{"id":3302,"date":"2026-03-30T17:38:48","date_gmt":"2026-03-30T15:38:48","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3302"},"modified":"2026-03-30T17:38:48","modified_gmt":"2026-03-30T15:38:48","slug":"kredi%cc%87-si%cc%87gortasi-degeri%cc%87","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/tr\/ubezpieczenia-na-zycie\/ubezpieczenie-kredytu-warta\/","title":{"rendered":"Warta kredi sigortas\u0131"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001[data-kb-block=\"kb-adv-headinghero_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001[data-kb-block=\"kb-adv-headinghero_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_wok_001[data-kb-block=\"kb-adv-headinghero_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_wok_001\">Ubezpieczenie kredytu Warta \u2013 ochrona sp\u0142aty kredytu hipotecznego na \u017cycie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kredyt hipoteczny to zobowi\u0105zanie na lata \u2013 a co, je\u015bli nie b\u0119dziesz m\u00f3g\u0142 go sp\u0142aca\u0107? Ubezpieczenie <strong>Warta Ochrona w wariancie Pod Kredyt<\/strong> zabezpiecza Twoj\u0105 rodzin\u0119 i sp\u0142at\u0119 kredytu na wypadek \u015bmierci, niezdolno\u015bci do pracy czy utraty samodzielno\u015bci. Polisa z cesj\u0105 na bank spe\u0142nia wymogi kredytodawcy, a sk\u0142adka zaczyna si\u0119 ju\u017c od 300\u00a0z\u0142 rocznie \u2013 bez konieczno\u015bci wykonywania bada\u0144 lekarskich.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idicons_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idicons_row_wok_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnicons_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_wok_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001[data-kb-block=\"kb-adv-headingicons_heading_wok_001\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001[data-kb-block=\"kb-adv-headingicons_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_001[data-kb-block=\"kb-adv-headingicons_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_wok_001\">Cesja na bank<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Polisa akceptowana przez banki \u2013 spe\u0142nia wymagania kredytodawc\u00f3w<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_wok_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_wok_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_wok_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_wok_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_wok_002{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_wok_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_wok_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_wok_002\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002[data-kb-block=\"kb-adv-headingicons_heading_wok_002\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002[data-kb-block=\"kb-adv-headingicons_heading_wok_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_002[data-kb-block=\"kb-adv-headingicons_heading_wok_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_wok_002\">Bez bada\u0144 lekarskich<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Do 300\u00a0000\u00a0z\u0142 sumy ubezpieczenia nie trzeba wykonywa\u0107 bada\u0144<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_wok_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_wok_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_wok_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_wok_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_wok_003{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_wok_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_wok_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_wok_003\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003[data-kb-block=\"kb-adv-headingicons_heading_wok_003\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003[data-kb-block=\"kb-adv-headingicons_heading_wok_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_003[data-kb-block=\"kb-adv-headingicons_heading_wok_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_wok_003\">Sta\u0142a lub malej\u0105ca SU<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dopasuj sum\u0119 ubezpieczenia do harmonogramu sp\u0142at kredytu<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_wok_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_wok_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_wok_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_wok_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_wok_004{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_wok_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_wok_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_wok_004\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004[data-kb-block=\"kb-adv-headingicons_heading_wok_004\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004[data-kb-block=\"kb-adv-headingicons_heading_wok_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_wok_004[data-kb-block=\"kb-adv-headingicons_heading_wok_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_wok_004\">Sk\u0142adka od 300\u00a0z\u0142\/rok<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Niska sk\u0142adka zapewniaj\u0105ca pe\u0142n\u0105 ochron\u0119 przez ca\u0142y okres kredytowania<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001[data-kb-block=\"kb-adv-headingscope_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001[data-kb-block=\"kb-adv-headingscope_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_wok_001[data-kb-block=\"kb-adv-headingscope_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_wok_001\">Zakres ubezpieczenia kredytu Warta Ochrona Pod Kredyt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie sk\u0142ada si\u0119 z umowy g\u0142\u00f3wnej oraz opcjonalnych um\u00f3w dodatkowych, kt\u00f3re poszerzaj\u0105 ochron\u0119 o dodatkowe ryzyka:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_wok_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_wok_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_wok_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scope_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scope_wok_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_scope_wok_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_wok_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 ubezpieczonego<\/strong> \u2013 umowa g\u0142\u00f3wna. W razie \u015bmierci ubezpieczyciel wyp\u0142aca 100% sumy ubezpieczenia wskazanym osobom lub bankowi (w ramach cesji). \u015arodki pozwalaj\u0105 sp\u0142aci\u0107 pozosta\u0142y kredyt i zabezpieczy\u0107 rodzin\u0119.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_wok_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_wok_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 w wyniku wypadku<\/strong> \u2013 umowa dodatkowa. Dodatkowe \u015bwiadczenie (100% sumy ubezpieczenia dodatkowego) wyp\u0142acane opr\u00f3cz podstawowego, gdy przyczyn\u0105 zgonu by\u0142 nieszcz\u0119\u015bliwy wypadek.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_wok_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_wok_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142a i ca\u0142kowita niezdolno\u015b\u0107 do pracy w wyniku wypadku<\/strong> \u2013 umowa dodatkowa. Jednorazowe \u015bwiadczenie (100% sumy ubezpieczenia dodatkowego), gdy wypadek spowoduje trwa\u0142\u0105 niezdolno\u015b\u0107 do wykonywania jakiejkolwiek pracy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_wok_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_wok_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142a niezdolno\u015b\u0107 do samodzielnej egzystencji<\/strong> \u2013 umowa dodatkowa. Jednorazowa wyp\u0142ata (100% sumy ubezpieczenia dodatkowego), gdy ubezpieczony utraci zdolno\u015b\u0107 do samodzielnego wykonywania co najmniej 3 z 5 czynno\u015bci \u017cycia codziennego (k\u0105piel, ubieranie, jedzenie, toaleta, poruszanie si\u0119). Karencja 90 dni dla zdarze\u0144 z przyczyn chorobowych.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsu_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsu_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsu_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsu_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsu_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsu_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsu_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsu_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsu_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsu_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsu_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsu_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsu_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsu_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsu_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsu_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001[data-kb-block=\"kb-adv-headingsu_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001[data-kb-block=\"kb-adv-headingsu_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsu_heading_wok_001[data-kb-block=\"kb-adv-headingsu_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sta\u0142a czy malej\u0105ca suma ubezpieczenia?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">W ramach Warta Ochrona Pod Kredyt mo\u017cesz wybra\u0107 spos\u00f3b ustalania sumy ubezpieczenia dopasowany do charakteru Twojego kredytu:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Wariant SU<\/th><th>Opis<\/th><th>Dla kogo<\/th><\/tr><\/thead><tbody><tr><td><strong>Sta\u0142a suma ubezpieczenia<\/strong><\/td><td>Przez ca\u0142y okres ubezpieczenia wysoko\u015b\u0107 \u015bwiadczenia nie zmienia si\u0119. Nadwy\u017cka ponad saldo kredytu trafia do bliskich.<\/td><td>Osoby chc\u0105ce maksymalnego zabezpieczenia rodziny przez ca\u0142y okres kredytowania.<\/td><\/tr><tr><td><strong>Malej\u0105ca suma ubezpieczenia<\/strong><\/td><td>Od 3. roku polisowego SU maleje w rocznych okresach \u2013 a\u017c do 40% warto\u015bci pocz\u0105tkowej w ostatnim roku. Odzwierciedla spadaj\u0105ce saldo kredytu.<\/td><td>Osoby szukaj\u0105ce ni\u017cszej sk\u0142adki, gdy priorytetem jest sp\u0142ata kredytu.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Suma ubezpieczenia wynosi od <strong>10\u00a0000\u00a0z\u0142<\/strong> do <strong>300\u00a0000\u00a0z\u0142<\/strong>. Malej\u0105cy wariant pozwala obni\u017cy\u0107 sk\u0142adk\u0119, poniewa\u017c ryzyko ubezpieczyciela zmniejsza si\u0119 wraz ze sp\u0142at\u0105 kapita\u0142u kredytu.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_wok_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_wok_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_wok_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_wok_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_wok_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_wok_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_wok_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_wok_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Bez bada\u0144 lekarskich do 300\u00a0000\u00a0z\u0142<\/h4><p class=\"kt-blocks-info-box-text\">Aby zawrze\u0107 umow\u0119 Warta Ochrona Pod Kredyt, wystarczy wype\u0142ni\u0107 wniosek i odpowiedzie\u0107 na pytania o stan zdrowia. Przy sumie ubezpieczenia do 300\u00a0000\u00a0z\u0142 nie trzeba wykonywa\u0107 \u017cadnych bada\u0144 lekarskich ani diagnostycznych. To znacz\u0105co przyspiesza proces zawarcia umowy \u2013 polis\u0119 mo\u017cna wykupi\u0107 na jednym spotkaniu z agentem.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcosts_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcosts_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcosts_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idcosts_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcosts_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcosts_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcosts_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncosts_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columncosts_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncosts_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncosts_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncosts_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncosts_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncosts_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncosts_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncosts_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001[data-kb-block=\"kb-adv-headingcosts_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001[data-kb-block=\"kb-adv-headingcosts_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_wok_001[data-kb-block=\"kb-adv-headingcosts_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sk\u0142adka ubezpieczenia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka roczna za ubezpieczenie Warta Ochrona Pod Kredyt zaczyna si\u0119 ju\u017c od <strong>300\u00a0z\u0142 rocznie<\/strong>. Jej ostateczna wysoko\u015b\u0107 zale\u017cy od:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wybranej sumy ubezpieczenia (10\u00a0000\u2013300\u00a0000\u00a0z\u0142)<\/li>\n<li>Rodzaju sumy ubezpieczenia (sta\u0142a lub malej\u0105ca)<\/li>\n<li>Zakresu ochrony (umowy dodatkowe)<\/li>\n<li>Wieku i stanu zdrowia ubezpieczonego<\/li>\n<li>Okresu ubezpieczenia (5\u201335 lat)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcc4 <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/warta_ochrona_owu_kredyt.pdf\" target=\"_blank\" rel=\"noopener\">Pobierz OWU ubezpieczenia Warta Ochrona (PDF)<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aby uzyska\u0107 indywidualn\u0105 wycen\u0119 dopasowan\u0105 do Twojego kredytu, skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325\u00a0325\u00a0325<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprocess_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprocess_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprocess_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprocess_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprocess_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprocess_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprocess_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprocess_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprocess_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprocess_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001[data-kb-block=\"kb-adv-headingprocess_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001[data-kb-block=\"kb-adv-headingprocess_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_wok_001[data-kb-block=\"kb-adv-headingprocess_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak zawrze\u0107 umow\u0119<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_wok_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_wok_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_wok_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_process_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_process_wok_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_process_wok_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_wok_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325\u00a0325\u00a0325<\/strong>.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_wok_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_wok_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Doradca przeanalizuje Twoje potrzeby i zaproponuje optymalny wariant ochrony dopasowany do kredytu.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_wok_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_wok_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wype\u0142nisz wniosek i odpowiesz na pytania o stan zdrowia \u2013 <strong>bez bada\u0144 lekarskich<\/strong> do 300\u00a0000\u00a0z\u0142 SU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_wok_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_wok_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Podpiszesz umow\u0119 i op\u0142acisz pierwsz\u0105 sk\u0142adk\u0119. Ochrona rusza od nast\u0119pnego dnia.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_wok_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_wok_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dokonasz cesji polisy na bank \u2013 polisa spe\u0142nia wymogi kredytodawcy od razu.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexclusions_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexclusions_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexclusions_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexclusions_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexclusions_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexclusions_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexclusions_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexclusions_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexclusions_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexclusions_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001[data-kb-block=\"kb-adv-headingexclusions_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001[data-kb-block=\"kb-adv-headingexclusions_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_wok_001[data-kb-block=\"kb-adv-headingexclusions_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Najcz\u0119stsze wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poni\u017cej typowe przyk\u0142ady wy\u0142\u0105cze\u0144 odpowiedzialno\u015bci ubezpieczyciela. Pe\u0142na lista znajduje si\u0119 w OWU przekazywanych przed zawarciem umowy.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_wok_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_wok_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_wok_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_wok_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_wok_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Samob\u00f3jstwo lub pr\u00f3ba samob\u00f3jstwa w ci\u0105gu 2 lat od zawarcia umowy ubezpieczenia.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania wojenne, stan wojenny, czynny udzia\u0142 w zamieszkach, rozruchach lub aktach terroru.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ska\u017cenie j\u0105drowe, chemiczne lub biologiczne (w tym bro\u0144 nuklearna, chemiczna, biologiczna).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu, statku wodnego lub powietrznego bez wymaganych uprawnie\u0144.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uprawianie sport\u00f3w wysokiego ryzyka: nurkowanie, wspinaczka, skoki spadochronowe, sporty walki, wy\u015bcigi i inne okre\u015blone w OWU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Zatrucie alkoholem, narkotykami lub substancjami toksycznymi maj\u0105ce wp\u0142yw na zdarzenie.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_wok_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_wok_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Leczenie, terapie lub zabiegi medyczne wykonywane poza kontrol\u0105 lekarzy lub os\u00f3b uprawnionych.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001[data-kb-block=\"kb-adv-headingfaq_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001[data-kb-block=\"kb-adv-headingfaq_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_wok_001[data-kb-block=\"kb-adv-headingfaq_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_wok_001\">Najcz\u0119\u015bciej zadawane pytania o ubezpieczenie kredytu Warta<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_wok_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_wok_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_wok_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_wok_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_wok_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_wok_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_wok_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_wok_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_wok_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_wok_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest ubezpieczenie Warta Ochrona Pod Kredyt?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To indywidualne ubezpieczenie na \u017cycie z oferty Warta Ochrona, dedykowane osobom sp\u0142acaj\u0105cym kredyt hipoteczny. W razie \u015bmierci ubezpieczonego, niezdolno\u015bci do pracy lub utraty samodzielno\u015bci \u2013 ubezpieczyciel wyp\u0142aca \u015bwiadczenie, kt\u00f3re pozwala sp\u0142aci\u0107 pozosta\u0142y kredyt i zabezpieczy\u0107 rodzin\u0119.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Ile wynosi suma ubezpieczenia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Sum\u0119 ubezpieczenia mo\u017cna ustali\u0107 w przedziale od 10\u00a0000\u00a0z\u0142 do 300\u00a0000\u00a0z\u0142. Mo\u017cesz wybra\u0107 sta\u0142\u0105 SU (niezmienn\u0105 przez ca\u0142y okres) lub malej\u0105c\u0105 (zmniejszaj\u0105c\u0105 si\u0119 od 3. roku do 40% warto\u015bci pocz\u0105tkowej w ostatnim roku).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy potrzebne s\u0105 badania lekarskie?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Nie. Przy sumie ubezpieczenia do 300\u00a0000\u00a0z\u0142 wystarczy wype\u0142ni\u0107 wniosek i odpowiedzie\u0107 na pytania o stan zdrowia. Brak konieczno\u015bci wykonywania jakichkolwiek bada\u0144.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jaka jest karencja?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Dla um\u00f3w dodatkowych, kt\u00f3rych przyczyn\u0105 jest choroba, obowi\u0105zuje karencja 90 dni. Zdarzenia spowodowane wypadkiem s\u0105 obj\u0119te ochron\u0105 od pierwszego dnia. Samob\u00f3jstwo jest wy\u0142\u0105czone w ci\u0105gu 2 lat od zawarcia umowy.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak dzia\u0142a cesja polisy na bank?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Polisa Warta Ochrona Pod Kredyt mo\u017ce by\u0107 dokonana z cesj\u0105 na bank \u2013 w razie \u015bmierci ubezpieczonego bank otrzymuje \u015bwiadczenie do wysoko\u015bci zaleg\u0142ego kredytu, a ewentualna nadwy\u017cka trafia do wskazanych os\u00f3b uprawnionych. Cesja spe\u0142nia wymogi wi\u0119kszo\u015bci bank\u00f3w.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Na jak d\u0142ugo zawierana jest umowa?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Umow\u0119 mo\u017cna zawrze\u0107 na okres od 5 do 35 lat \u2013 dopasowany do okresu kredytowania. Ubezpieczona mo\u017ce by\u0107 osoba w wieku 18\u201375 lat, a ochrona trwa najd\u0142u\u017cej do uko\u0144czenia 70. roku \u017cycia (w umowie g\u0142\u00f3wnej) lub 65. roku \u017cycia (w umowie dodatkowej dot. niezdolno\u015bci do samodzielnej egzystencji).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak zawrze\u0107 ubezpieczenie kredytu Warta?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem 325\u00a0325\u00a0325. Doradca przeanalizuje Twoje potrzeby, zaproponuje optymalny wariant ochrony i pomo\u017ce wype\u0142ni\u0107 wniosek. Umow\u0119 mo\u017cna podpisa\u0107 na jednym spotkaniu.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_wok_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_wok_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_wok_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_wok_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_wok_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_wok_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_wok_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_wok_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_wok_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001[data-kb-block=\"kb-adv-headingsummary_heading_wok_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001[data-kb-block=\"kb-adv-headingsummary_heading_wok_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_wok_001[data-kb-block=\"kb-adv-headingsummary_heading_wok_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_wok_001\">Dlaczego warto zabezpieczy\u0107 kredyt hipoteczny ubezpieczeniem Warta?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie Warta Ochrona Pod Kredyt to prosty i skuteczny spos\u00f3b na zabezpieczenie sp\u0142aty kredytu hipotecznego. Polisa chroni Twoj\u0105 rodzin\u0119 przed obci\u0105\u017ceniem d\u0142ugiem w przypadku \u015bmierci, trwa\u0142ej niezdolno\u015bci do pracy czy utraty samodzielno\u015bci. Dzi\u0119ki cesji na bank spe\u0142niasz wymogi kredytodawcy, a elastyczny wyb\u00f3r mi\u0119dzy sta\u0142\u0105 a malej\u0105c\u0105 sum\u0105 ubezpieczenia pozwala zoptymalizowa\u0107 sk\u0142adk\u0119. Brak bada\u0144 lekarskich do 300\u00a0000\u00a0z\u0142, okres od 5 do 35 lat i sk\u0142adka od zaledwie 300\u00a0z\u0142 rocznie sprawiaj\u0105, \u017ce jest to jedna z najlepszych opcji na rynku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chcesz zabezpieczy\u0107 sw\u00f3j kredyt? Zadzwo\u0144 do doradcy Polisarium: <strong>325\u00a0325\u00a0325<\/strong> \u2013 pomo\u017cemy dobra\u0107 optymalny wariant ochrony dopasowany do Twojego kredytu.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3299,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3302","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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