowej.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_019 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_019\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Niezdolno\u015b\u0107 do samodzielnej egzystencji.<\/strong><\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_020 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_020\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Zdrowie Dziecka<\/strong> \u2013 ochrona zdrowia dzieci ubezpieczonego.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_021 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_021\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>IKE<\/strong> (Indywidualne Konto Emerytalne) \u2013 oszcz\u0119dzanie z korzy\u015bciami podatkowymi.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scopex_zmf_022 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scopex_zmf_022\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>IKZE<\/strong> (Indywidualne Konto Zabezpieczenia Emerytalnego) \u2013 odliczenie sk\u0142adek od podatku.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfunds_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfunds_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfunds_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfunds_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfunds_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfunds_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfunds_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfunds_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfunds_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfunds_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001[data-kb-block=\"kb-adv-headingfunds_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001[data-kb-block=\"kb-adv-headingfunds_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfunds_heading_zmf_001[data-kb-block=\"kb-adv-headingfunds_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Ubezpieczeniowe fundusze kapita\u0142owe (UFK)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">W ramach polisy masz dost\u0119p do 5 funduszy o r\u00f3\u017cnym profilu ryzyka. Mo\u017cesz swobodnie przenosi\u0107 \u015brodki mi\u0119dzy nimi przez Konto Klienta Generali.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Fundusz<\/th><th>Profil ryzyka<\/th><th>Op\u0142ata za zarz\u0105dzanie<\/th><th>Op\u0142ata za administrowanie<\/th><\/tr><\/thead><tbody><tr><td><strong>Generali Gwarantowany PLUS<\/strong><\/td><td>niskie<\/td><td>1,50% rocznie<\/td><td>0,70% rocznie<\/td><\/tr><tr><td><strong>Generali Lokacyjny PLUS<\/strong><\/td><td>niskie<\/td><td>1,20% rocznie<\/td><td>0,95% rocznie<\/td><\/tr><tr><td>Generali Korona Obligacji Uniwersalny E<\/td><td>niskie<\/td><td>\u2013<\/td><td>1,65% rocznie<\/td><\/tr><tr><td>Generali Stabilny Wzrost E<\/td><td>\u015brednie<\/td><td>\u2013<\/td><td>1,60% rocznie<\/td><\/tr><tr><td>Generali Akcji: Megatrendy E<\/td><td>wysokie<\/td><td>\u2013<\/td><td>1,55% rocznie<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_zmf_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_zmf_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_zmf_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Fundusz Generali Gwarantowany PLUS<\/h4><p class=\"kt-blocks-info-box-text\">Fundusz <strong>Generali Gwarantowany PLUS<\/strong> chroni Tw\u00f3j kapita\u0142 \u2013 je\u015bli utrzymasz inwestycj\u0119 przez minimum rok, a cena jednostki spadnie poni\u017cej ceny nabycia, Generali zwr\u00f3ci Ci r\u00f3\u017cnic\u0119. To idealne rozwi\u0105zanie dla os\u00f3b ceni\u0105cych bezpiecze\u0144stwo \u015brodk\u00f3w, kt\u00f3re chc\u0105 inwestowa\u0107 bez ryzyka utraty kapita\u0142u.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcosts_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcosts_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcosts_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idcosts_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcosts_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcosts_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcosts_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncosts_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncosts_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncosts_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001[data-kb-block=\"kb-adv-headingcosts_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001[data-kb-block=\"kb-adv-headingcosts_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_zmf_001[data-kb-block=\"kb-adv-headingcosts_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sk\u0142adka i op\u0142aty<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minimalna sk\u0142adka regularna wynosi zaledwie <strong>50\u00a0z\u0142 miesi\u0119cznie<\/strong> (150\u00a0z\u0142\/kwarta\u0142, 300\u00a0z\u0142\/p\u00f3\u0142rocze, 600\u00a0z\u0142\/rok). Ca\u0142e 100% sk\u0142adki jest przeznaczane na nabycie jednostek uczestnictwa w funduszach \u2013 bez op\u0142aty wst\u0119pnej.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dodatkowo mo\u017cesz wp\u0142aca\u0107 <strong>sk\u0142adki dodatkowe<\/strong> (min. 150\u00a0z\u0142), kt\u00f3re trafiaj\u0105 na osobny rachunek inwestycyjny. Od 2. rocznicy polisy masz prawo zawiesi\u0107 op\u0142acanie sk\u0142adek regularnych na dowolny okres.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Op\u0142ata za wykup<\/th><th>1. rok<\/th><th>2. rok<\/th><th>3. rok<\/th><th>4. rok<\/th><th>5. rok+<\/th><\/tr><\/thead><tbody><tr><td>Ca\u0142kowity wykup<\/td><td>4%<\/td><td>3%<\/td><td>2%<\/td><td>1%<\/td><td>0%<\/td><\/tr><tr><td>Cz\u0119\u015bciowy wykup<\/td><td>\u2013<\/td><td>\u2013<\/td><td>2%<\/td><td>1%<\/td><td>0%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong>, aby uzyska\u0107 indywidualn\u0105 kalkulacj\u0119 sk\u0142adki dopasowan\u0105 do Twoich potrzeb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/OWU_Generali_z_mysla_o_finansach.pdf\" target=\"_blank\" rel=\"noopener\">Pobierz OWU \u201eGenerali, z my\u015bl\u0105 o finansach\u201d (PDF)<\/a><\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprocess_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprocess_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprocess_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprocess_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprocess_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprocess_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprocess_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprocess_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprocess_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprocess_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001[data-kb-block=\"kb-adv-headingprocess_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001[data-kb-block=\"kb-adv-headingprocess_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_zmf_001[data-kb-block=\"kb-adv-headingprocess_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak zawrze\u0107 umow\u0119<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_zmf_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_zmf_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_zmf_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_process_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_process_zmf_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_process_zmf_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_zmf_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium \u2013 zadzwo\u0144: <strong>325\u00a0325\u00a0325<\/strong>.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_zmf_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_zmf_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Doradca przeprowadzi analiz\u0119 Twoich potrzeb ubezpieczeniowo-inwestycyjnych.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_zmf_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_zmf_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wsp\u00f3lnie dobierzecie profil ryzyka, alokacj\u0119 sk\u0142adki w funduszach i ewentualne umowy dodatkowe.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_zmf_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_zmf_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wype\u0142nicie wniosek \u2013 Generali oceni go i potwierdzi zawarcie umowy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_zmf_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_zmf_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Op\u0142a\u0107 pierwsz\u0105 sk\u0142adk\u0119 \u2013 ochrona ubezpieczeniowa rozpoczyna si\u0119 nast\u0119pnego dnia.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexclusions_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexclusions_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexclusions_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexclusions_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexclusions_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001[data-kb-block=\"kb-adv-headingexclusions_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001[data-kb-block=\"kb-adv-headingexclusions_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_zmf_001[data-kb-block=\"kb-adv-headingexclusions_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Towarzystwo nie ponosi odpowiedzialno\u015bci z tytu\u0142u umowy g\u0142\u00f3wnej w nast\u0119puj\u0105cych przypadkach (zgodnie z OWU):<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_zmf_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_zmf_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_zmf_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_zmf_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_zmf_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_excl_zmf_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_zmf_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wojna, dzia\u0142ania wojenne, stan wojenny; aktywne i dobrowolne uczestnictwo w aktach przemocy, terroryzmu, zamieszkach lub rozruchach.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_zmf_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_zmf_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Samob\u00f3jstwo ubezpieczonego pope\u0142nione w ci\u0105gu <strong>2 lat<\/strong> od daty zawarcia umowy g\u0142\u00f3wnej.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_zmf_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_zmf_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Sytuacje obj\u0119te sankcjami mi\u0119dzynarodowymi (rezolucje ONZ, sankcje UE, USA, Wielkiej Brytanii, RP).<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001[data-kb-block=\"kb-adv-headingfaq_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001[data-kb-block=\"kb-adv-headingfaq_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_zmf_001[data-kb-block=\"kb-adv-headingfaq_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_zmf_001\">Najcz\u0119\u015bciej zadawane pytania o \u201eZ my\u015bl\u0105 o finansach\u201d<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_zmf_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_zmf_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_zmf_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_zmf_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_zmf_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_zmf_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_zmf_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_zmf_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_zmf_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_zmf_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest ubezpieczenie \u201eZ my\u015bl\u0105 o finansach\u201d?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To ubezpieczenie na \u017cycie z ubezpieczeniowymi funduszami kapita\u0142owymi (UFK). \u0141\u0105czy ochron\u0119 na wypadek \u015bmierci ubezpieczonego z inwestowaniem sk\u0142adek w 5 funduszach o r\u00f3\u017cnym profilu ryzyka \u2013 od niskiego (obligacje, fundusz gwarantowany) po wysoki (akcje).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jaka jest minimalna sk\u0142adka?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Minimalna sk\u0142adka regularna wynosi 50\u00a0z\u0142 miesi\u0119cznie (150\u00a0z\u0142\/kwarta\u0142, 300\u00a0z\u0142\/p\u00f3\u0142rocze, 600\u00a0z\u0142\/rok). Ca\u0142e 100% sk\u0142adki jest przeznaczane na inwestycje. Dodatkowo mo\u017cesz wp\u0142aca\u0107 sk\u0142adki dodatkowe \u2013 minimum 150\u00a0z\u0142, kt\u00f3re trafiaj\u0105 na odr\u0119bny rachunek.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Kto mo\u017ce zawrze\u0107 umow\u0119?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Umow\u0119 mo\u017ce zawrze\u0107 osoba, kt\u00f3ra w dniu zawarcia uko\u0144czy\u0142a 15 lat i nie uko\u0144czy\u0142a 61. roku \u017cycia. Umowa jest zawierana na czas nieokre\u015blony.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest Fundusz Generali Gwarantowany PLUS?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To fundusz o niskim ryzyku z gwarancj\u0105 kapita\u0142u. Je\u015bli utrzymasz inwestycj\u0119 w tym funduszu przez minimum rok, a cena jednostki b\u0119dzie ni\u017csza ni\u017c cena nabycia, Generali zwr\u00f3ci Ci r\u00f3\u017cnic\u0119. To doskona\u0142e rozwi\u0105zanie dla os\u00f3b, kt\u00f3re chc\u0105 inwestowa\u0107 bezpiecznie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 zawiesi\u0107 op\u0142acanie sk\u0142adek?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Od drugiej rocznicy polisy mo\u017cesz zawiesi\u0107 op\u0142acanie sk\u0142adek regularnych na dowolny okres, pod warunkiem op\u0142acenia wszystkich sk\u0142adek nale\u017cnych za pierwsze dwa lata. Ochrona na \u017cycie nadal trwa, a w okresie zawieszenia mo\u017cesz dalej wp\u0142aca\u0107 sk\u0142adki dodatkowe.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jakie s\u0105 op\u0142aty za wykup polisy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Op\u0142ata za ca\u0142kowity wykup w pierwszym roku polisy wynosi 4%, w drugim 3%, w trzecim 2%, w czwartym 1%, a od pi\u0105tego roku \u2013 0%. Cz\u0119\u015bciowy wykup jest mo\u017cliwy od drugiej rocznicy polisy.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 za\u0142o\u017cy\u0107 IKE lub IKZE w ramach tej polisy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Umow\u0119 g\u0142\u00f3wn\u0105 mo\u017cesz rozszerzy\u0107 o Indywidualne Konto Emerytalne (IKE) lub Indywidualne Konto Zabezpieczenia Emerytalnego (IKZE). Dzi\u0119ki temu w ramach jednej polisy \u0142\u0105czysz ochron\u0119 \u017cycia, inwestowanie i oszcz\u0119dzanie na emerytur\u0119 z korzy\u015bciami podatkowymi.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_zmf_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_zmf_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_zmf_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_zmf_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_zmf_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_zmf_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_zmf_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_zmf_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_zmf_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001[data-kb-block=\"kb-adv-headingsummary_heading_zmf_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001[data-kb-block=\"kb-adv-headingsummary_heading_zmf_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_zmf_001[data-kb-block=\"kb-adv-headingsummary_heading_zmf_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_zmf_001\">Dlaczego warto wybra\u0107 ubezpieczenie \u201eZ my\u015bl\u0105 o finansach\u201d?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Generali \u201eZ my\u015bl\u0105 o finansach\u201d to po\u0142\u0105czenie ochrony \u017cycia z inwestowaniem w jednym produkcie. Pi\u0119\u0107 funduszy o r\u00f3\u017cnym ryzyku (w tym Gwarantowany PLUS z ochron\u0105 kapita\u0142u), 28 um\u00f3w dodatkowych obejmuj\u0105cych zdrowie, wypadki i emerytur\u0119, a tak\u017ce sk\u0142adka ju\u017c od 50\u00a0z\u0142\/mies. \u2013 wszystko to w elastycznej formule z mo\u017cliwo\u015bci\u0105 zawieszenia sk\u0142adek od 2. roku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zadzwo\u0144 do doradcy Polisarium: <strong>325\u00a0325\u00a0325<\/strong> \u2013 pomo\u017cemy dobra\u0107 fundusze i zakres ochrony dopasowany do Twoich cel\u00f3w finansowych.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3312,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3318","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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