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TUZ accident insurance

TUZ

TUZ accident insurance - personal accident protection.

Personal accident insurance from TUZ Ubezpieczenia is individual protection in case of permanent injury or death due to an accident. The policy provides financial support for you and your loved ones in the most difficult moments. Coverage can be extended with 9 additional clauses - including heart attack and stroke, hospital benefits, medical expenses, rehabilitation and medical assistance. Insurance is available for people up to 70 years of age, for a period of 12 months, with the sum insured selected individually.

🛡️ NNW Protection

Injury and death due to personal accident

➕ 9 clauses

9 additional clauses - hospital, treatment, rehabilitation, assistance

💰 Flexible SU

You choose your own sum insured to suit your needs

👤 Up to 70 years of age.

For individuals up to 70 years of age, period of 12 months

Coverage of accident insurance from TUZ

Basic scope

  • Permanent impairment: Proportional benefit - 1% of the sum insured for each 1% of established permanent impairment due to an accident.
  • Death due to NW: benefit of 100% of the sum insured paid to eligible persons.

9 additional clauses - extensions of protection

Any clause can be added to your policy for an additional premium. That way you only pay for the protection you actually need:

  • Clause 01 - Heart attack and stroke: Extension of coverage to include the aftermath of heart attack and stroke (normally excluded from NNW).
  • Clause 02 - Daily hospital benefits: benefit for each day of hospital stay resulting from an accident.
  • Clause 03 - Medical Expenses: Reimbursement of documented medical expenses incurred as a result of NW (visits, tests, medications, hospital).
  • Clause 04 - Orthopedic items and aids: Reimbursement of the cost of acquiring prostheses, crutches, orthoses, wheelchairs and other post-NW measures.
  • Clause 05 - Professional Retraining: Reimbursement of retraining costs for those who, as a result of NW, have become unable to work in their current occupation.
  • Clause 06 - Rehabilitation Costs: reimbursement of rehabilitation costs after an accident (physiotherapy treatments, exercises).
  • Clause 07 - Permanent and Total Disability: Benefit in the event of a declaration of permanent and total disability due to NW.
  • Clause 08 - Additional NW Death Benefit: Increased accidental death benefit (in addition to the basic).
  • Clause 09 - Medical Assistance: Organization and payment of the cost of medical assistance after NW (transportation, doctor's visit, nurse, medicines).

Why should you choose NNW at TUZ?

• Competitive prices - individual approach to premium calculation
• Flexible sum insured - you yourself choose the SU tailored to your needs
• Modular design - 9 additional clauses, you only pay for what you need
• Simple payout system - 1% SU for each 1% of permanent health impairment
• Package discounts - favorable prices when combining additional clauses
• Wide range of protection - From basic NNW protection to full package with assistance

Insurance premium

The NNW premium from TUZ depends on the sum insured selected, the number of additional clauses, the age of the insured and the period of insurance. TUZ offers competitive prices and an individual approach to calculating the premium. Call us at 325 325 325, to get a quote.

How do I buy accident insurance from TUZ?

  • Contact a Polisarium advisor at. 325 325 325 Or with a TUZ agent/broker.
  • Specify the sum insured - the maximum amount you will receive in the event of 100% damage.
  • Select additional clauses (01-09) according to your needs.
  • Provide personal information and complete the insurance application.
  • Familiarize yourself with the T&Cs and the Table of Loss Standards.
  • Pay the premium - coverage lasts 12 months from the date indicated in the contract.

Key exclusions of liability

  • Events that are not the consequence of an accident (diseases, birth defects).
  • Heart attack and stroke (unless Clause 01 has been purchased).
  • Incidents under the influence of alcohol, drugs or psychotropic substances.
  • Willful act of the insured, suicide, self-harm.
  • Engaging in high-risk and competitive sports.
  • Warfare, acts of terror, riots.
  • For a full catalog of exclusions and limitations, see TUZ's General Insurance Terms and Conditions.

Frequently asked questions about accident insurance from TUZ

For individuals up to 70 years of age who want financial support in case of an accident. The policy protects against the consequences of permanent injury and death due to NW. It can be extended with 9 additional clauses.

Proportional system: 1% of the sum insured for each 1% of permanent injury. E.g., with an SU of PLN 50,000 and a 10% damage, you will receive PLN 5,000. The amount of impairment is determined based on the Permanent Impairment Percentage Rating Standards Table.

9 clauses: 01 - heart attack and stroke, 02 - daily hospital benefits, 03 - medical expenses, 04 - orthopedic items, 05 - vocational retraining, 06 - rehabilitation, 07 - permanent disability, 08 - additional death benefit, 09 - medical assistance.

The contract is concluded for a period of 12 months or less, depending on TUZ Insurance's current offer. Coverage begins on the date indicated in the insurance contract.

You choose the SU yourself - this is the maximum amount of benefit paid to you or your loved ones after an event. The higher the SU, the higher the benefits, but also the higher the premium. A Polisarium advisor can help you choose the optimal SU - call 325.325.325.

TUZ will pay the benefit after reporting the incident and providing documentation (hospital card, medical records, police report if applicable). Notification can be made by phone or in writing at any TUZ Insurance unit.

Individual NNW is a policy for one person with individually selected SU and clauses. TUZ group NNW is insurance taken out by the employer for the account of employees - with different coverage and conditions.

Call a Polisarium consultant at 325 325 325 or contact a TUZ agent. You can also use the TUZ hotline, where a consultant will help you select an insurance option.

Documents

Table of Standards for the Assessment of Percentage of Permanent Impairment (PDF). For full insurance terms and conditions, see TUZ Insurance's T&C. Contact a Polisarium advisor at. 325 325 325.

Why choose NNW insurance from TUZ?

Personal accident insurance from TUZ Ubezpieczenia is affordable and flexible personal accident protection. A simple payout system (1% SU for 1% of loss), individually selectable sum insured and 9 additional clauses allow you to build protection tailored to your needs and budget. It is worth considering the extension with hospital, expense and assistance clauses - thanks to them, the protection will cover not only the benefit for the injury, but also the real costs of treatment and rehabilitation.

Contact a Polisarium advisor at. 325 325 325, to receive a personalized quote for accident insurance from TUZ.