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Protecting Tomorrow

Nationale Nederlanden

Nationale-Nederlanden Protecting Tomorrow - flexible life insurance

Protecting Tomorrow is an attractive solution for those looking for an effective way to safeguard the life and health of themselves and their loved ones. It is protective insurance that can be flexibly adjusted to meet changing needs.

The scope of the agreement can be expanded to include 13 additional protection agreements; their selection depends on the customer's individual situation. Under a single policy, you can insure up to 10 people.

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Comprehensive protection

A number of ancillary contracts with varying coverage - from accidents to illnesses to child protection.

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For many people

You can insure up to 10 people - yourself, your partner, your children and other relatives - under a single policy.

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It changes with you

You can tailor the policy to your current needs and preferences - adding or dropping additional contracts during the policy term.

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Attractive discounts

Discount system for the package of additional contracts: 5%, 10%, 15% or even 20% when selecting all packages.

Tomorrow's Protection insurance coverage from Nationale-Nederlanden

Protecting Tomorrow is insurance consisting of a main contract (life insurance) and ancillary contracts. Supplementary contracts can be purchased in packages (discounts: 5%, 10%, 15%, 20%) or separately.

Just in case

  • Hospital stay or surgery after an accident
  • Recuperation after a hospital stay due to an accident
  • In case of injury
  • Permanent disability as a result of a personal accident
  • Death due to an accident
  • Death due to a traffic accident

When you buy contracts from the accident package, you will receive Medical Assistance for the package.

For your health

  • For Cancer She/He
  • For serious illnesses - without cancer
  • Hospital stay or surgery due to illness
  • Inability to live or work independently

When you buy contracts from health packages, you will receive Medical Assistance and Cancer Assistance to the package.

For the child

  • Serious illnesses of the child
  • Hospital stay or surgery due to illness
  • Hospital stay or surgery after an accident
  • Permanent disability as a result of a personal accident
  • Inability to live or work independently

When you buy contracts from health packages, you will receive Medical Assistance for the package.

For retirement

Take advantage of tax preferences and save for retirement. You can accumulate funds in an IKE and IKZE account.

For the future

Supplemental contract of life insurance with insurance capital fund is the investment part of Tomorrow's Protection insurance.

The investment portion of the policy is optional. You decide if, when and how much of your premium you want to allocate to investments. You can secure the future of your loved ones, accumulate funds in an IKE and IKZE account without paying withdrawal fees.

Tomorrow's Protection discount system

When you buy add-on contracts in packages, you can get discounts from 5% to as much as 20%. The more packages, the greater the savings.

Nationale-Nederlanden Protecting Tomorrow - discount system

Up to 10 people on one policy

Tomorrow's Protection allows you to insure up to 10 people under one policy - yourself, your partner, your children and other relatives. As a result, the whole family gets comprehensive protection, and you save on premiums thanks to a system of package discounts.

Premium and flexibility

The amount of premium depends on the sum insured selected, the scope of additional contracts and the age of the Insured. The investment premium is optional - you can choose when and how much of the premium you want to allocate to investments.

Contact a Polisarium advisor at. 325 325 325, to get a customized quote tailored to your needs.

How to make a deal

  • Contact a Polisarium advisor or call: 325 325 325.
  • The consultant will conduct a needs analysis and help select packages of additional contracts.
  • You will indicate the persons to be insured (up to 10 persons on one policy).
  • You sign the contract and pay the premium - the protection kicks in.

The most common exclusions of liability

Below are typical examples of exclusions. The exact wording can be found in the Nationale-Nederlanden T&Cs.

  • Unlawful acts or attempted/suicidal acts within the period specified in the T&Cs from the conclusion of the contract.
  • Being under the influence of alcohol, intoxicants or psychotropic substances, if this had an impact on the incident.
  • Diseases and conditions existing prior to the conclusion of the contract that were not reported to the insurer.
  • Practicing high-risk sports or participating in competitions without the appropriate clauses.
  • Driving without the required authorization.
  • Participation in hostilities, acts of terrorism or a fight (except for necessary defense).

Frequently asked questions about Tomorrow's Protection insurance

Protecting Tomorrow is protection insurance from Nationale-Nederlanden, which consists of a main contract (life insurance) and 13 additional protection contracts. Coverage can be flexibly adjusted to meet life's changing needs.

With one Tomorrow's Protection policy, you can insure up to 10 people - yourself, your partner, your children and other close family members.

There are 5 categories of additional contracts available: Just in case (6 contracts - accidents, hospital, disability, accidental death), For Health (4 contracts - cancer, illness, hospital, incapacity), For Child (5 contracts - illness, hospital, accidents, disability), For Retirement (IKE/IKZE) and For the Future (investment part with UFK).

When you buy add-on contracts in packages, you get discounts: 5% for one package, 10% for two packages, 15% for three packages, or 20% for all packages. The more packages, the greater the premium savings.

No, the investment portion of the policy (For the Future) is completely optional. You decide for yourself if, when and how much of your premium you want to allocate to investments. You can accumulate funds in an IKE and IKZE account without paying withdrawal fees.

Medical Assistance is added to accident and health packages. In health packages, you additionally receive Cancer Assistance. Services include arranging medical appointments, medical transportation and information assistance, among others.

Contact a Polisarium advisor at 325 325 325. The advisor will analyze your needs, help you select the right packages and guide you through the entire contracting process.

Why choose Tomorrow's Protection insurance?

Protecting Tomorrow from Nationale-Nederlanden is flexible life insurance that adapts to your needs. With 13 ancillary contracts in 5 categories, the ability to insure up to 10 people on a single policy, an attractive system of bundled discounts (up to 20%), and an optional investment component with IKE/IKZE, it's comprehensive protection for you and the whole family.

Contact your Polisarium advisor: 325 325 325.