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Pro Familia

Generali

Generali Pro Familia - life insurance with investment opportunities

Have you ever wondered how your loved ones' lives would change if your or their health unexpectedly deteriorated? Generali Pro Familia is life insurance that combines financial protection for your family with flexible investing - so you have a say in the shape of the protection, with a portion of the premium working for your future.

Pro Familia allows you to protect your family in case of unforeseen events, while giving you the opportunity to accumulate capital in insurance equity funds. You can tailor the coverage to your life situation and extend it with as many as 22 additional contracts - including child protection and IKE and IKZE retirement products.

Premiums from PLN 70/month.

Premiums from as little as PLN 70 per month

22 additional agreements

Possibility to supplement protection with as many as 22 additional contracts

IKE and IKZE

The possibility of supplementing the IKE and IKZE agreement

Additional SU

Additional sum insured as of the second policy anniversary

Pro Familia insurance coverage from Generali

Pro Familia offers flexible coverage - you can expand the basic package with as many as 22 additional contracts, tailoring protection to the needs of the whole family.

Basic scope

  • Security for the life of the insured - benefit payment in the event of the insured's death, providing financial security for the family.

Extensions (to choose from 22 additional contracts)

  • Permanent disability caused by an accident: One-time benefit in case of permanent injury due to an accident.
  • Serious Illness: payment of funds in case of diagnosis of a serious illness, such as malignant cancer, heart attack or stroke.
  • Partial and total inability to work: financial support when the insured loses the ability to perform gainful employment.
  • A hospital stay and major surgery: benefit for each day of hospitalization and payment in case of major surgery.
  • Child Protection Package: Comprehensive coverage that includes a second medical opinion and a payout in the event of a major child surgery.
  • IKE (Individual Retirement Account): The ability to accumulate funds for retirement with tax benefits.
  • IKZE (Individual Retirement Security Account): Additional retirement savings with tax-deductible contributions.

💡 Worth knowing

- You can influence the shape of your protection by changing the sum insured - adjust it to your current life situation.
- You can invest part of your premium in insurance equity funds - your capital is working for the future.
- From the second policy anniversary, you receive an additional sum insured.
- You can supplement the protection with IKE and IKZE pension products - with tax benefits.

Contribution

The premium for Pro Familia insurance starts as low as 70 zł per month. The exact amount depends on the sum insured selected, the scope of coverage (number of additional contracts), the age of the insured and the duration of the contract. You can pay the premium monthly, quarterly, semiannually or annually.

Contact a Polisarium advisor at. 325 325 325, to get a customized quote tailored to your needs.

How to make a deal

  • Contact a Polisarium advisor or call: 325 325 325.
  • The consultant will conduct a needs analysis and prepare a tailored Pro Familia offer.
  • Together you will choose the sum insured, the scope of protection and additional contracts.
  • Upon approval, you will receive the application and documents by email or SMS.
  • Pay your premium conveniently online - and you're done.

The most common exclusions of liability

Below are typical examples of exclusions from the T&Cs of this type of product. The exact and binding wording can always be found in the Generali insurance documents provided to you prior to the conclusion of the contract.

  • Unlawful acts or attempted/suicidal acts within the period specified in the T&Cs from the conclusion of the contract.
  • Being under the influence of alcohol, intoxicants or psychotropic substances, if this influenced the occurrence of the incident.
  • Engaging in high-risk sports or participating in competitions/races without appropriate clauses in the contract.
  • Driving a vehicle without the required authorization, if this had an impact on the insurance event.
  • Diseases and conditions existing prior to the conclusion of the contract - see the T&Cs and product documents for details.
  • Participation in a fight (except for necessary defense) and intentional acts.

Frequently asked questions about Pro Familia insurance

Pro Familia is aimed at people who want to financially secure their family in case of unforeseen events - death, illness or incapacity - and at the same time want to invest a portion of the premium in equity funds.

Premiums start as low as PLN 70 per month. The exact amount depends on the sum insured selected, the scope of coverage, the age of the insured and the term of the contract. Contact a Polisarium advisor (tel. 325 325 325) for a personalized quote.

Supplementary contracts are extensions of coverage that you can attach to your basic policy. Pro Familia has as many as 22 additional contracts available - including coverage for serious illness, hospitalization, and incapacity, as well as a protection package for children and IKE and IKZE retirement products.

As of the second policy anniversary, Generali grants an additional sum insured, which means a higher benefit in the event of an insured event - without having to increase the premium. This is a bonus for continuing the contract.

Yes. Pro Familia allows you to invest a portion of your premium in insurance equity funds (ICFs). This way, in addition to insurance coverage, you accumulate capital that you can use in the future. You will agree on the choice of funds and investment strategy with your advisor.

Yes - among the 22 ancillary contracts, a child protection package is available, which includes, among other things, a second medical opinion and a benefit in the event of a child's major surgery.

Most conveniently online through the „Report a loss” form on the Generali website. You can also call the experts at 913 913 913, and a policy advisor will help you through the entire application process.

Why choose Generali Pro Familia?

Generali Pro Familia is a comprehensive life insurance that protects the family while building capital for the future. With the flexibility to choose from 22 additional contracts, everyone will find a range of coverage to fit their needs - from health protection for children, to disability coverage, to IKE and IKZE retirement products. An additional sum assured from the second policy anniversary is a bonus that rewards continuation of the contract.

Contact a Polisarium advisor at. 325 325 325, to match the amount of insurance and coverage to your family's needs.