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With NNW in mind

Generali

Generali „With NNW in mind” - 24/7 protection in Poland and abroad

NNW insurance from Generali provides financial support in case of unforeseen events. The coverage applies around the clock - in Poland and abroad - with the possibility of extending it with additional benefits.

24/7 Security

Around-the-clock insurance coverage

Hospital benefits

Payment of benefits in case of hospital stay

Protection around the world

Worldwide insurance coverage

Rehabilitation costs

Reimbursement of rehabilitation costs

„With an eye on the NNW” insurance coverage from Generali.

You can find detailed coverage and limits in the product's T&Cs. Below are the most important benefits.

Basic scope

  • Death due to NW: Benefit in the event of the Insured's death as a result of an accident.
  • Communication death: Benefit in the event of death of the Insured due to a traffic accident - double payment of the sum insured.

Additional scope (elective)

  • Permanent impairment: Benefit for permanent injury as a result of an accident.
  • Permanent impairment with progression: The possibility of obtaining up to three times the sum insured in case of a serious injury.
  • Serious injury: benefit in case of serious bodily injury.
  • Fractures, burns, frostbite: benefit for broken bones, burns or frostbite to the body.
  • Hospital stay: benefit for hospitalization after an accident.
  • Permanent disability: benefit in the event of permanent incapacity for gainful employment.
  • Temporary inability to work or study: benefit for the period of temporary incapacity.
  • Treatment costs: reimbursement of medical expenses for the consequences of an accident.
  • Plastic surgery: Covering the cost of plastic surgery after an accident.
  • Orthopedic equipment: rental or purchase of orthopedic items and aids.
  • Vocational retraining: The cost of retraining due to total inability to work.
  • Rehabilitation: Reimbursement of rehabilitation costs after an accident.

Extensions

  • Heart attack or stroke: Extension of coverage for the aftermath of a heart attack or stroke.
  • High-risk sports: Protection in case of incidents in high-risk sports.
  • Competitive Sports: Extension to events in competitive sports.

💡 Main product benefits

- Insurance coverage 24 hours a day
- Double payment of the sum insured in case of death due to a traffic accident
- Payment of benefit in case of permanent injury, disorder or death
- Possibility to obtain three times the sum insured (progression) with permanent damage
- Wide range of additional benefits: injury, serious injury, fractures, hospital, rehabilitation and more
- Protection also for high-risk and high-performance sports

Premium - how much does NNW insurance cost?

The premium depends on the coverage you choose, the sum insured and your individual risk assessment. Contact your advisor for an exact price tailored to your needs.

How to buy „With NNW in mind” from Generali

  • Determine the coverage you need and the sum insured.
  • Prepare the personal information of the Insured and the Policyholder.
  • Apply online or contact a Polisarium advisor.
  • Pay the premium - you will receive the policy and the coverage will begin on the selected date.
  • In the event of an incident, report the damage online or by phone and attach documentation.

Key exclusions of liability

Below are selected examples from the T&Cs. A full list of exclusions is available in the General Terms and Conditions of Insurance.

  • Events caused intentionally by the Insured or resulting from attempted suicide.
  • Consequences of being under the influence of alcohol, drugs or other intoxicants (above acceptable standards).
  • Events resulting from active participation in acts of terrorism, riots or hostilities.
  • A detailed catalog of exclusions and limitations can be found in the General Terms and Conditions of Insurance „Generali, with NNW in mind”.

Frequently asked questions about NNW insurance

The basic coverage of the „With an eye on NNW” NNW insurance includes benefits for accidental death and traffic death (double sum insured). Additional coverage is optional elective benefits - including permanent impairment, permanent impairment with progression to 300%, hospital stay, medical expenses, rehabilitation, fractures and burns, and permanent or temporary inability to work.

Yes. „With an eye on the accident” insurance provides protection 24 hours a day, 7 days a week - both in Poland and abroad. This means that in the event of an accident while traveling abroad, the insured can count on the full benefits provided by the policy.

Progression in accident insurance means the mechanism of increasing the benefit in proportion to the degree of injury. With a 3x progression, the benefit for permanent injury can be as much as three times the sum insured. The more severe the injury, the higher the payout percentage - which provides real financial support in case of severe injuries.

Yes. The „With a view to NNW” insurance extensions can cover events occurring in high-risk sports (e.g. skiing, climbing) and competitive sports. The extension is available at an additional premium and covers the full range of selected benefits.

By default, heart attack and stroke are not covered by NNW, as they do not constitute a personal accident. However, under the „With a view to NNW” insurance extension from Generali, you can cover the aftermath of a heart attack or stroke, in which case you are entitled to the same benefits as a personal accident.

Why should you choose „With an eye on NNW” NNW insurance?

Generali's „With a view to NNW” is a comprehensive accident cover - 24 hours a day, in Poland and abroad. Flexible coverage allows you to tailor the policy to your individual needs: from basic death cover, through hospital and rehabilitation benefits, to extensions for high-risk sports or heart attack and stroke. Progression to 300% of the sum insured guarantees real support in the event of a serious injury.