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Cyclist Insurance

TUZ

Cyclist's insurance from TUZ - third party liability and accident insurance package.

Cyclist Insurance from TUZ Insurance is a package of two insurance policies: Liability in private life (protection against third-party claims) and Individual NNW (financial support in case of an accident). The policy protects not only cyclists, but also users of scooters, skateboards, inline skates, skymasters, segways and segway shoes - both mechanical and electric. Third party liability with a coverage amount of up to PLN 500,000, accident insurance with a coverage amount of up to PLN 60,000. Can be purchased separately or in addition to home/apartment insurance.

🚲 OC + NNW

Package of two insurances in one policy

💰 Up to PLN 500,000

Sum assured of third party liability from PLN 30,000 to 500,000.

🛴 Not just a bicycle

Also scooter, skateboard, inline skates, segway - mechanical and electric

🏠 From the house policy

You can add TUZ to your home/apartment insurance

Cyclist insurance coverage from TUZ

Liability in private life - 2 variants

Third-party liability protects you from third-party claims for personal injury and property damage caused while riding a bicycle, scooter and other single-person vehicles:

  • OC Standard: damage caused to third parties in connection with the ownership or use of mechanical bicycles, scooters, wheelchairs, skateboards.
  • OC Active: Standard coverage + damage with use electric: scooters, bicycles, skateboards, inline skates, skymaster, segway, segway shoes.
  • Liability coverage amount: From PLN 30,000 to PLN 500,000 - selected individually by the policyholder.

Individual NNW

NNW provides financial support in the event of permanent injury or death due to an accident:

  • NW permanent injury: Proportional benefit (% SU per % of impairment).
  • Death due to NW: 100% sums insured.
  • Orthopedic items and aids: reimbursement of acquisition, rental or repair costs.
  • Day hospital services: For each day of hospitalization (min. 3 days of continuous hospitalization).
  • Expansion: heart attack and stroke: permanent impairment and death, if diagnosed for the first time during the coverage period.
  • NNW Insurance Sum: From PLN 5,000 to PLN 60,000 - selected individually.

Cyclist's insurance package - comparison

ElementOC StandardOC ActiveNNW
Subject of protectionDamage to third partiesDamage to third partiesOwn injury/death
Motor vehicles✓✓—
Electric vehicles—✓—
Sum assured/SUPLN 30,000-500,000PLN 30,000-500,000PLN 5,000-60,000
Injury to health——✓ (% SU).
NW deaths——✓ (100% SU)
Hospital benefits——✓ (from day 3)
Orthopedic items——✓
Myocardial infarction/stroke (extension)——✓ (optional)

The exact premium will be determined by a Polisarium advisor - call 325 325 325.

Not just for cyclists!

Bicyclist insurance from TUZ protects users of all single-occupancy vehicles:
• Mechanical: bicycles, scooters, wheelchairs, skateboards
• Electric (OC Variant Active): e-scooters, e-bikes, e-skateboards, skateboards, skymaster, segway, segway shoes

Can be redeemed as separate policy or as home/apartment insurance supplement In TUZ - with a discount on the package. According to the Police, cyclists were involved in 3,685 traffic accidents in 2022. - Third party liability and accident insurance protection is a wise decision.

Insurance premium

The amount of the premium depends on the OC variant chosen (Standard/Active), the amount of OC coverage, the amount of accident insurance and the insurance period. TUZ offers competitive prices and discounts when bundling with home/apartment insurance. Call us at 325 325 325, to get a quote.

How do I buy insurance for a Cyclist?

  • Contact a Polisarium advisor at. 325 325 325.
  • Choose a third-party liability variant (Standard or Active) and a coverage amount (PLN 30,000-500,000).
  • Specify the sum insured for NNW (PLN 5,000-60,000) and possible extension for heart attack/stroke.
  • Provide personal information and fill out the application.
  • Review the T&C for liability and accident insurance.
  • Pay the premium - coverage lasts 12 months (or less according to the offer).

Key exclusions

  • Theft of a bicycle - the policy does NOT cover bicycle insurance against theft or damage.
  • Damage caused intentionally or while intoxicated.
  • High-risk sports and competitive sports.
  • Warfare, acts of terror, riots.
  • Events prior to coverage.
  • For a full catalog of exclusions, see TUZ's T&C insurance.

Frequently Asked Questions about Bicyclist Insurance

Not only cyclists! The policy protects users of mechanical bicycles, scooters, wheelchairs, skateboards, and in the OC Active variant also electric ones: e-scooters, e-bikes, e-descooters, in-line skates, skymasters, segways and segway shoes.

OC Standard covers damage with the use of vehicles mechanical (bicycles, scooters, skateboards). OC Active extends coverage to vehicles electric (e-scooters, e-bikes, e-skateboards, skateboards, skymaster, segway, segway shoes).

No - TUZ Cyclist's insurance is a liability + accident insurance package. It does not include insurance for the bike itself against theft or damage. However, it protects the cyclist: Liability - against third-party claims, NNW - payment of benefits upon injury or death.

Third party liability in private life: sum insured from PLN 30,000 to PLN 500,000. Personal accident insurance: sum insured from PLN 5,000 to PLN 60,000. You choose both amounts individually when concluding the contract.

The contract can be taken out for a period of 12 months or less, depending on TUZ Insurance's current offer. You can also purchase the policy as an add-on to home or apartment insurance.

With third-party liability - when you cause damage to a third party while riding your bike/scooter (e.g., hit a pedestrian, damage your car). With NNW - when you yourself suffer permanent injury or death due to NW. Hospital benefits - after a min. 3 days of hospitalization.

TUZ Cyclist Insurance is a package of third party liability + personal accident insurance. If you only need individual accident insurance, check out TUZ accident insurance With 9 additional clauses.

Call your policy advisor at 325 325 325 or contact your TUZ agent. You can also add Cyclist insurance to your TUZ home/apartment policy with a package discount.

Why choose Cyclist insurance from TUZ?

Cyclist's Insurance from TUZ is a complete package of third-party liability + accident insurance in one policy, which protects not only cyclists, but any user of a single-person vehicle - from a mechanical scooter to an electric segway. Third-party liability with a coverage amount of up to PLN 500,000 protects against third-party claims, and accident and personal injury (NNW) with an SU of up to PLN 60,000 provides financial support in the event of an accident. Can be extended to include heart attack and stroke and combined with discounted home/apartment insurance.

Contact a Polisarium advisor at. 325 325 325, to select the variant and sum insured.