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With a view to life PLUS

Generali

Generali - With a view to life PLUS

Generali, With an eye on life PLUS is a flexible life and health insurance that provides financial support in the most difficult moments. The coverage includes, among other things, serious illnesses (such as cancer), the effects of accidents and sudden illnesses. You can conclude the policy conveniently remotely - by phone or at an agent's office - and you will receive the documents by email or SMS. The death benefit of the insured is due from the 1st day of coverage.

What does it include PLUS life?

You choose one of the variants tailored to your needs. Protection and additional services are available from the beginning of the contract according to the scope of the selected package and the provisions of the T&Cs. Below are the most important benefits confirmed in Generali materials.

  • Protection Variants: Choosing a package tailored to your needs.
  • Benefit from Day 1: Full payout in the event of death from the start of coverage.
  • Hospital stay: Benefit for as little as 1 day of hospitalization (illness or NNW).
  • 41 serious diseases: Cancer, heart attack, stroke, MS, organ transplant, among others.
  • Injuries without permanent damage (e.g., fractures, dislocations, sprains) - payment of compensation.
  • Ability to cover spouse/partner and child; childbirth benefit.
  • Access to Assistance services in the event of an accident or sudden illness.
  • Customer Account - access your policy online; report damage with a simple form.

💡 Who is this policy for?

With life in mind, PLUS will work well for: singles - high protection; couples - safeguarding a loved one; families - life and health protection and child/parent/father-in-law benefits; seniors - unlimited protection (according to the terms of the contract).

Premium and costs

The amount of the premium is determined individually based on the selected variant and scope of protection. You have flexible forms of payment: monthly, quarterly, semi-annually or annually. The contract can also be concluded quickly with an assignment to the bank (when the loan requires it). The contract renews automatically every year, unless you make a declaration of non-renewal. You will receive the conclusion documents by email or SMS, and you will be reminded of payment by SMS.

Want to know your premium? Contact your agent or call center: 22 299 11 11. You can also order a call - we will call you back.

How to conclude a contract remotely

  • Call Agent/Call Center: 22 299 11 11 Or order an interview.
  • The consultant will analyze your needs and provide a personalized offer.
  • Upon approval, you will receive the application and documents by email or SMS.
  • Pay for your policy online via PayU or BLIK and receive a confirmation.

💡 How do I report a loss?

Apply online in 2 minutes via Generali form or by phone. Damage hotline number: 913 913 913. Online form: my.generali.co.uk/claimonweb.

Exclusions and penalties - the most important information

A detailed catalog of exclusions of liability and grace periods is specified in Generali's General Terms and Conditions of Insurance (GIC). According to the FAQ section, when changing the package during the coverage period, grace periods apply only to the excess sum insured, as long as the new contract begins no later than 31 days after the end of the previous one. Read the T&Cs and the scope of benefits before concluding the contract.

  • Penalties may apply in accordance with the T&Cs - check the document of the concluded contract.
  • For details of exclusions (e.g., scope of events and limitations), see Generali's T&C.

Frequently asked questions

The insured can be a person who is at least 15 years of age on the date of the contract, but under the age of 81.

Yes. You can change the beneficiary at any time during the term of the contract - either on your own in the Customer Account (tab „List of beneficiaries”) or by submitting a form to centrumklienta@generali.pl.

Yes. It is possible to change the package during the protection. Alternatively, you can terminate the contract and conclude a new one (after a medical questionnaire/examination - if required). If the new contract will start max. 31 days after the end of the previous one, grace periods apply only to the excess sum insured.

No. The contract is concluded for one year and automatically renews for another year, unless either party makes a declaration of non-renewal.

Make your application through the online form: my.generali.pl/claimonweb. Follow the instructions on the site.

Email a scan or clear photo of your written cancellation (with policy number, date and handwritten signature) to: centrumklienta@generali.pl.

Why is it worth it?

With life in mind, PLUS combines a wide range of benefits with convenient service. You have fast contracting, flexible payments, a Customer Account and simple online claim reporting. You get real financial support for serious illness, hospitalization or accidents, among others. Talk to an advisor and choose the variant best suited to you.