{"id":3347,"date":"2026-04-01T11:11:54","date_gmt":"2026-04-01T09:11:54","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3347"},"modified":"2026-04-07T18:35:51","modified_gmt":"2026-04-07T16:35:51","slug":"ergo-4","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/tr\/ubezpieczenia-na-zycie\/ergo-4\/","title":{"rendered":"Hayat ve sa\u011fl\u0131k sigortas\u0131 ERGO 4"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001[data-kb-block=\"kb-adv-headinghero_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001[data-kb-block=\"kb-adv-headinghero_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_e4_001[data-kb-block=\"kb-adv-headinghero_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_e4_001\">ERGO 4 \u2014 indywidualne ubezpieczenie na \u017cycie i zdrowie od ERGO Hestia<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ERGO 4 to modu\u0142owe ubezpieczenie na \u017cycie oferowane przez Sopockie Towarzystwo Ubezpiecze\u0144 na \u017bycie ERGO Hestia S.A. Sam decydujesz, co chcesz chroni\u0107 \u2014 \u017cycie, zdrowie, zdolno\u015b\u0107 do pracy, a tak\u017ce zdrowie swoich dzieci. Do wyboru masz <strong>10 ubezpiecze\u0144 dla doros\u0142ych<\/strong> i <strong>6 dla dzieci<\/strong>, kt\u00f3re \u0142\u0105czysz wed\u0142ug w\u0142asnych potrzeb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">W wariancie III ochrona obejmuje a\u017c <strong>50 powa\u017cnych zachorowa\u0144<\/strong> z mo\u017cliwo\u015bci\u0105 wielokrotnych wyp\u0142at, us\u0142ugi assistance oraz leczenie za granic\u0105 przez Global Doctors. Sk\u0142adka zaczyna si\u0119 ju\u017c od <strong>12\u00a0z\u0142 miesi\u0119cznie<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idicons_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idicons_row_e4_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnicons_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_e4_001\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83d\udee1\ufe0f<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001[data-kb-block=\"kb-adv-headingicons_heading_e4_001\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001[data-kb-block=\"kb-adv-headingicons_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_001[data-kb-block=\"kb-adv-headingicons_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Modu\u0142owa ochrona<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sam wybierasz zakres: \u017cycie, NW, choroby, szpital, operacje, dzieci<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_e4_002 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_e4_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_e4_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_e4_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_e4_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_e4_002{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_e4_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_e4_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_e4_002\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83d\udcb0<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002[data-kb-block=\"kb-adv-headingicons_heading_e4_002\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002[data-kb-block=\"kb-adv-headingicons_heading_e4_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_002[data-kb-block=\"kb-adv-headingicons_heading_e4_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Od 12 z\u0142\/mies.<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Elastyczne sk\u0142adki dopasowane do Twojego bud\u017cetu i potrzeb<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_e4_003 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_e4_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_e4_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_e4_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_e4_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_e4_003{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_e4_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_e4_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_e4_003\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83e\uddec<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003[data-kb-block=\"kb-adv-headingicons_heading_e4_003\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003[data-kb-block=\"kb-adv-headingicons_heading_e4_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_003[data-kb-block=\"kb-adv-headingicons_heading_e4_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Do 50 chor\u00f3b<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Powa\u017cne zachorowania z\u00a0wielokrotnymi wyp\u0142atami w\u00a05\u00a0grupach<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_e4_004 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_e4_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_e4_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_e4_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_e4_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_e4_004{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_e4_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_e4_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_e4_004\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83d\udc76<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004[data-kb-block=\"kb-adv-headingicons_heading_e4_004\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004[data-kb-block=\"kb-adv-headingicons_heading_e4_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_e4_004[data-kb-block=\"kb-adv-headingicons_heading_e4_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Dzieci od 3 mies.<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ochrona zdrowia dziecka: NW, choroby, szpital, operacje, Global Doctors<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001[data-kb-block=\"kb-adv-headingscope_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001[data-kb-block=\"kb-adv-headingscope_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_e4_001[data-kb-block=\"kb-adv-headingscope_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_e4_001\">Zakres ubezpieczenia ERGO 4 \u2014 co mo\u017cesz chroni\u0107?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001[data-kb-block=\"kb-adv-headingscope_subh_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001[data-kb-block=\"kb-adv-headingscope_subh_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_001[data-kb-block=\"kb-adv-headingscope_subh_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Ubezpieczenia dla doros\u0142ych<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wybierz jedno lub kilka ubezpiecze\u0144 i sam ustal sumy ubezpieczenia. Obowi\u0105zkowo w\u0142\u0105czone jest Ubezpieczenie \u017cycia \u2014 pozosta\u0142e modu\u0142y dobierasz wed\u0142ug potrzeb.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ad_e4_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ad_e4_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ad_e4_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ad_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_ad_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_ad_e4_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ubezpieczenie \u017cycia<\/strong> (war. II\/III) \u2014 100% SU w razie \u015bmierci, ochrona do 100. roku \u017cycia, min. okres 6 lat<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ubezpieczenie \u017cycia NW<\/strong> (war. I\/III) \u2014 100% SU przy \u015bmierci wskutek nieszcz\u0119\u015bliwego wypadku, do 70 lat<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Powa\u017cne zachorowanie<\/strong> (war. I\/II\/III) \u2014 od 4 do 50 chor\u00f3b, wyp\u0142ata 10\u2013100% SU, wielokrotne \u015bwiadczenia<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszkodzenie cia\u0142a NW<\/strong> (war. I\/III) \u2014 % SU za z\u0142amanie, zwichni\u0119cie, blizny, utrat\u0119 ko\u0144czyny; limit 200% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszczerbek na zdrowiu NW<\/strong> \u2014 % SU wg tabeli uszczerbk\u00f3w + us\u0142ugi assistance; limit 200% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Niezdolno\u015b\u0107 do pracy NW<\/strong> \u2014 100% SU przy ca\u0142kowitej niezdolno\u015bci do pracy z wypadku, do 65 lat<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Niezdolno\u015b\u0107 do pracy \/ utrata samodzielno\u015bci<\/strong> \u2014 renta z tytu\u0142u niezdolno\u015bci (NW lub choroba), do 65\/85 lat<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Operacje chirurgiczne<\/strong> \u2014 % SU za operacj\u0119 lub powik\u0142anie pooperacyjne; limit 600% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_009 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_009\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Leczenie szpitalne<\/strong> \u2014 % SU za ka\u017cdy dzie\u0144 pobytu w szpitalu; limit 600% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ad_e4_010 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ad_e4_010\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Global Doctors<\/strong> \u2014 organizacja i finansowanie leczenia powa\u017cnych chor\u00f3b za granic\u0105, do 85 lat<\/span><\/li>\n\n\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002[data-kb-block=\"kb-adv-headingscope_subh_e4_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002[data-kb-block=\"kb-adv-headingscope_subh_e4_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_e4_002[data-kb-block=\"kb-adv-headingscope_subh_e4_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Ubezpieczenia dla dzieci (od 3. miesi\u0105ca \u017cycia)<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ch_e4_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ch_e4_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ch_e4_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ch_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_ch_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_ch_e4_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Powa\u017cne zachorowanie dziecka (war. II\/III) \u2014 do 20 chor\u00f3b, wielokrotne wyp\u0142aty w 6 grupach<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uszkodzenie cia\u0142a dziecka NW \u2014 z\u0142amania, zwichni\u0119cia; limit 200% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uszczerbek na zdrowiu dziecka NW \u2014 wg tabeli uszczerbk\u00f3w + assistance<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Operacje chirurgiczne dziecka \u2014 % SU; limit 600% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Leczenie szpitalne dziecka \u2014 % SU za pobyt; limit 600% SU<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_ch_e4_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ch_e4_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Global Doctors \u2014 leczenie za granic\u0105 dla dziecka, do 25 lat<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idvariants_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idvariants_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idvariants_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idvariants_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idvariants_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idvariants_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idvariants_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnvariants_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnvariants_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnvariants_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001[data-kb-block=\"kb-adv-headingvariants_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001[data-kb-block=\"kb-adv-headingvariants_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingvariants_heading_e4_001[data-kb-block=\"kb-adv-headingvariants_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Warianty ubezpieczenia Powa\u017cne zachorowanie<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Im wy\u017cszy wariant, tym wi\u0119cej chor\u00f3b obj\u0119tych ochron\u0105 i dodatkowe us\u0142ugi. W wariancie III chronisz si\u0119 przed a\u017c <strong>50 powa\u017cnymi zachorowaniami<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Cecha<\/th><th>Wariant I<\/th><th>Wariant II<\/th><th>Wariant III<\/th><\/tr><\/thead><tbody><tr><td>Okres ochrony<\/td><td>3 lata (+ przed\u0142u\u017cenie)<\/td><td>6 lat (+ przed\u0142u\u017cenie)<\/td><td>6 lat (+ przed\u0142u\u017cenie)<\/td><\/tr><tr><td>Max wiek<\/td><td>70 lat<\/td><td>70 lat<\/td><td>70 lat<\/td><\/tr><tr><td>\u015awiadczenie 10% SU<\/td><td>Nowotw\u00f3r in situ, rak prostaty T1, rak tarczycy T1<\/td><td>Tak samo<\/td><td>Tak samo<\/td><\/tr><tr><td>\u015awiadczenie 100% SU<\/td><td>Nowotw\u00f3r z\u0142o\u015bliwy (1 choroba)<\/td><td>12 chor\u00f3b (+ zawa\u0142, udar, stwardnienie rozsiane, parali\u017c, oparzenia, niewydolno\u015b\u0107 nerek\u2026)<\/td><td><strong>50 chor\u00f3b<\/strong> (pe\u0142na lista w OWU)<\/td><\/tr><tr><td>Wielokrotne wyp\u0142aty<\/td><td>Nie<\/td><td>Tak \u2014 5 grup<\/td><td>Tak \u2014 5 grup<\/td><\/tr><tr><td>Us\u0142ugi assistance<\/td><td>Nie<\/td><td>Nie<\/td><td>Tak<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Przyk\u0142ady chor\u00f3b w wariancie III:<\/strong> nowotw\u00f3r z\u0142o\u015bliwy, zawa\u0142 serca, udar m\u00f3zgu, stwardnienie rozsiane, parali\u017c, cukrzyca typu I, choroba Parkinsona, \u015bpi\u0105czka, sepsa, oparzenia, kardiomiopatia, neuroborelioza, choroba Crohna, przeszczepienie narz\u0105du, \u0142agodny guz m\u00f3zgu, niedokrwisto\u015b\u0107 aplastyczna i wiele innych.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idage_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idage_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idage_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idage_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idage_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idage_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idage_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnage_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnage_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnage_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnage_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnage_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnage_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnage_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnage_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnage_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001[data-kb-block=\"kb-adv-headingage_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001[data-kb-block=\"kb-adv-headingage_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingage_heading_e4_001[data-kb-block=\"kb-adv-headingage_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Okresy ochrony i limity wiekowe<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Ubezpieczenie<\/th><th>Min. okres<\/th><th>Max wiek<\/th><\/tr><\/thead><tbody><tr><td>Ubezpieczenie \u017cycia (war. II\/III)<\/td><td>6 lat<\/td><td>100 lat<\/td><\/tr><tr><td>Ubezpieczenie \u017cycia NW<\/td><td>3 lub 6 lat<\/td><td>70 lat<\/td><\/tr><tr><td>Uszkodzenie cia\u0142a NW \/ Uszczerbek NW<\/td><td>3 lub 6 lat<\/td><td>70 lat<\/td><\/tr><tr><td>Powa\u017cne zachorowanie<\/td><td>3 lub 6 lat<\/td><td>70 lat<\/td><\/tr><tr><td>Niezdolno\u015b\u0107 do pracy NW<\/td><td>6 lat<\/td><td>65 lat<\/td><\/tr><tr><td>Niezdolno\u015b\u0107 \/ utrata samodzielno\u015bci<\/td><td>6 lat<\/td><td>65 \/ 85 lat<\/td><\/tr><tr><td>Operacje chirurgiczne \/ Leczenie szpitalne<\/td><td>6 lat<\/td><td>70 lat<\/td><\/tr><tr><td>Global Doctors<\/td><td>1 rok<\/td><td>85 lat (doro\u015bli) \/ 25 lat (dzieci)<\/td><\/tr><tr><td>Ubezpieczenia dzieci<\/td><td>3\u20136 lat<\/td><td>25 lat<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_e4_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_e4_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_e4_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_e4_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_e4_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_e4_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_e4_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_e4_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Wielokrotne wyp\u0142aty \u015bwiadcze\u0144<\/h4><p class=\"kt-blocks-info-box-text\">W wariantach II i III powa\u017cne zachorowania podzielone s\u0105 na <strong>5 grup<\/strong>. Mo\u017cesz otrzyma\u0107 pe\u0142ne \u015bwiadczenie z ka\u017cdej grupy niezale\u017cnie \u2014 np. je\u015bli najpierw zachorujesz na nowotw\u00f3r (grupa 1), a p\u00f3\u017aniej dojdzie zawa\u0142 serca (grupa 2), otrzymasz wyp\u0142at\u0119 za oba zdarzenia. Nowotwory z\u0142o\u015bliwe dodatkowo podzielone s\u0105 na 3 kategorie (A, B, C), co umo\u017cliwia wielokrotne wyp\u0142aty nawet w ramach tej samej grupy.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idpremium_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idpremium_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idpremium_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idpremium_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idpremium_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idpremium_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idpremium_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnpremium_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnpremium_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnpremium_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001[data-kb-block=\"kb-adv-headingpremium_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001[data-kb-block=\"kb-adv-headingpremium_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_e4_001[data-kb-block=\"kb-adv-headingpremium_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Przyk\u0142adowe sk\u0142adki<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Profil<\/th><th>Ubezpieczenie<\/th><th>Suma ubezp.<\/th><th>Sk\u0142adka\/mies.<\/th><\/tr><\/thead><tbody><tr><td>M\u0119\u017cczyzna, 30 lat<\/td><td>\u017bycie NW, wariant I<\/td><td>150\u00a0000\u00a0z\u0142<\/td><td><strong>33\u00a0z\u0142<\/strong><\/td><\/tr><tr><td>Kobieta, 23 lata<\/td><td>Uszkodzenie cia\u0142a NW, wariant I<\/td><td>100\u00a0000\u00a0z\u0142<\/td><td><strong>12\u00a0z\u0142<\/strong><\/td><\/tr><tr><td>Dziecko, 7 lat<\/td><td>Zdrowie dziecka, wariant II<\/td><td>200\u00a0000\u00a0z\u0142<\/td><td><strong>35\u00a0z\u0142<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoko\u015b\u0107 sk\u0142adki zale\u017cy od wieku, wybranego zakresu i sum ubezpieczenia. Op\u0142ata mo\u017cliwa miesi\u0119cznie, kwartalnie, p\u00f3\u0142rocznie lub rocznie. Sumy ubezpieczenia mog\u0105 by\u0107 podwy\u017cszane dzi\u0119ki indeksacji. Aby pozna\u0107 dok\u0142adn\u0105 sk\u0142adk\u0119, skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325\u00a0325\u00a0325<\/strong>. Szczeg\u00f3\u0142y w <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/ergo4_owu.pdf\">OWU ERGO 4 (C-E4-01\/26)<\/a>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idbuy_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idbuy_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idbuy_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idbuy_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idbuy_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idbuy_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idbuy_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnbuy_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnbuy_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnbuy_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001[data-kb-block=\"kb-adv-headingbuy_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001[data-kb-block=\"kb-adv-headingbuy_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_e4_001[data-kb-block=\"kb-adv-headingbuy_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak kupi\u0107 ubezpieczenie ERGO 4?<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_e4_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_e4_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_e4_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_buy_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_buy_e4_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_buy_e4_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_e4_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>1.<\/strong> Zadzwo\u0144 do doradcy Polisarium \u2014 tel. <strong>325\u00a0325\u00a0325<\/strong><\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_buy_e4_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_e4_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>2.<\/strong> Wsp\u00f3lnie ustalcie zakres ochrony, warianty i sumy ubezpieczenia<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_buy_e4_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_e4_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>3.<\/strong> W razie potrzeby wype\u0142nij ankiet\u0119 medyczn\u0105 lub poddaj si\u0119 badaniom<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_buy_e4_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_e4_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>4.<\/strong> Zaakceptuj ofert\u0119 \u2014 ca\u0142y proces mo\u017cliwy zdalnie, bez wychodzenia z domu<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_buy_e4_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_e4_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>5.<\/strong> Op\u0142a\u0107 sk\u0142adk\u0119 i zarz\u0105dzaj polis\u0105 przez portal klienta ERGO Hestia<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001[data-kb-block=\"kb-adv-headingexcl_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001[data-kb-block=\"kb-adv-headingexcl_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_e4_001[data-kb-block=\"kb-adv-headingexcl_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczyciel nie wyp\u0142aca \u015bwiadczenia m.in. w przypadku:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_e4_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_e4_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_e4_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_e4_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_e4_001 kt-svg-icon-list-columns-1 alignnone exclusion-list\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Czynny udzia\u0142 w aktach przemocy lub terroryzmu<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pr\u00f3ba samob\u00f3jstwa lub celowe uszkodzenie w\u0142asnego cia\u0142a<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pope\u0142nienie lub pr\u00f3ba pope\u0142nienia przest\u0119pstwa z winy umy\u015blnej<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142anie pod wp\u0142ywem alkoholu, narkotyk\u00f3w lub \u015brodk\u00f3w odurzaj\u0105cych<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uszkodzenia trzustki lub w\u0105troby spowodowane spo\u017cywaniem alkoholu<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez uprawnie\u0144<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Sporty ekstremalne i rekreacja o wysokim stopniu ryzyka<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Lot samolotem nielicencjonowanych linii lotniczych<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_009 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_009\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Niestosowanie si\u0119 do zalece\u0144 lekarskich<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_010 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_010\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Katastrofy j\u0105drowe, chemiczne, biologiczne, dzia\u0142ania wojenne<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_011 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_011\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Choroba AIDS \/ zara\u017cenie HIV (poza ubezpieczeniem Powa\u017cne zachorowanie)<\/span><\/li>\n\n\n\n<style>.kt-svg-icon-list-item-listitem_excl_e4_012 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_e4_012\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Zaburzenia psychiczne (poza zaawansowanym ot\u0119pieniem w war. III)<\/span><\/li>\n\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001[data-kb-block=\"kb-adv-headingfaq_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001[data-kb-block=\"kb-adv-headingfaq_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_e4_001[data-kb-block=\"kb-adv-headingfaq_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_e4_001\">Najcz\u0119\u015bciej zadawane pytania o ERGO 4<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_e4_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_e4_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_e4_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_e4_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_e4_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) 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):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_e4_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_e4_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_e4_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_e4_001 kt-accordion-has-8-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest ERGO 4?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">ERGO 4 to indywidualne ubezpieczenie na \u017cycie i zdrowie od Sopockiego Towarzystwa Ubezpiecze\u0144 na \u017bycie ERGO Hestia. Produkt jest modu\u0142owy \u2014 sam wybierasz, kt\u00f3re ryzyka chcesz chroni\u0107: \u017cycie, wypadki, powa\u017cne choroby, pobyt w szpitalu, operacje, niezdolno\u015b\u0107 do pracy. Mo\u017cesz r\u00f3wnie\u017c ubezpieczy\u0107 zdrowie swoich dzieci.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Ile kosztuje ubezpieczenie ERGO 4?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Sk\u0142adka zale\u017cy od wybranego zakresu, sum ubezpieczenia i wieku. Przyk\u0142adowo: ochrona \u017cycia NW za 150\u00a0000\u00a0z\u0142 dla 30-latka to ok. 33\u00a0z\u0142\/mies., a ubezpieczenie uszkodzenia cia\u0142a za 100\u00a0000\u00a0z\u0142 dla 23-latki \u2014 12\u00a0z\u0142\/mies. Sk\u0142adk\u0119 mo\u017cna op\u0142aca\u0107 miesi\u0119cznie, kwartalnie, p\u00f3\u0142rocznie lub rocznie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym r\u00f3\u017cni\u0105 si\u0119 warianty I, II i III?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Warianty r\u00f3\u017cni\u0105 si\u0119 g\u0142\u00f3wnie zakresem chor\u00f3b i okresem ochrony. Wariant I obejmuje 4 choroby (g\u0142\u00f3wnie nowotwory) na 3 lata. Wariant II \u2014 15 chor\u00f3b na 6 lat z wielokrotnymi wyp\u0142atami. Wariant III \u2014 a\u017c 50 chor\u00f3b na 6 lat, z wielokrotnymi wyp\u0142atami i us\u0142ugami assistance (transport medyczny, rehabilitacja, opieka piel\u0119gniarska).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 ubezpieczy\u0107 dziecko?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Dzieci mog\u0105 by\u0107 obj\u0119te ochron\u0105 od 3. miesi\u0105ca \u017cycia do 25 lat. Dost\u0119pnych jest 6 ubezpiecze\u0144: powa\u017cne zachorowanie (do 20 chor\u00f3b), uszkodzenie cia\u0142a NW, uszczerbek na zdrowiu NW, operacje chirurgiczne, leczenie szpitalne oraz Global Doctors (leczenie za granic\u0105).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co oznaczaj\u0105 wielokrotne wyp\u0142aty?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Powa\u017cne zachorowania podzielone s\u0105 na 5 grup. Je\u015bli zachorujesz na chorob\u0119 z r\u00f3\u017cnych grup, otrzymasz pe\u0142ne \u015bwiadczenie za ka\u017cd\u0105 z nich \u2014 niezale\u017cnie. Nowotwory z\u0142o\u015bliwe dodatkowo dziel\u0105 si\u0119 na 3 kategorie (A, B, C wg klasyfikacji ICD-10), co pozwala na wielokrotne wyp\u0142aty nawet w obr\u0119bie grupy nowotworowej.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest Global Doctors?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Global Doctors to modu\u0142 organizuj\u0105cy i finansuj\u0105cy leczenie powa\u017cnych stan\u00f3w chorobowych za granic\u0105 \u2014 nowotwor\u00f3w, chor\u00f3b serca, operacji neurochirurgicznych i przeszczep\u00f3w. Obejmuje drug\u0105 opini\u0119 medyczn\u0105, organizacj\u0119 leczenia w zagranicznej klinice, koszty podr\u00f3\u017cy i zakwaterowania. Dost\u0119pny dla doros\u0142ych (do 85 lat) i dzieci (do 25 lat).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest program MyHealth?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">MyHealth to program prewencyjny dost\u0119pny przy umowie na minimum 6 lat i sk\u0142adce od 2\u00a0000\u00a0z\u0142\/rok. Obejmuje pakiet bada\u0144 genetycznych o warto\u015bci rynkowej ponad 1\u00a0000\u00a0z\u0142, kt\u00f3ry pomaga wcze\u015bnie wykry\u0107 predyspozycje do chor\u00f3b.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-8 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 zrezygnowa\u0107 z ubezpieczenia?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Mo\u017cesz wypowiedzie\u0107 umow\u0119 w dowolnym momencie. W ci\u0105gu 30 dni od zawarcia umowy mo\u017cesz od niej odst\u0105pi\u0107. Mo\u017cesz te\u017c w dowolnym momencie rozszerzy\u0107 zakres ochrony o nowe modu\u0142y. Zarz\u0105dzanie polis\u0105 \u2014 w tym zmiana beneficjent\u00f3w i danych \u2014 odbywa si\u0119 przez portal klienta.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_e4_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_e4_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_e4_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_e4_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_e4_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_e4_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_e4_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_e4_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_e4_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001[data-kb-block=\"kb-adv-headingsummary_heading_e4_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001[data-kb-block=\"kb-adv-headingsummary_heading_e4_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_e4_001[data-kb-block=\"kb-adv-headingsummary_heading_e4_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_e4_001\">Dlaczego warto wybra\u0107 ubezpieczenie ERGO 4?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ERGO 4 daje pe\u0142n\u0105 kontrol\u0119 nad zakresem ochrony \u2014 sam decydujesz, za co p\u0142acisz. Modu\u0142owa konstrukcja pozwala chroni\u0107 \u017cycie, zdrowie i zdolno\u015b\u0107 do pracy w jednej polisie, z mo\u017cliwo\u015bci\u0105 rozszerzania zakresu w dowolnym momencie. Wariant III z 50 chorobami, wielokrotnymi wyp\u0142atami i assistance to jedno z najszerszych rozwi\u0105za\u0144 na rynku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dodatkowe atuty: ochrona dzieci od 3. miesi\u0105ca \u017cycia, leczenie za granic\u0105 przez Global Doctors, program prewencyjny MyHealth z badaniami genetycznymi oraz indeksacja sum ubezpieczenia. Sk\u0142adka ju\u017c od 12\u00a0z\u0142\/mies. Aby dobra\u0107 optymalny zakres, zadzwo\u0144 do doradcy Polisarium: <strong>325\u00a0325\u00a0325<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3421,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3347","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie \u017cycia i zdrowia ERGO 4 - 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