Uniqa

Uniqa

UNIQA - life, health, accident and property insurance

UNIQA is Poland's fifth largest insurance group, serving more than 5 million individual customers and 80,000 companies. Its offerings include life, health, personal accident, motor, property and travel insurance. The company is part of the Austrian UNIQA Insurance Group AG, one of the industry leaders in Central and Eastern Europe.

Key lines of protection

  • Life insurance - Protecting the life, health and finances of the family: Packaged Protection Plan, Conservation Plan, Protection with a Capital Guarantee.
  • Health - private medical care in the LUX MED network (Medical Plan) or online consultation (Telemedicine From PLN 96/year).
  • NNW - Personal accident protection for children and adults. Check out UNIQA school accident insurance.
  • Communications - OC, Autocasco, Assistance (Mini-Prestige variants), NNW driver and passengers, 15% online discount.
  • Assets - house, apartment, bungalow in the All Risk formula. UNIQA insures 70% housing cooperatives in Poland.
  • Travel - Medical expenses, baggage, trip cancellation - Europe, world and Poland.

Why UNIQA?

  • International facilities - Part of the Austrian UNIQA Insurance Group AG, with a presence in 18 countries.
  • Financial stability - SCR 274% solvency ratio, gross profit of PLN 371 million (2024).
  • Quick benefits - Simplified paths of claims settlement, decisions electronically.
  • Online discounts - 15% discount when buying insurance online.
  • 24/7 assistance - Assistance on the road and at home available 24/7.

UNIQA life insurance - what is worth knowing?

Life insurance from UNIQA financially protects loved ones in the event of the insured's death, and also protects the insured himself when his health deteriorates. Policies are available in individual and group variants. Coverage can be extended to include serious illness, hospitalization, accidental death and the investment portion (UFK, IKE, IKZE).

Scope and variants

  • Basic protection - payment of benefits to beneficiaries in the event of the death of the insured.
  • Extensions - Serious illness, hospitalization, surgery benefit, incapacity.
  • NNW - Financial support after the accident, in accordance with the health impairment table.
  • Flexibility - The possibility of attaching health care (Medical Plan), assistance and savings.

UNIQA's life products include. Packaged Protection Plan (5 variants, 55 serious illnesses), Conservation Plan (Flexible range from £55/month), Protection with Capital Guarantee (100% return of premiums) and My Child Package (from PLN 30/month). Conditions and exclusions are specified in the T&C.

Contribution and paperwork

  • Payment - Monthly, quarterly or annual, confirmed in the policy.
  • Documents - application with personal information and answers to questions about health.
  • Policy - you will receive a document confirming the conclusion of the insurance contract.

Looking for some inspiration? Check out the full list of products in the category life insurance.

UNIQA personal accident and group insurance - options for companies and families

Accident and health insurance from UNIQA provides some of the highest sums insured on the market - from as little as PLN 31 a year. Coverage includes medical expenses, rehabilitation and compensation for permanent injury. Policies operate around the clock, both in Poland and abroad.

NNW for children and adults

  • NNW school insurance - 8 packages (XS-Maxi), 24/7 protection, 13 major illnesses, extensions: Hejt Stop, Liability, Care Plus.
  • Individual NNW - For adults, coverage for permanent injury and death due to NW.

Group insurance for employers

A group program from UNIQA combines life, health and accident insurance protection for employees. The employer gains a staff retention tool and the team gains quick access to medical benefits and services.

  • Wide range - Life, accident, health and assistance in one plan.
  • Simple onboarding - List of employees and declarations, start of security at the agreed date.
  • HR Support - Implementation materials and a permanent policy mentor.

Check out the full range in the group insurance or Individual NNW.

How to buy UNIQA insurance step by step

You can buy UNIQA insurance online (with 15% discount), through an agent or through an advisor. The process is transparent and quick - if you buy online, you only need a few minutes.

  1. Consultation - You determine your needs and budget. You can take the help of a Polisarium advisor.
  2. Choice of variant - You compare sums insured, coverage and extensions.
  3. Premium calculation - Pricing based on risk, age and selected coverage.
  4. Application - You fill out a form with data and answers to questions about risk.
  5. Decision and policy - You receive a document confirming the conclusion of the agreement.
  6. Checking the policy - possible through your online account or the UNIQA hotline.

Contact and service

UNIQA helpline: 22 599 95 22 (Mon-Fri 8:00 a.m. - 8:00 p.m., Sat 9:00 a.m. - 5:00 p.m.). Damage reporting: 801 597 597. Assistance on the road and at home: 24/7. Headquarters: 51 Chlodna St., 00-867 Warsaw.

Want to compare UNIQA's offer with other companies? Contact your Polisarium advisor - 325 325 325.

Frequently asked questions about UNIQA insurance

Most conveniently through your online account on the UNIQA website or by contacting the helpline (22 599 95 22). You can also ask your agent to resend your policy confirmation.

A decision is made within statutory deadlines (usually up to 30 days). Simplified liquidation paths are available in selected products, which can speed up the payment of benefits.

UNIQA offers individual and group life insurance: Packaged Protection Plan, Protection Plan, Protection with Capital Guarantee, and My Child Package. Coverage includes death, accidental death, serious illness, hospital stay and investment portion. Also check the list in the life insurance.

Choose a variant, fill out the application and pay the premium. Online you will receive 15% discount. Or you can buy through a Polisarium advisor (tel. 325 325 325), who will compare offers from several companies.

Apply online or by phone: 801 597 597 (Mon-Fri: 8:00am-7:00pm, Sat: 8:00am-4:00pm). Prepare your policy number and a description of the incident. You will receive an SMS or email with confirmation and a case manager.

All AXA policies have been taken over by UNIQA and are valid under the existing terms and conditions. Since April 2021, the companies have been operating under the UNIQA brand. Customers did not have to take any action.

UNIQA Insurance Group - Insurance Company

UNIQA's origins in Poland date back to 1990, when the Polish Insurance Institute was founded. In 2001, the company joined the Austrian UNIQA Insurance Group AG. A landmark moment was the acquisition of AXA companies in Central and Eastern Europe for about €1 billion (2020) - the largest transaction in the group's history. Since April 2021, AXA and UNIQA have been operating under a common brand.

The UNIQA Group in Poland comprises five companies: UNIQA Towarzystwo Ubezpieczeń S.A. (non-life), UNIQA TU na Życie S.A. (life), UNIQA TFI S.A. (funds), UNIQA PTE S.A. (pension) and UNIQA Polska S.A. (holding). The company cares about the comprehensiveness of its services - it serves individual clients, small and medium-sized companies and large corporations. It is constantly developing its offer, adapting it to the changing needs of the market.