archived
Homepage » Life insurance » Between Us VIP archive

Between Us VIP

Compensa

Compensa „Między Nami” VIP - comprehensive individual life insurance

„Between Us” from Compensa is a comprehensive individual life insurance program, which is distinguished by a unique benefit: in the event of a terminal illness, the insurer will pay 50% of the sum insured while the insured is still alive. The VIP variant additionally offers a full package of assistance services. The insurance is available for people aged 18-55, with a choice of seven coverage options. The contract can be concluded in a single meeting with an agent.

„Between Us” insurance coverage VIP

The Between Us program offers a wide range of coverage, including both death and serious health events:

  • Fatal disease - An incurable disease diagnosed during the policy period, with a prognosis of life of up to 12 months. Payment of 50% sum insured while the insured is still alive.
  • Permanent injury as a result of a personal accident - irreversible damage to organs or body systems.
  • Serious illnesses - More than 30 disease entities, including: malignant tumors, stroke, heart attack, multiple sclerosis, organ transplantation and many others.
  • Hospital stay - Hospitalization lasting a minimum of 4 consecutive days (maximum 92 days per year).
  • ICU stay - A documented stay in an intensive care unit.
  • Specialized treatment - chemotherapy, radiation therapy, pacemaker implantation - both in Poland and abroad.
  • Hospitalization of a spouse from a personal accident - stay a minimum of 4 days.
  • Hospitalization of the child - As a result of accident or illness (min. 4 days, age 6 months - 18 years).

💡 Assistance services in the VIP variant.

The VIP variant of „Between Us” insurance includes a full package of assistance services:
• Medical visits - up to PLN 1,500
• Visits to specialists - up to PLN 1,500
• Nursing care - up to PLN 1,500
• Medical transportation - up to PLN 1,500
• Rehabilitation - up to PLN 500
• Caring for children/dependents - up to 600 zł
• Home care after hospitalization - up to 400 zł
• Psychological support - up to PLN 500
• Medical hotline - unlimited

Distinguishing features of the „Between Us” program”

  • Seven variants of protection - you can tailor coverage to your individual needs and budget.
  • Insured = policy owner. You decide on your policy - not your employer, not your spouse.
  • Concluding a contract in one meeting with an agent - Simplified procedure without unnecessary formalities.
  • Surgical procedures in Poland and abroad - Specialized treatment covered regardless of location.
  • Convenient online portal for reporting damages - A quick and transparent claims process.

Contribution

The premium depends on the selected variant of protection, age and sum insured. The „Between Us” program offers seven variants - from basic to extended VIP with a full assistance package.

📄 Download the full price list of „Between Us” insurance. VIP (PDF)

Contact a Polisarium advisor at. 325 325 325, to get a customized quote tailored to your needs.

How to make a deal

  • Contact a Polisarium advisor or call: 325 325 325.
  • The consultant will conduct a needs analysis and help select the optimal option from the seven available.
  • You will conclude the contract at one meeting with the agent - a simplified procedure.
  • You sign the contract and pay the premium - the protection kicks in.

The most common exclusions of liability

Below are typical examples of exclusions. The exact wording can be found in Compensa's T&Cs provided to you prior to entering into the contract.

  • Unlawful acts or attempted/suicidal acts within the period specified in the T&Cs from the conclusion of the contract.
  • Being under the influence of alcohol, intoxicants or psychotropic substances, if this had an impact on the incident.
  • Diseases and conditions existing prior to the conclusion of the contract that were not reported to the insurer.
  • Practicing high-risk sports or participating in competitions without the appropriate clauses.
  • Driving without the required authorization.
  • Participation in a fight (except for necessary defense), intentional acts, and participation in hostilities.

Frequently asked questions about „Between Us” insurance VIP

The insurance is designed for 18-55 year olds who are looking for comprehensive life protection with a full package of assistance services. The program offers seven variants of protection - from basic to extended VIP.

This is a unique feature of the „Between Us” program: in the event of a diagnosis of terminal illness (prognosis of life up to 12 months), Compensa will pay 50% of the sum insured while the insured is still alive. The remaining 50% goes to those entitled after death.

The program covers more than 30 disease entities, including: malignant tumors, stroke, heart attack, multiple sclerosis, organ transplant, kidney failure and many others. For a full list, see the T&Cs.

The VIP option provides: doctor visits (up to £1,500), specialist visits (up to £1,500), nursing care (up to £1,500), medical transportation (up to £1,500), rehabilitation (up to £500), child care (up to £600), home care (up to £400), psychological support (up to £500), and unlimited medical hotline.

Yes. Surgical procedures and specialized treatment (chemotherapy, radiation therapy, implantation of a pacemaker) are covered both in Poland and abroad.

Yes, in terms of hospitalization. The policy covers hospitalization of a spouse from an accident (min. 4 days) and hospitalization of a child from an accident or illness (age 6 months - 18 years, min. 4 days).

Call a Polisarium advisor at 325 325 325 325. The advisor will help you choose the optimal protection option and guide you through the contracting process.

Why choose Compensa „Between Us” VIP?

The „Between Us” program VIP from Compensa is one of the most comprehensive life insurance policies available on the Polish market. The unique ability to pay 50% sum insured for life in case of terminal illness, protection for more than 30 serious illnesses, hospital benefits for the whole family and a full VIP assistance package - all under one policy. Seven variants allow you to tailor protection to your individual needs, and you can conclude the contract in one meeting with an agent.

Contact a Polisarium advisor at. 325 325 325, to select the optimal protection option.