{"id":3309,"date":"2026-03-30T18:11:27","date_gmt":"2026-03-30T16:11:27","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3309"},"modified":"2026-03-30T18:11:27","modified_gmt":"2026-03-30T16:11:27","slug":"degerli-calisamama","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/tr\/ubezpieczenia-na-zycie\/niezdolnosc-do-pracy-warta\/","title":{"rendered":"\u0130\u015f G\u00f6remezlik Warta"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001[data-kb-block=\"kb-adv-headinghero_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001[data-kb-block=\"kb-adv-headinghero_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_ndp_001[data-kb-block=\"kb-adv-headinghero_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_ndp_001\">Ubezpieczenie na wypadek niezdolno\u015bci do pracy \u2013 Warta Dla Ciebie i Rodziny<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Co si\u0119 stanie z Twoimi dochodami, je\u015bli choroba lub wypadek uniemo\u017cliwi\u0105 Ci prac\u0119? Pakiet dodatkowy <strong>\u201eNiezdolno\u015b\u0107 do Pracy\u201d<\/strong> w ramach ubezpieczenia Warta Dla Ciebie i Rodziny zapewnia wsparcie finansowe w trzech kluczowych sytuacjach: trwa\u0142ej niezdolno\u015bci do pracy po wypadku, czasowej niezdolno\u015bci do pracy oraz utraty samodzielno\u015bci. \u015awiadczenie si\u0119ga nawet 100\u00a0000\u00a0z\u0142, a sk\u0142adka za pakiet wynosi zaledwie 31\u00a0z\u0142 miesi\u0119cznie.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idicons_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idicons_row_ndp_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_ndp_001\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001[data-kb-block=\"kb-adv-headingicons_heading_ndp_001\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001[data-kb-block=\"kb-adv-headingicons_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_001[data-kb-block=\"kb-adv-headingicons_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_ndp_001\">100\u00a0000\u00a0z\u0142<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u015awiadczenie jednorazowe w razie trwa\u0142ej niezdolno\u015bci do pracy w wyniku wypadku<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_ndp_002{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_ndp_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_ndp_002\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002[data-kb-block=\"kb-adv-headingicons_heading_ndp_002\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002[data-kb-block=\"kb-adv-headingicons_heading_ndp_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_002[data-kb-block=\"kb-adv-headingicons_heading_ndp_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_ndp_002\">100\u00a0z\u0142 \/ dzie\u0144<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u015awiadczenie dzienne za czasow\u0105 niezdolno\u015b\u0107 do pracy (choroba lub wypadek)<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_ndp_003{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_ndp_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_ndp_003\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003[data-kb-block=\"kb-adv-headingicons_heading_ndp_003\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003[data-kb-block=\"kb-adv-headingicons_heading_ndp_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_003[data-kb-block=\"kb-adv-headingicons_heading_ndp_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_ndp_003\">50\u00a0000\u00a0z\u0142<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u015awiadczenie jednorazowe przy niezdolno\u015bci do samodzielnej egzystencji<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_ndp_004{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_ndp_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_ndp_004\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004[data-kb-block=\"kb-adv-headingicons_heading_ndp_004\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004[data-kb-block=\"kb-adv-headingicons_heading_ndp_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_ndp_004[data-kb-block=\"kb-adv-headingicons_heading_ndp_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\" data-kb-block=\"kb-adv-heading_icons_heading_ndp_004\">31\u00a0z\u0142 \/ mies.<\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sk\u0142adka za pakiet dodatkowy \u201eNiezdolno\u015b\u0107 do Pracy\u201d<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001[data-kb-block=\"kb-adv-headingscope_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001[data-kb-block=\"kb-adv-headingscope_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_ndp_001[data-kb-block=\"kb-adv-headingscope_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_ndp_001\">Zakres ochrony pakietu \u201eNiezdolno\u015b\u0107 do Pracy\u201d od Warty<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pakiet dodatkowy obejmuje trzy ryzyka zwi\u0105zane z utrat\u0105 zdolno\u015bci do pracy lub samodzielno\u015bci:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ndp_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ndp_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ndp_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scope_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scope_ndp_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_scope_ndp_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ndp_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Trwa\u0142a niezdolno\u015b\u0107 do pracy w wyniku wypadku<\/strong> \u2013 jednorazowe \u015bwiadczenie <strong>100\u00a0000\u00a0z\u0142<\/strong>. Wyp\u0142ata nast\u0119puje, gdy wypadek spowoduje trwa\u0142e zmiany w stanie zdrowia, uniemo\u017cliwiaj\u0105ce wykonywanie jakiejkolwiek pracy przez co najmniej 12 miesi\u0119cy. Wymagane orzeczenie uprawnionego podmiotu lub komisji lekarskiej. Brak karencji.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ndp_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ndp_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Czasowa niezdolno\u015b\u0107 do pracy<\/strong> \u2013 <strong>100\u00a0z\u0142 za ka\u017cdy dzie\u0144 roboczy<\/strong> niezdolno\u015bci, pocz\u0105wszy od 31. dnia kalendarzowego, a\u017c do 180. dnia. Dotyczy zar\u00f3wno choroby, jak i wypadku. Niezdolno\u015b\u0107 musi trwa\u0107 nieprzerwanie co najmniej 30 dni i by\u0107 po\u015bwiadczona zwolnieniami lekarskimi. Karencja 6 mies. (choroba), brak (wypadek).<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_scope_ndp_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_scope_ndp_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Niezdolno\u015b\u0107 do samodzielnej egzystencji<\/strong> \u2013 jednorazowe \u015bwiadczenie <strong>50\u00a0000\u00a0z\u0142<\/strong>. Wyp\u0142ata, gdy ubezpieczony utraci zdolno\u015b\u0107 do samodzielnego wykonywania co najmniej 3 z 5 czynno\u015bci \u017cycia codziennego (k\u0105piel, ubieranie, jedzenie, toaleta, poruszanie si\u0119). Karencja 6 mies. (choroba), brak (wypadek).<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idtable_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idtable_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idtable_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idtable_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idtable_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idtable_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idtable_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columntable_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columntable_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columntable_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columntable_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columntable_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columntable_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columntable_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columntable_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columntable_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001[data-kb-block=\"kb-adv-headingtable_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001[data-kb-block=\"kb-adv-headingtable_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingtable_heading_ndp_001[data-kb-block=\"kb-adv-headingtable_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">\u015awiadczenia w pakiecie \u201eNiezdolno\u015b\u0107 do Pracy\u201d<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Ryzyko ubezpieczeniowe<\/th><th>\u015awiadczenie<\/th><th>Karencja<\/th><\/tr><\/thead><tbody><tr><td><strong>Niezdolno\u015b\u0107 do pracy \u2013 wypadek<\/strong><\/td><td>100\u00a0000\u00a0z\u0142 (jednorazowo)<\/td><td>Brak<\/td><\/tr><tr><td><strong>Czasowa niezdolno\u015b\u0107 do pracy<\/strong> (choroba lub wypadek)<\/td><td>100\u00a0z\u0142 \/ dzie\u0144 roboczy (od 31. do 180. dnia)<\/td><td>6 mies. (choroba) \/ brak (wypadek)<\/td><\/tr><tr><td><strong>Niezdolno\u015b\u0107 do samodzielnej egzystencji<\/strong><\/td><td>50\u00a0000\u00a0z\u0142 (jednorazowo)<\/td><td>6 mies. (choroba) \/ brak (wypadek)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka za ca\u0142y pakiet dodatkowy wynosi <strong>31\u00a0z\u0142 miesi\u0119cznie<\/strong>. Pakiet jest dost\u0119pny dla os\u00f3b w wieku 18\u201360 lat, z ochron\u0105 do 60. roku \u017cycia.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_ndp_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_ndp_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_ndp_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Ochrona dochod\u00f3w w chorobie i po wypadku<\/h4><p class=\"kt-blocks-info-box-text\">A\u017c 71% Polak\u00f3w uwa\u017ca, \u017ce renta z ZUS nie pokry\u0142aby miesi\u0119cznych wydatk\u00f3w na \u017cycie. Pakiet \u201eNiezdolno\u015b\u0107 do Pracy\u201d od Warty wype\u0142nia t\u0119 luk\u0119 \u2013 zapewnia dodatkowe \u015brodki finansowe, gdy choroba lub wypadek uniemo\u017cliwi\u0105 zarabianie. Dzi\u0119ki \u015bwiadczeniu dziennemu (100\u00a0z\u0142\/dzie\u0144) mo\u017cesz pokry\u0107 bie\u017c\u0105ce rachunki, raty kredytu czy koszty leczenia \u2013 bez konieczno\u015bci si\u0119gania po oszcz\u0119dno\u015bci.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idcosts_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idcosts_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idcosts_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idcosts_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idcosts_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idcosts_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idcosts_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columncosts_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columncosts_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columncosts_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001[data-kb-block=\"kb-adv-headingcosts_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001[data-kb-block=\"kb-adv-headingcosts_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingcosts_heading_ndp_001[data-kb-block=\"kb-adv-headingcosts_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sk\u0142adka i warianty bazowe<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pakiet dodatkowy \u201eNiezdolno\u015b\u0107 do Pracy\u201d kosztuje <strong>31\u00a0z\u0142 miesi\u0119cznie<\/strong> i jest dokupywany do wybranego wariantu bazowego ubezpieczenia Warta Dla Ciebie i Rodziny. Dost\u0119pne warianty bazowe:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dla Ciebie \u2013 \u017bycie<\/strong> (od 42\u00a0z\u0142\/mies., wiek 18\u201355 lat)<\/li>\n<li><strong>Dla Ciebie \u2013 \u017bycie i Zdrowie<\/strong> (od 71\u00a0z\u0142\/mies., wiek 18\u201366 lat)<\/li>\n<li><strong>Dla Dwojga<\/strong> (wiek 18\u201366 lat)<\/li>\n<li><strong>Dla Ciebie i Dziecka<\/strong> (wiek 18\u201366 lat)<\/li>\n<li><strong>Dla Rodziny<\/strong> (od 61\u00a0z\u0142\/mies., wiek 18\u201366 lat)<\/li>\n<li><strong>VIP<\/strong> (od 172\u00a0z\u0142\/mies., wiek 18\u201366 lat)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Umowa zawierana jest na 1 rok z automatycznym przed\u0142u\u017caniem. Przy zawarciu obowi\u0105zuje uproszczona weryfikacja zdrowia \u2013 na podstawie pyta\u0144 o stan zdrowia, bez bada\u0144 lekarskich.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcc4 <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/03\/warta_dla_ciebie_i_rodziny_owu.pdf\" target=\"_blank\" rel=\"noopener\">Pobierz OWU ubezpieczenia Warta Dla Ciebie i Rodziny (PDF)<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325\u00a0325\u00a0325<\/strong>, aby uzyska\u0107 indywidualn\u0105 wycen\u0119.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprocess_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprocess_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprocess_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprocess_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprocess_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprocess_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprocess_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprocess_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprocess_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprocess_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001[data-kb-block=\"kb-adv-headingprocess_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001[data-kb-block=\"kb-adv-headingprocess_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_ndp_001[data-kb-block=\"kb-adv-headingprocess_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak zawrze\u0107 umow\u0119<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_ndp_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_ndp_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_ndp_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_process_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_process_ndp_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_process_ndp_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_ndp_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325\u00a0325\u00a0325<\/strong>.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_ndp_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_ndp_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wsp\u00f3lnie wybierzecie wariant bazowy (Dla Ciebie, Dla Rodziny, VIP itp.) dopasowany do Twojej sytuacji.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_ndp_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_ndp_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dokupicie pakiet dodatkowy \u201eNiezdolno\u015b\u0107 do Pracy\u201d za 31\u00a0z\u0142\/mies.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_ndp_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_ndp_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Odpowiesz na pytania o stan zdrowia \u2013 uproszczona weryfikacja, bez bada\u0144 lekarskich.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_process_ndp_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_process_ndp_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Op\u0142acisz sk\u0142adk\u0119 i ochrona rusza \u2013 wypadki obj\u0119te od pierwszego dnia, choroba po karencji 6 mies.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexclusions_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexclusions_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexclusions_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexclusions_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexclusions_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001[data-kb-block=\"kb-adv-headingexclusions_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001[data-kb-block=\"kb-adv-headingexclusions_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexclusions_heading_ndp_001[data-kb-block=\"kb-adv-headingexclusions_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Najcz\u0119stsze wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poni\u017cej typowe przyk\u0142ady wy\u0142\u0105cze\u0144 odpowiedzialno\u015bci. Pe\u0142na lista znajduje si\u0119 w OWU przekazywanych przed zawarciem umowy.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ndp_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ndp_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ndp_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_ndp_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_ndp_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Samookaleczenie lub pr\u00f3ba samob\u00f3jstwa przez ubezpieczonego.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania wojenne, stan wojenny, czynny udzia\u0142 w zamieszkach, rozruchach lub aktach terroru.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ska\u017cenie j\u0105drowe, chemiczne lub biologiczne.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez wymaganych uprawnie\u0144 lub pod wp\u0142ywem alkoholu \/ narkotyk\u00f3w.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uprawianie sport\u00f3w wysokiego ryzyka: nurkowanie, wspinaczka, skoki spadochronowe, sporty walki, wy\u015bcigi i inne okre\u015blone w OWU.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Leczenie lub zabiegi medyczne wykonywane poza kontrol\u0105 lekarzy.<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_ndp_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_ndp_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pope\u0142nienie lub usi\u0142owanie przest\u0119pstwa z winy umy\u015blnej.<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001[data-kb-block=\"kb-adv-headingfaq_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001[data-kb-block=\"kb-adv-headingfaq_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_ndp_001[data-kb-block=\"kb-adv-headingfaq_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_ndp_001\">Najcz\u0119\u015bciej zadawane pytania o ubezpieczenie niezdolno\u015bci do pracy Warta<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_ndp_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_ndp_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_ndp_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_ndp_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_ndp_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_ndp_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_ndp_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_ndp_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_ndp_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_ndp_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest pakiet \u201eNiezdolno\u015b\u0107 do Pracy\u201d?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To pakiet dodatkowy w ramach ubezpieczenia Warta Dla Ciebie i Rodziny, kt\u00f3ry zapewnia wsparcie finansowe w razie utraty zdolno\u015bci do pracy lub samodzielno\u015bci. Obejmuje trzy ryzyka: trwa\u0142\u0105 niezdolno\u015b\u0107 do pracy po wypadku (100\u00a0000\u00a0z\u0142), czasow\u0105 niezdolno\u015b\u0107 do pracy (100\u00a0z\u0142\/dzie\u0144) oraz niezdolno\u015b\u0107 do samodzielnej egzystencji (50\u00a0000\u00a0z\u0142).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Ile wynosi sk\u0142adka?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka za pakiet dodatkowy \u201eNiezdolno\u015b\u0107 do Pracy\u201d wynosi 31\u00a0z\u0142 miesi\u0119cznie. Dochodzi do sk\u0142adki za wybrany wariant bazowy (np. \u201eDla Ciebie \u2013 \u017bycie\u201d od 42\u00a0z\u0142\/mies.).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak dzia\u0142a \u015bwiadczenie za czasow\u0105 niezdolno\u015b\u0107 do pracy?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">\u015awiadczenie wynosi 100\u00a0z\u0142 za ka\u017cdy dzie\u0144 roboczy niezdolno\u015bci, pocz\u0105wszy od 31. dnia kalendarzowego, a\u017c do 180. dnia. Warunkiem jest nieprzerwana niezdolno\u015b\u0107 trwaj\u0105ca co najmniej 30 dni, po\u015bwiadczona zwolnieniami lekarskimi wydanymi z powodu tej samej choroby lub wypadku. \u015awiadczenie nie przys\u0142uguje, gdy ubezpieczony zachowuje prawo do 100% wynagrodzenia lub zasi\u0142ku chorobowego.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jaka jest karencja?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Karencja wynosi 6 miesi\u0119cy dla zdarze\u0144 spowodowanych chorob\u0105. Zdarzenia wywo\u0142ane wypadkiem s\u0105 obj\u0119te ochron\u0105 od pierwszego dnia, bez karencji. Warta zalicza te\u017c sta\u017c ubezpieczeniowy z poprzedniej umowy ubezpieczenia na \u017cycie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Kto mo\u017ce wykupi\u0107 ten pakiet?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Pakiet jest dost\u0119pny dla os\u00f3b w wieku 18\u201360 lat (nieuko\u0144czonych), z ochron\u0105 do najbli\u017cszej rocznicy polisy po uko\u0144czeniu 60. roku \u017cycia. Wymagany jest aktywny wariant bazowy ubezpieczenia Warta Dla Ciebie i Rodziny.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym r\u00f3\u017cni si\u0119 niezdolno\u015b\u0107 do pracy od niezdolno\u015bci do samodzielnej egzystencji?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Niezdolno\u015b\u0107 do pracy oznacza trwa\u0142\u0105 niemo\u017cno\u015b\u0107 wykonywania jakiejkolwiek pracy przez co najmniej 12 miesi\u0119cy. Niezdolno\u015b\u0107 do samodzielnej egzystencji to ci\u0119\u017cszy stan \u2013 utrata zdolno\u015bci do samodzielnego wykonywania co najmniej 3 z 5 podstawowych czynno\u015bci \u017cycia codziennego (k\u0105piel, ubieranie, jedzenie, toaleta, poruszanie si\u0119).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak zawrze\u0107 ubezpieczenie?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Zadzwo\u0144 do doradcy Polisarium pod numer 325\u00a0325\u00a0325. Doradca pomo\u017ce wybra\u0107 wariant bazowy i dokupi\u0107 pakiet \u201eNiezdolno\u015b\u0107 do Pracy\u201d. Weryfikacja zdrowia jest uproszczona \u2013 odpowiadasz na pytania, bez bada\u0144 lekarskich.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_ndp_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_ndp_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_ndp_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_ndp_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_ndp_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_ndp_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_ndp_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_ndp_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_ndp_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001[data-kb-block=\"kb-adv-headingsummary_heading_ndp_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001[data-kb-block=\"kb-adv-headingsummary_heading_ndp_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_ndp_001[data-kb-block=\"kb-adv-headingsummary_heading_ndp_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_ndp_001\">Dlaczego warto zabezpieczy\u0107 si\u0119 na wypadek niezdolno\u015bci do pracy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Utrata zdolno\u015bci do zarabiania to jedno z najwi\u0119kszych ryzyk finansowych \u2013 a renta z ZUS w wi\u0119kszo\u015bci przypadk\u00f3w nie wystarcza na pokrycie bie\u017c\u0105cych wydatk\u00f3w. Pakiet \u201eNiezdolno\u015b\u0107 do Pracy\u201d od Warty za jedyne 31\u00a0z\u0142 miesi\u0119cznie zapewnia \u015bwiadczenie si\u0119gaj\u0105ce 100\u00a0000\u00a0z\u0142 przy trwa\u0142ej niezdolno\u015bci po wypadku, 100\u00a0z\u0142 za ka\u017cdy dzie\u0144 roboczy czasowej niezdolno\u015bci oraz 50\u00a0000\u00a0z\u0142 w razie utraty samodzielno\u015bci. W po\u0142\u0105czeniu z wariantem bazowym Warta Dla Ciebie i Rodziny otrzymujesz kompleksow\u0105 ochron\u0119 \u017cycia, zdrowia i dochod\u00f3w \u2013 dla siebie i bliskich.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chcesz dowiedzie\u0107 si\u0119 wi\u0119cej? Zadzwo\u0144 do doradcy Polisarium: <strong>325\u00a0325\u00a0325<\/strong> \u2013 pomo\u017cemy dobra\u0107 wariant ochrony dopasowany do Twoich potrzeb.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3307,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3309","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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