{"id":3364,"date":"2026-04-01T13:02:49","date_gmt":"2026-04-01T11:02:49","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=3364"},"modified":"2026-04-01T13:02:49","modified_gmt":"2026-04-01T11:02:49","slug":"kredi%cc%87-geri%cc%87-odeme-si%cc%87gortasi","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/tr\/ubezpieczenia-na-zycie\/ubezpieczenie-splaty-kredytu\/","title":{"rendered":"Kredi geri \u00f6deme sigortas\u0131"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnhero_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001[data-kb-block=\"kb-adv-headinghero_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001[data-kb-block=\"kb-adv-headinghero_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_esk_001[data-kb-block=\"kb-adv-headinghero_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_hero_heading_esk_001\">Ubezpieczenie sp\u0142aty kredytu od ERGO Hestia \u2014 zabezpiecz rodzin\u0119 i kredyt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie sp\u0142aty kredytu to polisa na \u017cycie w ramach produktu ERGO 4, kt\u00f3ra gwarantuje sp\u0142at\u0119 zobowi\u0105za\u0144 kredytowych w przypadku \u015bmierci ubezpieczonego. Dzi\u0119ki niej Twoja rodzina nie zostanie obci\u0105\u017cona sp\u0142at\u0105 kredytu hipotecznego czy got\u00f3wkowego.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kluczowa zaleta: <strong>sta\u0142a sk\u0142adka przez ca\u0142y okres ochrony<\/strong> \u2014 nie ro\u015bnie z wiekiem ani wraz z up\u0142ywem czasu. Ochrona obejmuje \u015bmier\u0107 z <strong>ka\u017cdej przyczyny<\/strong>, nie tylko wskutek wypadku. Opcjonalnie mo\u017cesz rozszerzy\u0107 ochron\u0119 o powa\u017cne zachorowania, niezdolno\u015b\u0107 do pracy czy uszczerbek na zdrowiu.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idicons_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idicons_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idicons_row_esk_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnicons_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_esk_001\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83c\udfe0<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001[data-kb-block=\"kb-adv-headingicons_heading_esk_001\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001[data-kb-block=\"kb-adv-headingicons_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_001[data-kb-block=\"kb-adv-headingicons_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Zabezpieczenie kredytu<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">SU dopasowana do kwoty kredytu \u2014 hipotecznego lub got\u00f3wkowego<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_esk_002 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_esk_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_esk_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_esk_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_esk_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_esk_002{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_esk_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_esk_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_esk_002\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83d\udcb5<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002[data-kb-block=\"kb-adv-headingicons_heading_esk_002\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002[data-kb-block=\"kb-adv-headingicons_heading_esk_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_002[data-kb-block=\"kb-adv-headingicons_heading_esk_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Sta\u0142a sk\u0142adka<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sk\u0142adka nie ro\u015bnie z\u00a0wiekiem ani w\u00a0czasie trwania polisy<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_esk_003 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_esk_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_esk_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_esk_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_esk_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_esk_003{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_esk_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_esk_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_esk_003\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\ud83d\udee1\ufe0f<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003[data-kb-block=\"kb-adv-headingicons_heading_esk_003\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003[data-kb-block=\"kb-adv-headingicons_heading_esk_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_003[data-kb-block=\"kb-adv-headingicons_heading_esk_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Ka\u017cda przyczyna \u015bmierci<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ochrona nie ograniczona do wypadk\u00f3w \u2014 obejmuje choroby i\u00a0inne przyczyny<\/p>\n\n<\/div><\/div>\n\n<style>.kadence-columnicons_col_esk_004 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnicons_col_esk_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnicons_col_esk_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnicons_col_esk_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnicons_col_esk_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnicons_col_esk_004{position:relative;}@media all and (max-width: 1024px){.kadence-columnicons_col_esk_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnicons_col_esk_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnicons_col_esk_004\"><div class=\"kt-inside-inner-col\">\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:48px\">\u2795<\/p>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004[data-kb-block=\"kb-adv-headingicons_heading_esk_004\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004[data-kb-block=\"kb-adv-headingicons_heading_esk_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingicons_heading_esk_004[data-kb-block=\"kb-adv-headingicons_heading_esk_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading has-text-align-center\">Rozszerzenia<\/h4>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Powa\u017cne zachorowania, niezdolno\u015b\u0107 do pracy, uszczerbek NW, szpital<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001[data-kb-block=\"kb-adv-headingscope_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001[data-kb-block=\"kb-adv-headingscope_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_esk_001[data-kb-block=\"kb-adv-headingscope_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_esk_001\">Zakres ubezpieczenia sp\u0142aty kredytu ERGO Hestia<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001[data-kb-block=\"kb-adv-headingscope_subh_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001[data-kb-block=\"kb-adv-headingscope_subh_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_001[data-kb-block=\"kb-adv-headingscope_subh_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Ochrona podstawowa<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_esk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_esk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_esk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_sc_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_sc_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_sc_esk_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_sc_esk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_sc_esk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u015amier\u0107 ubezpieczonego z ka\u017cdej przyczyny<\/strong> \u2014 wyp\u0142ata 100% sumy ubezpieczenia dla wskazanej osoby (beneficjenta)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_sc_esk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_sc_esk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Suma ubezpieczenia r\u00f3wna kwocie kredytu<\/strong> \u2014 \u015bwiadczenie pokrywa pozosta\u0142e zobowi\u0105zanie kredytowe<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_sc_esk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_sc_esk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Sta\u0142a sk\u0142adka<\/strong> \u2014 niezmienna przez ca\u0142y okres ochrony (r\u00f3wny okresowi kredytowania)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_sc_esk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_sc_esk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ochrona do 100. roku \u017cycia<\/strong> \u2014 ubezpieczenie \u017cycia w wariancie II lub III ERGO 4<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_sc_esk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_sc_esk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Indeksacja<\/strong> \u2014 mo\u017cliwo\u015b\u0107 podwy\u017cszania sumy ubezpieczenia w rocznic\u0119 polisy<\/span><\/li>\n\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002[data-kb-block=\"kb-adv-headingscope_subh_esk_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002[data-kb-block=\"kb-adv-headingscope_subh_esk_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_subh_esk_002[data-kb-block=\"kb-adv-headingscope_subh_esk_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Opcjonalne rozszerzenia ochrony<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Modu\u0142owa konstrukcja ERGO 4 pozwala rozszerzy\u0107 ochron\u0119 kredytow\u0105 o dodatkowe ryzyka:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_esk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_esk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_esk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_ext_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_ext_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_ext_esk_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_ext_esk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Powa\u017cne zachorowanie<\/strong> \u2014 do 50 chor\u00f3b (nowotw\u00f3r, zawa\u0142, udar, stwardnienie rozsiane i inne)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_ext_esk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Niezdolno\u015b\u0107 do pracy<\/strong> \u2014 \u015bwiadczenie przy ca\u0142kowitej niezdolno\u015bci wskutek NW lub choroby<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_ext_esk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Uszkodzenie cia\u0142a \/ uszczerbek NW<\/strong> \u2014 wyp\u0142ata za z\u0142amania, oparzenia, blizny<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_ext_esk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Leczenie szpitalne<\/strong> \u2014 \u015bwiadczenie za ka\u017cdy dzie\u0144 pobytu w szpitalu<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_ext_esk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Operacje chirurgiczne<\/strong> \u2014 \u015bwiadczenie wg listy operacji<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_ext_esk_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_ext_esk_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Global Doctors<\/strong> \u2014 leczenie powa\u017cnych chor\u00f3b za granic\u0105<\/span><\/li>\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_esk_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_esk_001 .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}#kt-info-boxinfobox_esk_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_esk_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_esk_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_esk_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_esk_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_esk_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\"><div class=\"kt-blocks-info-box-link-wrap\"><div class=\"kt-infobox-textcontent\"><h4 class=\"kt-adv-heading kt-blocks-info-box-title\">Sta\u0142a sk\u0142adka \u2014 przewidywalne koszty przez ca\u0142y kredyt<\/h4><p class=\"kt-blocks-info-box-text\">W przeciwie\u0144stwie do wielu ubezpiecze\u0144 kredytowych oferowanych przez banki, polisa ERGO Hestia gwarantuje <strong>sta\u0142\u0105 sk\u0142adk\u0119<\/strong> przez ca\u0142y okres ochrony. Nie musisz si\u0119 martwi\u0107, \u017ce koszt ubezpieczenia wzro\u015bnie za kilka lat. Ponadto ochrona obejmuje \u015bmier\u0107 z ka\u017cdej przyczyny \u2014 nie tylko wskutek nieszcz\u0119\u015bliwego wypadku, jak w wielu polisach bankowych.<\/p><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idpremium_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idpremium_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idpremium_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idpremium_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idpremium_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idpremium_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idpremium_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnpremium_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnpremium_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnpremium_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001[data-kb-block=\"kb-adv-headingpremium_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001[data-kb-block=\"kb-adv-headingpremium_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingpremium_heading_esk_001[data-kb-block=\"kb-adv-headingpremium_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Sk\u0142adka ubezpieczeniowa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoko\u015b\u0107 sk\u0142adki zale\u017cy od kwoty kredytu, okresu kredytowania, wieku ubezpieczonego oraz wybranych rozszerze\u0144. Sk\u0142adka jest <strong>sta\u0142a przez ca\u0142y okres ochrony<\/strong> i mo\u017ce by\u0107 op\u0142acana miesi\u0119cznie, kwartalnie, p\u00f3\u0142rocznie lub rocznie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aby pozna\u0107 dok\u0142adn\u0105 sk\u0142adk\u0119 dopasowan\u0105 do Twojego kredytu, skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325\u00a0325\u00a0325<\/strong>. Szczeg\u00f3\u0142owe warunki w <a href=\"https:\/\/nazycie.pl\/wp-content\/uploads\/2026\/04\/ergo4_owu.pdf\">OWU ERGO 4 (C-E4-01\/26)<\/a>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idbuy_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idbuy_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idbuy_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idbuy_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idbuy_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idbuy_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idbuy_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnbuy_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnbuy_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnbuy_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001[data-kb-block=\"kb-adv-headingbuy_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001[data-kb-block=\"kb-adv-headingbuy_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingbuy_heading_esk_001[data-kb-block=\"kb-adv-headingbuy_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Jak kupi\u0107 ubezpieczenie kredytu?<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_esk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_esk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_esk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_buy_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_buy_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_buy_esk_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_buy_esk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_esk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>1.<\/strong> Zadzwo\u0144 do doradcy Polisarium \u2014 tel. <strong>325\u00a0325\u00a0325<\/strong><\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_buy_esk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_esk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>2.<\/strong> Podaj kwot\u0119 kredytu, okres kredytowania i sw\u00f3j wiek<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_buy_esk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_esk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>3.<\/strong> Wsp\u00f3lnie dobierzcie sum\u0119 ubezpieczenia i ewentualne rozszerzenia<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_buy_esk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_esk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>4.<\/strong> Wype\u0142nij kr\u00f3tk\u0105 ankiet\u0119 zdrowotn\u0105 \u2014 bez bada\u0144 lekarskich<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_buy_esk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_buy_esk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>5.<\/strong> Zaakceptuj ofert\u0119 i op\u0142a\u0107 sk\u0142adk\u0119 \u2014 ca\u0142y proces mo\u017cliwy zdalnie<\/span><\/li>\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001[data-kb-block=\"kb-adv-headingexcl_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001[data-kb-block=\"kb-adv-headingexcl_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_esk_001[data-kb-block=\"kb-adv-headingexcl_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\">Wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczyciel nie wyp\u0142aca \u015bwiadczenia m.in. w przypadku:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_esk_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_esk_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_esk_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_esk_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_esk_001 kt-svg-icon-list-columns-1 alignnone exclusion-list\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-listitem_excl_esk_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u015amier\u0107 wskutek czynnego udzia\u0142u w aktach przemocy lub terroryzmu<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Samob\u00f3jstwo w ci\u0105gu 2 lat od zawarcia umowy<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u015amier\u0107 w wyniku pope\u0142nienia przest\u0119pstwa umy\u015blnego<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u015amier\u0107 pod wp\u0142ywem alkoholu lub narkotyk\u00f3w (w zakresie rozszerze\u0144 NW)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania wojenne, powsta\u0144cze, katastrofy j\u0105drowe\/chemiczne<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez uprawnie\u0144 (w zakresie rozszerze\u0144 NW)<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_007 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_007\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Sporty ekstremalne bez wykupionego rozszerzenia<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-listitem_excl_esk_008 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-listitem_excl_esk_008\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Choroby obj\u0119te okresem karencji (3 mies. dla powa\u017cnych zachorowa\u0144)<\/span><\/li>\n\n<\/ul><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001[data-kb-block=\"kb-adv-headingfaq_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001[data-kb-block=\"kb-adv-headingfaq_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_esk_001[data-kb-block=\"kb-adv-headingfaq_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_esk_001\">Najcz\u0119\u015bciej zadawane pytania o ubezpieczenie kredytu<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_esk_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_esk_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_esk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_esk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_esk_001 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-idaccordion_faq_esk_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette1, #3182CE);border-top-color:var(--global-palette1, #3182CE);border-right-color:var(--global-palette1, #3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_esk_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_esk_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_esk_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_esk_001 kt-accordion-has-8-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co to jest ubezpieczenie sp\u0142aty kredytu?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">To polisa na \u017cycie, kt\u00f3ra zabezpiecza sp\u0142at\u0119 kredytu hipotecznego lub got\u00f3wkowego w przypadku \u015bmierci ubezpieczonego. Suma ubezpieczenia odpowiada kwocie kredytu, a \u015bwiadczenie trafia do wskazanego beneficjenta \u2014 np. rodziny, kt\u00f3ra mo\u017ce sp\u0142aci\u0107 pozosta\u0142e zobowi\u0105zanie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy sk\u0142adka jest sta\u0142a?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Sk\u0142adka ubezpieczenia ERGO Hestia jest sta\u0142a przez ca\u0142y okres ochrony. Nie ro\u015bnie z wiekiem ani z up\u0142ywem lat. To kluczowa r\u00f3\u017cnica w por\u00f3wnaniu z wieloma ubezpieczeniami oferowanymi przez banki, gdzie sk\u0142adka mo\u017ce rosn\u0105\u0107.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy musz\u0119 bra\u0107 ubezpieczenie w banku?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Nie. Masz pe\u0142ne prawo do wyboru ubezpieczenia sp\u0142aty kredytu poza bankiem. Polisa od ERGO Hestia spe\u0142nia wymagania bank\u00f3w dotycz\u0105ce cesji i mo\u017ce by\u0107 zaakceptowana jako zabezpieczenie kredytu.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Na jaki okres zawierana jest umowa?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Okres ochrony dopasowany jest do okresu kredytowania \u2014 minimum 6 lat. Ubezpieczenie \u017cycia w ERGO 4 mo\u017ce trwa\u0107 do 100. roku \u017cycia ubezpieczonego. Mo\u017cliwe jest przed\u0142u\u017canie ochrony na kolejne okresy.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy potrzebuj\u0119 bada\u0144 lekarskich?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Nie. Przyst\u0105pienie wymaga jedynie wype\u0142nienia kr\u00f3tkiej ankiety zdrowotnej. W uzasadnionych przypadkach ubezpieczyciel mo\u017ce poprosi\u0107 o badania na sw\u00f3j koszt.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy mog\u0119 rozszerzy\u0107 ochron\u0119?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. Dzi\u0119ki modu\u0142owej konstrukcji ERGO 4 mo\u017cesz doda\u0107 ochron\u0119 przed powa\u017cnymi zachorowaniami (do 50 chor\u00f3b), niezdolno\u015bci\u0105 do pracy, uszczerbkiem na zdrowiu, leczeniem szpitalnym, operacjami chirurgicznymi, a nawet leczeniem za granic\u0105 (Global Doctors).<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co je\u015bli sp\u0142ac\u0119 kredyt wcze\u015bniej?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Mo\u017cesz wypowiedzie\u0107 umow\u0119 w dowolnym momencie. W ci\u0105gu 30 dni od zawarcia przys\u0142uguje prawo odst\u0105pienia. Po sp\u0142acie kredytu mo\u017cesz te\u017c kontynuowa\u0107 polisk\u0119 jako standardowe ubezpieczenie na \u017cycie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-8 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym to si\u0119 r\u00f3\u017cni od ubezpieczenia bankowego?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Polisa ERGO Hestia oferuje sta\u0142\u0105 sk\u0142adk\u0119 (bankowa cz\u0119sto ro\u015bnie), ochron\u0119 z ka\u017cdej przyczyny \u015bmierci (bankowa cz\u0119sto tylko NW), mo\u017cliwo\u015b\u0107 rozszerzenia o choroby i niezdolno\u015b\u0107 do pracy, oraz przenoszenie polisy mi\u0119dzy kredytami.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_esk_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_esk_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_esk_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_esk_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_esk_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_esk_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_esk_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_esk_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_esk_001 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001[data-kb-block=\"kb-adv-headingsummary_heading_esk_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001[data-kb-block=\"kb-adv-headingsummary_heading_esk_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_esk_001[data-kb-block=\"kb-adv-headingsummary_heading_esk_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_esk_001\">Dlaczego warto ubezpieczy\u0107 kredyt w ERGO Hestia?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie sp\u0142aty kredytu od ERGO Hestia to sta\u0142a sk\u0142adka, ochrona z ka\u017cdej przyczyny \u015bmierci i mo\u017cliwo\u015b\u0107 rozszerzenia o powa\u017cne choroby, niezdolno\u015b\u0107 do pracy czy leczenie za granic\u0105. Nie musisz korzysta\u0107 z ubezpieczenia bankowego \u2014 polisa ERGO Hestia spe\u0142nia wymagania bank\u00f3w i daje znacznie szerszy zakres ochrony.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aby dobra\u0107 optymaln\u0105 ochron\u0119 do Twojego kredytu, zadzwo\u0144 do doradcy Polisarium: <strong>325\u00a0325\u00a0325<\/strong>.<\/p>\n\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":3363,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-3364","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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