{"id":2951,"date":"2026-03-17T13:42:49","date_gmt":"2026-03-17T12:42:49","guid":{"rendered":"https:\/\/nazycie.pl\/?post_type=ubezpieczenie&#038;p=2951"},"modified":"2026-03-23T14:31:31","modified_gmt":"2026-03-23T13:31:31","slug":"%d0%bf%d1%80%d0%b8%d0%b4%d0%b0%d0%bd%d0%b5","status":"publish","type":"ubezpieczenie","link":"https:\/\/nazycie.pl\/uk\/ubezpieczenia-na-zycie\/posag\/","title":{"rendered":"POSAG"},"content":{"rendered":"<style>.kb-row-layout-idhero_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idhero_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idhero_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idhero_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idhero_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idhero_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idhero_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnhero_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnhero_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnhero_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnhero_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnhero_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnhero_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnhero_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnhero_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001[data-kb-block=\"kb-adv-headinghero_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001[data-kb-block=\"kb-adv-headinghero_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinghero_heading_psg_001[data-kb-block=\"kb-adv-headinghero_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-headinghero_heading_psg_001 kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-headinghero_heading_psg_001\">Warta POSAG \u2013 program oszcz\u0119dno\u015bciowy dla Twojego dziecka<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">POSAG to program oszcz\u0119dno\u015bciowo-ochronny od Warty, skierowany do rodzic\u00f3w, dziadk\u00f3w i wszelkich innych os\u00f3b, kt\u00f3re chc\u0105 zapewni\u0107 dziecku finansowe bezpiecze\u0144stwo. Gromad\u017a oszcz\u0119dno\u015bci, a Twoje dziecko otrzyma ustalon\u0105 kwot\u0119 mi\u0119dzy 18 a 25 urodzinami.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-idinfo_icons_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfo_icons_row_psg_001 alignnone icon-cards-grid wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal-width kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001[data-kb-block=\"kb-adv-headinginfo_h4_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001[data-kb-block=\"kb-adv-headinginfo_h4_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_001[data-kb-block=\"kb-adv-headinginfo_h4_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_info_h4_psg_001\">Bezpieczne oszcz\u0119dno\u015bci<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Przy zawieraniu umowy decydujesz, jak\u0105 kwot\u0119 ma dosta\u0107 Twoje dziecko mi\u0119dzy 18 a 25 urodzinami. Mo\u017ce by\u0107 ona wi\u0119ksza ni\u017c w umowie, je\u015bli towarzystwu uda si\u0119 wypracowa\u0107 wy\u017csze ni\u017c przewidziane zyski.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_psg_002{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_psg_002 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_psg_002 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002[data-kb-block=\"kb-adv-headinginfo_h4_psg_002\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002[data-kb-block=\"kb-adv-headinginfo_h4_psg_002\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_002[data-kb-block=\"kb-adv-headinginfo_h4_psg_002\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_info_h4_psg_002\">Renta dla dziecka<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">W razie Twojej \u015bmierci mo\u017cemy zapewni\u0107 dziecku wyp\u0142at\u0119 miesi\u0119cznej renty w ustalonej przez Ciebie wysoko\u015bci. Dziecko b\u0119dzie mia\u0142o pieni\u0105dze np. na zdobycie wykszta\u0142cenia, nawet gdy Ciebie zabraknie.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_psg_003{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_psg_003 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_psg_003 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003[data-kb-block=\"kb-adv-headinginfo_h4_psg_003\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003[data-kb-block=\"kb-adv-headinginfo_h4_psg_003\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_003[data-kb-block=\"kb-adv-headinginfo_h4_psg_003\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_info_h4_psg_003\">Gwarancja wyp\u0142aty<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">W przypadku \u015bmierci opiekuna dziecko dostanie na koniec umowy ustalon\u0105 kwot\u0119, bez wzgl\u0119du na to, ile sk\u0142adek zosta\u0142o op\u0142aconych. W razie \u015bmierci w wypadku mo\u017ce dodatkowo otrzyma\u0107 okre\u015blon\u0105 sum\u0119 ubezpieczenia.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfo_icons_col_psg_004{position:relative;}@media all and (max-width: 1024px){.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfo_icons_col_psg_004 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfo_icons_col_psg_004 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004[data-kb-block=\"kb-adv-headinginfo_h4_psg_004\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004[data-kb-block=\"kb-adv-headinginfo_h4_psg_004\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headinginfo_h4_psg_004[data-kb-block=\"kb-adv-headinginfo_h4_psg_004\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_info_h4_psg_004\">Przej\u0119cie sk\u0142adek<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Opcja przej\u0119cia op\u0142acania sk\u0142adek w razie ca\u0142kowitego inwalidztwa ubezpieczonego gwarantuje, \u017ce dziecko dostanie ustalon\u0105 kwot\u0119 po osi\u0105gni\u0119ciu okre\u015blonego wieku, nawet gdy nie b\u0119dziesz m\u00f3g\u0142 sam op\u0142aca\u0107 sk\u0142adek.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idscope_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idscope_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idscope_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idscope_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idscope_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idscope_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idscope_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnscope_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnscope_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnscope_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnscope_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnscope_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnscope_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnscope_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnscope_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnscope_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001[data-kb-block=\"kb-adv-headingscope_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001[data-kb-block=\"kb-adv-headingscope_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingscope_heading_psg_001[data-kb-block=\"kb-adv-headingscope_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_scope_heading_psg_001\">Zakres programu Warta POSAG<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Program POSAG \u0142\u0105czy systematyczne oszcz\u0119dzanie z ochron\u0105 ubezpieczeniow\u0105:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_psg_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_psg_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_psg_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_scope_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_scope_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_scope_psg_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-li_scope_psg_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Bezpieczne gromadzenie oszcz\u0119dno\u015bci dla dziecka \u2013 ustalona kwota wyp\u0142acana mi\u0119dzy 18 a 25 urodzinami.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_scope_psg_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Mo\u017cliwo\u015b\u0107 uzyskania wy\u017cszej kwoty ni\u017c gwarantowana, je\u015bli towarzystwo wypracuje wy\u017csze zyski.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_scope_psg_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Renta miesi\u0119czna dla dziecka w razie \u015bmierci fundatora \u2013 w ustalonej przez Ciebie wysoko\u015bci.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_scope_psg_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Gwarancja wyp\u0142aty pe\u0142nej kwoty w razie \u015bmierci opiekuna \u2013 niezale\u017cnie od liczby wp\u0142aconych sk\u0142adek.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_scope_psg_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dodatkowa suma ubezpieczenia w razie \u015bmierci fundatora w nieszcz\u0119\u015bliwym wypadku.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_scope_psg_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_scope_psg_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Przej\u0119cie op\u0142acania sk\u0142adek w razie ca\u0142kowitego inwalidztwa ubezpieczonego.<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idinfobox_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idinfobox_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idinfobox_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idinfobox_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idinfobox_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idinfobox_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idinfobox_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columninfobox_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columninfobox_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columninfobox_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > #kt-info-boxinfobox_psg_001 .kt-blocks-info-box-link-wrap{max-width:unset;}#kt-info-boxinfobox_psg_001 .kt-blocks-info-box-link-wrap{background:var(--global-palette8, #F7FAFC);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}#kt-info-boxinfobox_psg_001 .kadence-info-box-icon-container .kt-info-svg-icon, #kt-info-boxinfobox_psg_001 .kt-info-svg-icon-flip, #kt-info-boxinfobox_psg_001 .kt-blocks-info-box-number{font-size:50px;}#kt-info-boxinfobox_psg_001 .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#kt-info-boxinfobox_psg_001 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}#kt-info-boxinfobox_psg_001 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox\"><div class=\"kt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top\"><div class=\"kt-blocks-info-box-media-container\"><\/div><div class=\"infobox-content accent-box\"><h4 class=\"kt-blocks-info-box-title\">Gwarancja wyp\u0142aty \u2013 nawet gdy Ciebie zabraknie<\/h4><p class=\"kt-blocks-info-box-text\">Warta POSAG gwarantuje, \u017ce w przypadku \u015bmierci opiekuna dziecko otrzyma na koniec umowy pe\u0142n\u0105 ustalon\u0105 kwot\u0119, bez wzgl\u0119du na to, ile sk\u0142adek zosta\u0142o op\u0142aconych. To pewno\u015b\u0107, \u017ce Twoje dziecko b\u0119dzie mia\u0142o zapewnion\u0105 przysz\u0142o\u015b\u0107 finansow\u0105.<\/p><\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idskladka_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idskladka_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idskladka_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idskladka_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idskladka_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idskladka_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idskladka_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnskladka_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnskladka_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnskladka_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001[data-kb-block=\"kb-adv-headingskladka_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001[data-kb-block=\"kb-adv-headingskladka_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingskladka_heading_psg_001[data-kb-block=\"kb-adv-headingskladka_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_skladka_heading_psg_001\">Sk\u0142adka<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoko\u015b\u0107 sk\u0142adki zale\u017cy od ustalonej kwoty docelowej, wieku dziecka, wybranego momentu wyp\u0142aty (mi\u0119dzy 18 a 25 urodzinami) oraz zakresu ochrony ubezpieczeniowej (renta, przej\u0119cie sk\u0142adek).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem <strong>325 325 325<\/strong>, aby uzyska\u0107 indywidualn\u0105 wycen\u0119 programu POSAG dopasowan\u0105 do potrzeb Twojego dziecka.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idprocess_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idprocess_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idprocess_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idprocess_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idprocess_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idprocess_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idprocess_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnprocess_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnprocess_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnprocess_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001[data-kb-block=\"kb-adv-headingprocess_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001[data-kb-block=\"kb-adv-headingprocess_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingprocess_heading_psg_001[data-kb-block=\"kb-adv-headingprocess_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_process_heading_psg_001\">Jak zawrze\u0107 umow\u0119<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_psg_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_psg_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_psg_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_process_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_process_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_process_psg_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-li_process_psg_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_psg_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Skontaktuj si\u0119 z doradc\u0105 Polisarium lub zadzwo\u0144: <strong>325 325 325<\/strong>.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_psg_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_psg_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Doradca pomo\u017ce ustali\u0107 kwot\u0119 docelow\u0105 i moment wyp\u0142aty dla dziecka.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_psg_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_psg_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Wybierzesz zakres ochrony \u2013 rent\u0119, przej\u0119cie sk\u0142adek, dodatkow\u0105 SU przy wypadku.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_process_psg_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_process_psg_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Podpiszesz umow\u0119 i rozpoczniesz regularne wp\u0142aty \u2013 oszcz\u0119dzanie startuje.<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idexcl_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idexcl_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idexcl_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idexcl_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idexcl_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idexcl_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idexcl_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnexcl_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnexcl_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnexcl_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001[data-kb-block=\"kb-adv-headingexcl_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001[data-kb-block=\"kb-adv-headingexcl_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingexcl_heading_psg_001[data-kb-block=\"kb-adv-headingexcl_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_excl_heading_psg_001\">Najcz\u0119stsze wy\u0142\u0105czenia odpowiedzialno\u015bci<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poni\u017cej typowe przyk\u0142ady wy\u0142\u0105cze\u0144. Dok\u0142adne brzmienie znajduje si\u0119 w OWU Warta.<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_psg_001:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_psg_001 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_psg_001 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsiconlist_excl_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsiconlist_excl_psg_001 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist exclusion-list kt-svg-icon-list-items kt-svg-icon-list-items_iconlist_excl_psg_001 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\">\n<style>.kt-svg-icon-list-item-li_excl_psg_001 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_001\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dzia\u0142ania sprzeczne z prawem lub usi\u0142owanie\/pope\u0142nienie samob\u00f3jstwa w okre\u015blonym w OWU okresie od zawarcia umowy.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_psg_002 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_002\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Pozostawanie pod wp\u0142ywem alkoholu, \u015brodk\u00f3w odurzaj\u0105cych lub substancji psychotropowych, je\u015bli mia\u0142o to wp\u0142yw na zdarzenie.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_psg_003 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_003\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Choroby i stany istniej\u0105ce przed zawarciem umowy, kt\u00f3re nie zosta\u0142y zg\u0142oszone ubezpieczycielowi.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_psg_004 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_004\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uprawianie sport\u00f3w wysokiego ryzyka lub udzia\u0142 w zawodach bez odpowiednich klauzul.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_psg_005 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_005\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Prowadzenie pojazdu bez wymaganych uprawnie\u0144.<\/span><\/li>\n\n<style>.kt-svg-icon-list-item-li_excl_psg_006 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-li_excl_psg_006\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_xCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"><\/line><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"><\/line><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Udzia\u0142 w dzia\u0142aniach wojennych, aktach terroryzmu lub b\u00f3jce (z wyj\u0105tkiem obrony koniecznej).<\/span><\/li>\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idfaq_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idfaq_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idfaq_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idfaq_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idfaq_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idfaq_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idfaq_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnfaq_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnfaq_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnfaq_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001[data-kb-block=\"kb-adv-headingfaq_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001[data-kb-block=\"kb-adv-headingfaq_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingfaq_heading_psg_001[data-kb-block=\"kb-adv-headingfaq_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_faq_heading_psg_001\">Najcz\u0119\u015bciej zadawane pytania o program POSAG<\/h2>\n\n\n<style>.kt-accordion-idaccordion_faq_psg_001 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-idaccordion_faq_psg_001 .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-color:var(--global-palette7, #EDF2F7);border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-idaccordion_faq_psg_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);border-top-width:1px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--global-palette8, #F7FAFC);font-size:17px;font-weight:600;color:var(--global-palette3, #1A202C);padding-top:16px;padding-right:22px;padding-bottom:16px;padding-left:22px;}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette8, #F7FAFC);}.kt-accordion-idaccordion_faq_psg_001 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_psg_001 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:var(--global-palette7, #EDF2F7);border-top-color:var(--global-palette7, #EDF2F7);border-right-color:var(--global-palette7, #EDF2F7);border-bottom-color:var(--global-palette7, #EDF2F7);border-left-color:var(--global-palette7, #EDF2F7);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( 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#3182CE);border-bottom-color:var(--global-palette1, #3182CE);border-left-color:var(--global-palette1, #3182CE);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-idaccordion_faq_psg_001:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}@media all and (max-width: 767px){.kt-accordion-idaccordion_faq_psg_001 .kt-accordion-inner-wrap{display:block;}.kt-accordion-idaccordion_faq_psg_001 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone kt-accordion-id_accordion_faq_psg_001 kt-accordion-has-7-panes kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow\"><div class=\"kt-accordion-wrap\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\">\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-1 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"true\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest program Warta POSAG?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">POSAG to program oszcz\u0119dno\u015bciowo-ochronny od Warty, skierowany do rodzic\u00f3w, dziadk\u00f3w i innych os\u00f3b, kt\u00f3re chc\u0105 zapewni\u0107 dziecku finansowe bezpiecze\u0144stwo. Przy zawieraniu umowy decydujesz, jak\u0105 kwot\u0119 ma dosta\u0107 Twoje dziecko mi\u0119dzy 18 a 25 urodzinami.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-2 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Kto mo\u017ce by\u0107 fundatorem programu POSAG?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Fundatorem mo\u017ce by\u0107 ka\u017cda osoba \u2013 rodzic, dziadek, babcia, wujek, ciocia lub inna osoba, kt\u00f3ra chce zapewni\u0107 dziecku finansowe bezpiecze\u0144stwo na przysz\u0142o\u015b\u0107.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-3 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Kiedy dziecko otrzyma pieni\u0105dze?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Dziecko otrzyma ustalon\u0105 kwot\u0119 mi\u0119dzy 18 a 25 urodzinami \u2013 dok\u0142adny moment wyp\u0142aty okre\u015blasz przy zawieraniu umowy. Kwota mo\u017ce by\u0107 wy\u017csza ni\u017c gwarantowana, je\u015bli towarzystwu uda si\u0119 wypracowa\u0107 wy\u017csze ni\u017c przewidziane zyski.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-4 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Co si\u0119 stanie, je\u015bli fundator umrze?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">W przypadku \u015bmierci opiekuna dziecko dostanie na koniec umowy pe\u0142n\u0105 ustalon\u0105 kwot\u0119, bez wzgl\u0119du na to, ile sk\u0142adek zosta\u0142o op\u0142aconych. Dodatkowo mo\u017cliwa jest renta miesi\u0119czna dla dziecka oraz dodatkowa suma ubezpieczenia w razie \u015bmierci w nieszcz\u0119\u015bliwym wypadku.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-5 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czym jest opcja przej\u0119cia sk\u0142adek?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Je\u015bli ubezpieczony dozna ca\u0142kowitego inwalidztwa i nie b\u0119dzie m\u00f3g\u0142 sam op\u0142aca\u0107 sk\u0142adek, Warta przejmie ich op\u0142acanie. Dziecko i tak otrzyma pe\u0142n\u0105 ustalon\u0105 kwot\u0119 po osi\u0105gni\u0119ciu okre\u015blonego w umowie wieku.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-6 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Czy dziecko mo\u017ce otrzyma\u0107 rent\u0119 miesi\u0119czn\u0105?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Tak. W razie \u015bmierci fundatora Warta mo\u017ce zapewni\u0107 dziecku wyp\u0142at\u0119 miesi\u0119cznej renty w ustalonej przez Ciebie wysoko\u015bci. Dzi\u0119ki temu dziecko b\u0119dzie mia\u0142o pieni\u0105dze np. na zdobycie wykszta\u0142cenia, nawet gdy Ciebie zabraknie.<\/p>\n\n<\/div><\/div><\/div>\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane-7 kt-pane-header-arrow-style\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-blocks-accordion-title\" type=\"button\" aria-expanded=\"false\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title-inner\">Jak mog\u0119 zawrze\u0107 umow\u0119 POSAG?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium pod numerem 325 325 325. Doradca pomo\u017ce ustali\u0107 kwot\u0119 docelow\u0105, moment wyp\u0142aty i zakres ochrony dopasowany do Twoich potrzeb.<\/p>\n\n<\/div><\/div><\/div>\n\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-idsummary_row_psg_001 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-idsummary_row_psg_001 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-idsummary_row_psg_001 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-idsummary_row_psg_001 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-idsummary_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-idsummary_row_psg_001 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-idsummary_row_psg_001 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col{flex-direction:column;}.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-columnsummary_col_psg_001{position:relative;}@media all and (max-width: 1024px){.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-columnsummary_col_psg_001 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-columnsummary_col_psg_001 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001[data-kb-block=\"kb-adv-headingsummary_heading_psg_001\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001[data-kb-block=\"kb-adv-headingsummary_heading_psg_001\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-headingsummary_heading_psg_001[data-kb-block=\"kb-adv-headingsummary_heading_psg_001\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_summary_heading_psg_001\">Dlaczego warto wybra\u0107 program Warta POSAG?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Warta POSAG to program oszcz\u0119dno\u015bciowo-ochronny, kt\u00f3ry pozwala bezpiecznie gromadzi\u0107 \u015brodki na przysz\u0142o\u015b\u0107 dziecka. Ustalona kwota wyp\u0142acana mi\u0119dzy 18 a 25 urodzinami, renta miesi\u0119czna w razie \u015bmierci fundatora, gwarancja wyp\u0142aty niezale\u017cnie od liczby wp\u0142aconych sk\u0142adek oraz przej\u0119cie op\u0142acania sk\u0142adek przy inwalidztwie \u2013 to kompleksowe zabezpieczenie finansowej przysz\u0142o\u015bci Twojego dziecka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skontaktuj si\u0119 z doradc\u0105 Polisarium: <strong>325 325 325<\/strong>.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"featured_media":2950,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[16],"class_list":["post-2951","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-ubezpieczenia-na-zycie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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