InterRisk

Interrisk

InterRisk - property, health and personal accident insurance

InterRisk Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group is one of the leading property insurance companies in Poland, operating continuously since 1993. The company is part of the Vienna Insurance Group - the insurance leader in Central and Eastern Europe, with about 50 companies in 30 countries. InterRisk offers a wide range of insurance products: communications, property, personal, health and financial - for both individuals and businesses.

InterRisk insurance - product offer

InterRisk offers a wide range of life, accident and health insurance. Below are the products available through Polisarium advisors:

  • EDU Plus - School accident insurance for children and teenagers up to 26 years of age. 4 main options, 20 additional options, Hejt Stop. 24/7 coverage worldwide.
  • NNW fromNOWA - universal accident insurance. 5 options (Prudent, Prudent, Demanding, Sports, TSO), 27 additional options, unique ALL Clause.
  • Medi-Care - Private health insurance with cashless access to Enel-Med facilities. 7 variants from Opal to Diamond.
  • Antidote Plus - Health insurance with Freedom of Treatment option (70% reimbursement at any facility). 3 options, dental in scope.
  • My Family - Comprehensive family insurance combining accident and health elements. Protection for spouse and children, medical treatment abroad up to €10,000.

Why choose InterRisk?

  • Vienna Insurance Group: InterRisk is one of the largest insurance companies in Central and Eastern Europe, with some 50 companies in 30 countries.
  • More than 30 years on the market: has been operating continuously in Poland since 1993, financial stability and years of experience.
  • Comprehensive offer: Motor, property, personal (accident and health), health and financial insurance - for individuals, families and businesses.
  • Innovative solutions: ALL clause (no exclusions), Freedom to Treat (70% reimbursement), Hejt Stop (protection against cyberbullying), Telemedicine.
  • Flexibility: Modular product design - you choose only the benefits you need. Premiums tailored to your coverage.
  • Network of medical facilities: Cashless access to private facilities (Enel-Med and Medical Partner) nationwide.

InterRisk health insurance - what is worth knowing?

InterRisk offers two different health insurance, which allow cashless access to private medical facilities:

Medi-Care - implementation of services at Enel-Med facilities. 7 variants from Opal (12 specialists) to Diamond (full coverage with psychotherapy). Variants with a surcharge (Sapphire/Rubin with Surcharge) have lower premiums with a small deductible (15-30 PLN/visit). Hospital stay after NW up to PLN 6,000, assistance up to PLN 5,000. Individual or family, up to age 80.

Antidote Plus - implementation in the Medical Partner network + unique option Freedom to Treat (70% reimbursement at any facility, limit of PLN 500/quarter). 3 variants: Standard (7 specialists), Extended (19), Complex (27). Dentistry included in coverage. Hospital stay after NW and illness up to PLN 3,000. Up to 69.

InterRisk accident and family insurance - overview of the offer

EDU Plus - School accident insurance for children, pupils and students up to the age of 26. Protects against the consequences of accidents and illnesses 24/7 worldwide. 4 main options (Basic, Basic Plus, Protection, Protection Plus), 20 additional options (including KLESZZCZ package, Telemedicine, Assistance) and innovative Hejt Stop option protecting against cyberbullying. Premiums start at a few tens of zlotys per year.

NNW fromNOWA - universal NNW insurance For individuals, companies, associations and TSOs. 5 options (Prudent, Prudent, Requisite, Sports, TSO), 27 additional options and a unique ALL Clause excluding almost all exclusions. Requisite option: damage 51-100% - payout up to 350% SU.

My Family - Family insurance combining accident and health elements. Protection for the insured, spouse/partner and children in one policy. 2 variants, 11 types of benefits, medical expenses abroad up to €10,000, +50% for a traffic accident. Up to 67 years of age.

How to buy InterRisk insurance step by step

  • Call a Polisarium advisor at 325 325 325 - The consultant will help select the product and variant.
  • Determine your needs - health insurance (Medi-Care, Antidote Plus), NNW (EDU Plus, NNW odNOWA) or family insurance (My Family).
  • Choose the variant and additional options - modular design allows you to pay only for what you need.
  • Enter the data of the insured persons and fill out the insurance application.
  • Read the T&C of the selected product and accept the terms and conditions.
  • Pay the premium - coverage begins on the date indicated in the contract. Period of insurance: 12 months.

Frequently asked questions about InterRisk insurance

InterRisk Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group is a Polish property insurer operating since 1993. It is part of the Vienna Insurance Group - the insurance leader in Central and Eastern Europe with about 50 companies in 30 countries. Share capital: PLN 137,640,100. Headquartered in Warsaw, 22 Noakowskiego Street.

InterRisk offers insurance: motor (OC, AC, NNW), property (home, apartment, business), personal (NNW odNOWA, EDU Plus, Moja Rodzina), health (Medi-Care, Antidote Plus) and financial. NNW, health and family products are available through the Polisarium advisor.

Medi-Care provides benefits at Enel-Med facilities (7 options, up to 80 years of age, hospital only after NW). Antidote Plus uses another Medical Partner network and offers a unique Freedom of Treatment option (70% reimbursement at any facility), dental coverage and hospital after NW and illness (3 variants, up to age 69).

For school children and youth: EDU Plus (up to 26 years old, Heyt Stop, competitive sports). For adults, companies and TSOs: NNW fromNOWA (ALL Clause, 27 options). For the whole family with health elements: My Family (NNW + treatment abroad €10k).

The ALL clause is a unique extension available in group contracts (Prudent, Prudent, Requisite options, min. 9 months). Upon payment of an additional premium, it excludes almost all standard exclusions of liability - the only one remaining is suicide or self-harm.

Freedom of Treatment allows you to use medical services at any facility in Poland (not only in the Medical Partner's network). InterRisk reimburses 70% of the costs incurred, with a limit of PLN 500 per quarter. All you need to do is submit an application with an invoice.

InterRisk specializes in property and personal insurance (SU). It does not offer classic life insurance (with SU for death from natural causes). The Moja Rodzina product combines NNW with health elements and covers death following an accident.

Most conveniently through a Polisarium advisor - call 325 325 325 325. The advisor will help select a product, variant and coverage. Contracts concluded for 12 months, premium paid as a single payment with the possibility of installments.

About InterRisk

InterRisk Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group has been operating on the Polish market continuously since 1993 on the basis of the authorization of the Minister of Finance DU/905/A/KP/93.The company belongs to the concern Vienna Insurance Group - an insurance leader in Central and Eastern Europe with some 50 companies in 30 countries.

Registered office: 22 Stanisława Noakowskiego St., 00-668 Warsaw. KRS: 0000054136, NIP: 526-00-38-806. Share capital: PLN 137,640,100.00 (paid in full). InterRisk offers motor, property, personal, health and financial insurance. The company applies the Corporate Governance Principles for Supervised Institutions issued by the FSC and is subject to supervision by the Financial Supervision Commission.