{"id":3575,"date":"2026-10-06T03:05:06","date_gmt":"2026-10-06T01:05:06","guid":{"rendered":"https:\/\/nazycie.pl\/?p=3575"},"modified":"2026-10-06T03:05:06","modified_gmt":"2026-10-06T01:05:06","slug":"tek-kisilik-isletme-icin-hangi-sigorta-turu-uygun","status":"publish","type":"post","link":"https:\/\/nazycie.pl\/tr\/poradnik\/ubezpieczenia-dla-firm\/jakie-ubezpieczenie-dla-jednoosobowej-dzialalnosci\/","title":{"rendered":"Tek ki\u015filik i\u015fletmeler i\u00e7in hangi sigorta t\u00fcr\u00fc uygun?"},"content":{"rendered":"<p class=\"article-lead wp-block-paragraph\">Tek ki\u015filik i\u015fletmelerde, t\u00fcm ihtiya\u00e7lar\u0131 otomatik olarak kar\u015f\u0131layan tek bir evrensel sigorta poli\u00e7esi yoktur. \u00d6ncelikle \u00fc\u00e7 alan\u0131 birbirinden ay\u0131r\u0131n: faaliyetle ilgili sorumluluk, i\u015fte kullan\u0131lan mallar ve kazalar\u0131n sonu\u00e7lar\u0131. Ancak bundan sonra se\u00e7enekleri, tan\u0131mlar\u0131, limitleri ve istisnalar\u0131 inceleyin. Bu s\u0131ralama, sigorta kapsam\u0131 hakk\u0131nda g\u00f6r\u00fc\u015fmeyi kolayla\u015ft\u0131r\u0131r ve kapsam\u0131 ger\u00e7ek \u00e7al\u0131\u015fma \u015feklinize uymayan bir \u00fcr\u00fcn se\u00e7me riskini azalt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Faaliyetlerinizi somut bir \u015fekilde a\u00e7\u0131klay\u0131n: hangi hizmetleri sundu\u011funuzu, nerede \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z\u0131, ofis d\u0131\u015f\u0131nda ekipman kullan\u0131p kullanmad\u0131\u011f\u0131n\u0131z\u0131, ba\u015fkalar\u0131na ait e\u015fyalar\u0131 saklay\u0131p saklamad\u0131\u011f\u0131n\u0131z\u0131 ve ba\u015fkalar\u0131yla i\u015fbirli\u011fi yap\u0131p yapmad\u0131\u011f\u0131n\u0131z\u0131 belirtin. Ard\u0131ndan, sadece \u00fcr\u00fcn\u00fcn ad\u0131na g\u00f6re hareket etmek yerine, bu a\u00e7\u0131klamay\u0131 s\u00f6zle\u015fme \u015fartlar\u0131yla kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h2 class=\"wp-block-heading\">\u0130\u00e7indekiler tablosu<\/h2>\n\n\n<ol class=\"wp-block-list\"><li><a href=\"#oc-jdg\">Faaliyetle ilgili sorumluluk sigortas\u0131<\/a><\/li><li><a href=\"#mienie-firmowe\">\u015eirket ekipman\u0131 ve varl\u0131klar\u0131<\/a><\/li><li><a href=\"#nnw-przedsiebiorcy\">NNW giri\u015fimcisi<\/a><\/li><li><a href=\"#lista-kontrolna\">Sigorta poli\u00e7esi se\u00e7imi nas\u0131l yap\u0131l\u0131r?<\/a><\/li><li><a href=\"#faq\">SSS<\/a><\/li><li><a href=\"#kolejny-krok\">Bir sonraki ad\u0131m<\/a><\/li><\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"oc-jdg\">Faaliyetle ilgili sorumluluk sigortas\u0131: bunu \u00f6zel sigorta poli\u00e7esiyle kar\u0131\u015ft\u0131rmay\u0131n<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Hizmet sunuyorsan\u0131z, \u00fcr\u00fcn sat\u0131yorsan\u0131z veya m\u00fc\u015fterinin yerinde i\u015f yap\u0131yorsan\u0131z, s\u00f6zle\u015fmenin ger\u00e7ekten y\u00fcr\u00fctt\u00fc\u011f\u00fcn\u00fcz faaliyete uygun olup olmad\u0131\u011f\u0131n\u0131 kontrol edin. InterRisk 2026 Ev Sigortas\u0131 Genel \u015eartlar\u0131\u2019nda, sorumluluk sigortas\u0131 kapsam\u0131n\u0131n ticari faaliyetlerle ilgili zararlar\u0131, teslim edilen veya \u00fcretilen e\u015fyalar\u0131n yol a\u00e7t\u0131\u011f\u0131 zararlar\u0131 ve yap\u0131lan i\u015f veya hizmetleri kapsamad\u0131\u011f\u0131 belirtilmi\u015ftir. Bu nedenle, \u00f6zel bir poli\u00e7e otomatik olarak \u015firketin sorumluluk sigortas\u0131 olarak de\u011ferlendirilmemelidir.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Belgelerde sadece uzant\u0131 ad\u0131n\u0131 de\u011fil, ayn\u0131 zamanda faaliyetlerin a\u00e7\u0131klamas\u0131n\u0131 da aray\u0131n. Ne yapt\u0131\u011f\u0131n\u0131z\u0131, nerede \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z\u0131, ba\u015fkalar\u0131n\u0131n e\u015fyalar\u0131n\u0131 kullan\u0131p kullanmad\u0131\u011f\u0131n\u0131z\u0131 ve g\u00f6revlerin bir k\u0131sm\u0131n\u0131 ba\u015fkalar\u0131na devredip devretmedi\u011finizi basit bir dille yaz\u0131n. Yararl\u0131 sorular\u0131 \u015furada bulabilirsiniz: <a href=\"https:\/\/nazycie.pl\/tr\/rehber\/si%cc%87rketler-ve-gi%cc%87ri%cc%87si%cc%87mci%cc%87ler-i%cc%87ci%cc%87n-si%cc%87gorta\/sirket-sigortasi-neleri-kapsar-ve-ne-zaman-yaptirmaya-deger\/\">\u015firketin sorumluluk sigortas\u0131 k\u0131lavuzu<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, \u015firkette yard\u0131mc\u0131 olan ki\u015filerle ilgili h\u00fck\u00fcmleri de inceleyin. Compensa 2026 Ev Sigortas\u0131 Genel \u015eartlar\u0131\u2019nda, sigortal\u0131 ad\u0131na \u00e7al\u0131\u015fan veya i\u015f ya da hizmet sunan ki\u015filere verilen zararlar\u0131n hari\u00e7 tutuldu\u011fu belirtilmi\u015ftir. Bu, her s\u00f6zle\u015fme i\u00e7in ge\u00e7erli evrensel bir kural de\u011fil, kendi \u00e7al\u0131\u015fma modelinize g\u00f6re de\u011ferlendirilmesi gereken bir h\u00fck\u00fcm \u00f6rne\u011fidir.<\/p>\n\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxd9ad3933_wazne .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-info-boxd9ad3933_wazne .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxd9ad3933_wazne .kt-info-svg-icon-flip, #kt-info-boxd9ad3933_wazne .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}@media all and (max-width: 1024px){#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}@media all and (max-width: 767px){#kt-info-boxd9ad3933_wazne .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-boxd9ad3933_wazne has-theme-palette-8-background-color has-background\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-blocks-info-box-title\">\u26a0\ufe0f \u00d6nemli<\/h4><p class=\"kt-blocks-info-box-text\">Ki\u015fisel sorumluluk sigortas\u0131 ile ticari faaliyetlere ili\u015fkin sorumluluk sigortas\u0131n\u0131n kapsamlar\u0131 farkl\u0131 olabilir. Bir se\u00e7enek belirlemeden \u00f6nce hizmetlerinizi, \u00fcr\u00fcnlerinizi, i\u015f yerinizi ve i\u015f birli\u011fi yapt\u0131\u011f\u0131n\u0131z ki\u015fileri g\u00f6zden ge\u00e7irin.<\/p><\/div><\/span><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"mienie-firmowe\">\u015eirket ekipmanlar\u0131 ve varl\u0131klar\u0131: beyan\u0131n \u00f6nemi<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Bilgisayar, telefon, foto\u011fraf makinesi, aletler ve ev ofisi ekipmanlar\u0131 hem \u00f6zel hem de mesleki ama\u00e7larla kullan\u0131labilir. Ancak bu, bunlar\u0131n otomatik olarak sigorta kapsam\u0131na girdi\u011fi anlam\u0131na gelmez. \u00d6nemli olan, mallar\u0131n tan\u0131m\u0131, kullan\u0131m yeri ve ilgili sigorta t\u00fcr\u00fcn\u00fcn ko\u015fullar\u0131d\u0131r.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Compensa 2026 Ev Sigortas\u0131 Genel \u015eartlar\u0131\u2019nda, i\u015fletme varl\u0131klar\u0131n\u0131n bir par\u00e7as\u0131 olan mallar, i\u015f ama\u00e7l\u0131 mallar\u0131n kayb\u0131 ile bilgisayar programlar\u0131 ve veri ta\u015f\u0131y\u0131c\u0131lar\u0131ndaki verilerle ilgili istisnalar belirtilmi\u015ftir. Bu nedenle, i\u015fletmeye ait ekipmanlar\u0131n ayr\u0131 olarak incelenmesi gerekmektedir.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Sigortalamak istedi\u011finiz e\u015fyalar\u0131n bir listesini haz\u0131rlay\u0131n. Her birinin yan\u0131nda, tek bir yerde mi kald\u0131\u011f\u0131n\u0131 yoksa m\u00fc\u015fterilerle \u00e7al\u0131\u015f\u0131rken yan\u0131n\u0131zda m\u0131 ta\u015f\u0131d\u0131\u011f\u0131n\u0131z\u0131 ve sahibinin kim oldu\u011funu belirtin. Faaliyete ba\u015flarken g\u00fcvenlik \u00f6nlemlerinin d\u00fczenlenmesi ile ilgili kurallar da metinde ele al\u0131nmaktad\u0131r. <a href=\"https:\/\/nazycie.pl\/tr\/rehber\/si%cc%87rketler-i%cc%87ci%cc%87n-si%cc%87gorta\/isletmenin-faaliyete-baslamasi-icin-sigorta\/\">i\u015fe ba\u015flarken \u015firket sigortas\u0131<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"nnw-przedsiebiorcy\">\u0130\u015fletmeciler i\u00e7in NNW: H\u00fck\u00fcmleri ve istisnalar\u0131 inceleyin<\/h2>\n\n\n<p class=\"wp-block-paragraph\">NNW, m\u00fc\u015fteriye kar\u015f\u0131 sorumluluk sigortas\u0131n\u0131n veya ekipman korumas\u0131n\u0131n yerini almaz. Bu alanda \u00f6nemli olan, se\u00e7ilen madde, tan\u0131mlar\u0131, \u00f6deme ko\u015fullar\u0131 ve s\u0131n\u0131rlamalard\u0131r. Yaln\u0131zca k\u0131saltma veya reklam slogan\u0131na dayanarak kapsam\u0131 kendiniz yorumlamay\u0131n.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Compensa 2026 Kaza Sigortas\u0131 Genel \u015eartlar\u0131\u2019nda, k\u0131sa s\u00fcreli i\u015f g\u00f6remezlik tazminat\u0131 a\u00e7\u0131klanmaktad\u0131r. Bu tazminat i\u00e7in en az 14 g\u00fcn s\u00fcren kesintisiz i\u015f g\u00f6remezlik \u015fart\u0131 aran\u0131r ve \u00f6deme en fazla 100 g\u00fcn i\u00e7in yap\u0131labilir. Belgede ayr\u0131ca, kaza an\u0131nda sigortal\u0131n\u0131n belirtilen temelde bir i\u015fte \u00e7al\u0131\u015fm\u0131yor olmas\u0131 veya ticari faaliyet y\u00fcr\u00fctm\u00fcyor olmas\u0131 durumunda bu tazminat\u0131n \u00f6denmeyece\u011fi belirtilmektedir.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Se\u00e7im yapmadan \u00f6nce \u00f6deme ko\u015fullar\u0131n\u0131, asgari i\u015f g\u00f6remezlik s\u00fcresini, maksimum g\u00fcn s\u0131n\u0131r\u0131n\u0131 ve t\u00fcm k\u0131s\u0131tlamalar\u0131 kontrol edin. Daha fazla soru i\u00e7in makaleye bakabilirsiniz. <a href=\"https:\/\/nazycie.pl\/tr\/rehber\/nnw-bireysel\/bireysel-is-kazasi-sigortasini-nasil-secmelisiniz-kontrol-etmeniz-gereken-7-nokta\/\">Bireysel kaza sigortas\u0131 nas\u0131l se\u00e7ilir?<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lista-kontrolna\">Tek ki\u015filik i\u015fletmeler i\u00e7in sigorta poli\u00e7esi se\u00e7imi nas\u0131l yap\u0131l\u0131r?<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Sekt\u00f6r ad\u0131ndan de\u011fil, durumlar\u0131n listesinden ba\u015flay\u0131n. M\u00fc\u015fterilerle bulu\u015fup bulu\u015fmad\u0131\u011f\u0131n\u0131z\u0131, ev veya ofis d\u0131\u015f\u0131nda hizmet sunup sunmad\u0131\u011f\u0131n\u0131z\u0131, ba\u015fkalar\u0131n\u0131n e\u015fyalar\u0131n\u0131 saklay\u0131p saklamad\u0131\u011f\u0131n\u0131z\u0131, ara\u00e7lar\u0131 mobil olarak kullan\u0131p kullanmad\u0131\u011f\u0131n\u0131z\u0131 veya ba\u015fka ki\u015fileri i\u015fe al\u0131p almad\u0131\u011f\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcn\u00fcn. Ard\u0131ndan bu bilgileri, teminat konusu, teminat tutarlar\u0131, limitler, co\u011frafi kapsam ve istisnalarla birle\u015ftirin.<\/p>\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd9ad3933_lista .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsd9ad3933_lista kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-d9ad3933_lista_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d9ad3933_lista_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d9ad3933_lista_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Hizmetleriniz, \u00fcr\u00fcnleriniz veya m\u00fc\u015fterinin tesisinde yapt\u0131\u011f\u0131n\u0131z i\u015fler i\u00e7in sorumluluk sigortas\u0131na ihtiyac\u0131n\u0131z var m\u0131?<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d9ad3933_lista_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d9ad3933_lista_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d9ad3933_lista_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Hangi e\u015fyalar\u0131 sigorta kapsam\u0131na almak istiyorsunuz ve bunlar nerede kullan\u0131lacak?<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d9ad3933_lista_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d9ad3933_lista_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d9ad3933_lista_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Kendiniz i\u00e7in kaza sigortas\u0131 yapt\u0131rmay\u0131 d\u00fc\u015f\u00fcn\u00fcyor musunuz ve se\u00e7ti\u011finiz madde hangi teminat\u0131 kaps\u0131yor?<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d9ad3933_lista_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d9ad3933_lista_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d9ad3933_lista_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Belge, i\u015fbirli\u011fi yapan ki\u015fileri ve istisna kapsam\u0131ndaki durumlar\u0131 a\u00e7\u0131k bir \u015fekilde tan\u0131ml\u0131yor mu?<\/span><\/li>\n<\/ul><\/div>\n\n\n<p class=\"wp-block-paragraph\">Se\u00e7iminizi sadece fiyata indirgemeyin. Benzer \u00fcr\u00fcn isimleri her zaman ayn\u0131 kapsam\u0131 ifade etmez. Ki\u015fisel koruma ile ilgili sorular\u0131n yararl\u0131 bir tamamlay\u0131c\u0131s\u0131n\u0131 metinde bulabilirsiniz <a href=\"https:\/\/nazycie.pl\/tr\/rehber\/nnw-bireysel\/yeti%cc%87ski%cc%87n-kaza-si%cc%87gortasi-poli%cc%87ce-satin-almaya-deger-mi%cc%87\/\">Yeti\u015fkinler i\u00e7in NNW<\/a>.<\/p>\n\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}#kt-info-boxd9ad3933_lista_info .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxd9ad3933_lista_info .kt-info-svg-icon-flip, #kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}@media all and (max-width: 1024px){#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}@media all and (max-width: 767px){#kt-info-boxd9ad3933_lista_info .kt-blocks-info-box-link-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-boxd9ad3933_lista_info has-theme-palette-8-background-color has-background\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-blocks-info-box-title\">\ud83d\udccc Unutma<\/h4><p class=\"kt-blocks-info-box-text\">\u00d6ncelikle fiili \u00e7al\u0131\u015fma \u015feklini a\u00e7\u0131klay\u0131n, ard\u0131ndan koruma kapsam\u0131n\u0131 belirleyin. \u015e\u00fcpheli h\u00fck\u00fcmleri s\u00f6zle\u015fme imzalanmadan \u00f6nce a\u00e7\u0131kl\u0131\u011fa kavu\u015fturun.<\/p><\/div><\/span><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">SSS: Tek ki\u015filik i\u015fletme sigortas\u0131<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h3 class=\"wp-block-heading\">Bireysel i\u015fletme (JDG) y\u00fcr\u00fct\u00fcrken \u00f6zel sorumluluk sigortas\u0131 yeterli midir?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Bunu varsaymamak gerekir. Genel Sigorta Ko\u015fullar\u0131\u2019nda, faaliyetlerle ilgili hasarlara ili\u015fkin istisnalar ya da i\u015fletmeler i\u00e7in ayr\u0131 bir sorumluluk sigortas\u0131 geni\u015fletmesi yer alabilir. Karar vermeden \u00f6nce, se\u00e7ti\u011finiz se\u00e7ene\u011fin tan\u0131mlar\u0131n\u0131 ve istisnalar\u0131n\u0131 kontrol edin.<\/p>\n\n\n<h3 class=\"wp-block-heading\">\u0130\u015f yerinde ve evde kullan\u0131lan bir bilgisayar\u0131 sigortalatmak m\u00fcmk\u00fcn m\u00fc?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Genel Sigorta Ko\u015fullar\u0131 (OWU) \u015firket ekipman\u0131n\u0131 kaps\u0131yorsa ve faaliyet beyan edilmi\u015fse bu m\u00fcmk\u00fcn olabilir. Limit, kullan\u0131m yeri ve istisnalar\u0131 kontrol edin. Konuyla ilgili yararl\u0131 bilgiler i\u00e7in <a href=\"https:\/\/nazycie.pl\/tr\/rehber\/si%cc%87rketler-i%cc%87ci%cc%87n-si%cc%87gorta\/isletmenin-faaliyete-baslamasi-icin-sigorta\/\">i\u015fletmenin faaliyete ba\u015flarken sigorta yapt\u0131r\u0131lmas\u0131na ili\u015fkin rehber<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\">\u015eirketin sorumluluk sigortas\u0131, faaliyetlere yard\u0131mc\u0131 olan bir ki\u015finin u\u011frad\u0131\u011f\u0131 zarar\u0131 kapsar m\u0131?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Bunu do\u011frulamadan kabul etmeyin. Compensa\u2019n\u0131n 2026 tarihli ev sigortas\u0131 Genel \u015eartlar\u0131\u2019nda, sigortal\u0131 ad\u0131na i\u015f veya hizmet yapan ki\u015filere y\u00f6nelik hasarlar\u0131n hari\u00e7 tutuldu\u011fu belirtilmi\u015ftir. Her bir se\u00e7enek ayr\u0131 ayr\u0131 incelenmelidir.<\/p>\n\n\n<h3 class=\"wp-block-heading\">NNW, kaza sonras\u0131 kaybedilen s\u00f6zle\u015fmeyi kar\u015f\u0131layacak m\u0131?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Bunu varsaymamak gerekir. NNW, belirli bir hizmetin kapsam\u0131yla ilgilidir; \u015firket i\u00e7in kazan\u0131n her bir sonucunun otomatik olarak tazmin edilmesi anlam\u0131na gelmez. Se\u00e7ti\u011finiz maddenin ko\u015fullar\u0131n\u0131 kontrol edin.<\/p>\n\n\n<h3 class=\"wp-block-heading\">\u00c7al\u0131\u015famazl\u0131k \u00f6dene\u011fi s\u00fcre s\u0131n\u0131r\u0131 olmaks\u0131z\u0131n \u00f6denir mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Her plan i\u00e7in ge\u00e7erli de\u011fildir. Compensa 2026 \u0130\u015f Kazas\u0131 ve Hastal\u0131k Sigortas\u0131 \u015fartlar\u0131nda, s\u00f6z konusu madde i\u00e7in en az 14 g\u00fcn kesintisiz i\u015f g\u00f6remezlik s\u00fcresi ve en fazla 100 g\u00fcn \u00f6deme s\u00fcresi belirtilmi\u015ftir. Analiz etti\u011finiz plan\u0131n bu planla ayn\u0131 olup olmad\u0131\u011f\u0131n\u0131 kontrol edin.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kolejny-krok\">Bir sonraki ad\u0131m: \u0130\u015fletmenizi tan\u0131t\u0131n<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Tek ki\u015filik i\u015fletmeler (JDG) i\u00e7in, i\u015fletme sorumluluk sigortas\u0131, ekipman sigortas\u0131 ve giri\u015fimci kaza sigortas\u0131n\u0131 ayr\u0131 ayr\u0131 incelemek faydal\u0131 olacakt\u0131r. Hizmetlerin, i\u015f yerinin, kullan\u0131lan mallar\u0131n ve di\u011fer ki\u015filerle yap\u0131lan i\u015fbirli\u011finin bir tan\u0131m\u0131n\u0131 haz\u0131rlay\u0131n. Bu temel \u00fczerinde, teminat kapsam\u0131n\u0131 tart\u0131\u015fmak ve istisnalarla ilgili somut sorular sormak daha kolay olacakt\u0131r.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nazycie.pl\/tr\/iletisim\/\">B\u0130ZE ULA\u015eIN<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Tek ki\u015filik i\u015fletmelerde, t\u00fcm ihtiya\u00e7lar\u0131 otomatik olarak kar\u015f\u0131layan tek bir evrensel sigorta poli\u00e7esi yoktur. \u00d6ncelikle \u00fc\u00e7 alan\u0131 birbirinden ay\u0131r\u0131n: sorumlulukla ilgili\u2026<\/p>","protected":false},"author":1,"featured_media":3574,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[30],"tags":[63,62,59,61,60],"class_list":["post-3575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenia-dla-firm","tag-co-wybrac","tag-dzialalnosc-gospodarcza-ubezpieczenie","tag-jakie-ubezpieczenie-dla-jednoosobowej-dzialalnosci","tag-polisa-dla-przedsiebiorcy","tag-ubezpieczenie-jdg"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Jakie ubezpieczenie dla jednoosobowej dzia\u0142alno\u015bci? | na\u017bycie.pl<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie ubezpieczenie mo\u017ce przyda\u0107 si\u0119 przy jednoosobowej dzia\u0142alno\u015bci. 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